:root{
    color-scheme: light;
    --navy:#153B66;
    --navy-deep:#0B2948;
    --blue:#246AA5;
    --blue-soft:#EAF2F8;
    --blue-pale:#F4F8FB;
    --offwhite:#FAFAF8;
    --white:#FFFFFF;
    --ink:#17212B;
    --muted:#667483;
    --muted-soft:#8A95A2;
    --line:#E4E8EC;
    --line-soft:#EDF0F3;
    --field:#C7D1DA;
    --on-navy:#BFD0E0;

    --wrap:1240px;
    --gutter:clamp(22px,4.6vw,64px);
    --section:clamp(64px,8vw,120px);
    --ease:cubic-bezier(.2,.7,.2,1);
    --ease-rv:cubic-bezier(.16,1,.3,1);
    --ease-io:cubic-bezier(.7,0,.2,1);
    --sans:"Inter","Helvetica Neue",Helvetica,Arial,sans-serif;
  }

  *{box-sizing:border-box}
  html{-webkit-text-size-adjust:100%}
  body{
    margin:0;background:var(--white);color:var(--ink);font-family:var(--sans);
    font-size:16.5px;line-height:1.62;-webkit-font-smoothing:antialiased;overflow-x:hidden;
  }
  img{max-width:100%;display:block}
  .num{font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1}
  .wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
  a{color:var(--blue);text-decoration:none}
  a:hover{color:var(--navy)}
  :focus-visible{outline:2px solid var(--blue);outline-offset:3px}
  button{font:inherit}

  h1,h2,h3,h4{margin:0;font-weight:500;color:var(--ink)}
  .hl{font-weight:600;color:var(--blue)}
  .bg-navy .hl,.cta .hl{color:#9CC7EC}
  h1{font-size:clamp(34px,4.3vw,58px);line-height:1.08;letter-spacing:-.03em;font-weight:500}
  h2{font-size:clamp(27px,2.7vw,38px);line-height:1.15;letter-spacing:-.025em}
  h3{font-size:clamp(19px,1.5vw,22px);line-height:1.3;letter-spacing:-.015em}
  p{margin:0}

  .lede{margin-top:22px;font-size:clamp(17px,1.35vw,19px);color:var(--muted);max-width:50ch;line-height:1.6}
  .label{font-size:14.5px;font-weight:500;color:var(--blue);margin-bottom:16px}
  .note{font-size:13.5px;color:var(--muted-soft);margin-top:18px}
  .muted{color:var(--muted)}
  .section{padding-block:var(--section)}
  .bg-off{background:var(--offwhite)}
  .bg-pale{background:var(--blue-pale)}
  .bg-navy{background:var(--navy);color:#fff}
  .bg-navy h2,.bg-navy h3{color:#fff}
  .hair-t{border-top:1px solid var(--line)}
  .hair-b{border-bottom:1px solid var(--line)}

  .ph{color:inherit;text-decoration:underline dashed #B79B45;text-decoration-thickness:1px;text-underline-offset:4px}
  .bg-navy .ph,.foot .ph{text-decoration-color:#D8BE6A}

  /* ---------------- buttons & links ---------------- */
  .btn{
    position:relative;display:inline-flex;align-items:center;gap:12px;height:50px;padding:0 26px;
    background:var(--navy);color:#fff;border:0;border-radius:5px;font-size:15.5px;font-weight:600;
    cursor:pointer;overflow:hidden;isolation:isolate;transition:color .3s var(--ease);
  }
  .btn::before{content:"";position:absolute;inset:0;background:var(--navy-deep);transform:scaleX(0);transform-origin:right;transition:transform .45s var(--ease-io);z-index:-1}
  .btn:hover{color:#fff}
  .btn:hover::before{transform:scaleX(1);transform-origin:left}
  .btn i{font-style:normal;transition:transform .3s var(--ease)}
  .btn:hover i{transform:translateX(5px)}
  .btn.light{background:#fff;color:var(--navy)}
  .btn.light::before{background:var(--blue-soft)}
  .btn.light:hover{color:var(--navy)}
  .btn.sm{height:42px;padding:0 18px;font-size:14.5px}

  .link{
    position:relative;display:inline-flex;align-items:center;gap:10px;font-weight:600;color:var(--navy);
    padding-bottom:4px;
  }
  .link::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:currentColor;transform:scaleX(.35);transform-origin:left;transition:transform .45s var(--ease);opacity:.6}
  .link:hover::after{transform:scaleX(1)}
  .link i{font-style:normal;transition:transform .3s var(--ease)}
  .link:hover i{transform:translateX(5px)}
  .bg-navy .link{color:#fff}

  /* ---------------- motion system ---------------- */
  html.motion .rv{opacity:0;transform:translateY(30px);transition:opacity .9s var(--ease),transform 1s var(--ease);transition-delay:var(--d,0s)}
  html.motion .rv.in{opacity:1;transform:none}
  html.motion .rv-fade{opacity:0;transition:opacity 1.1s var(--ease);transition-delay:var(--d,0s)}
  html.motion .rv-fade.in{opacity:1}
  .lines .ln{display:block}
  html.motion .lines .ln{overflow:hidden;padding-bottom:.08em;margin-bottom:-.08em}
  html.motion .lines .ln > span{display:block;transform:translateY(108%);transition:transform 1.05s var(--ease);transition-delay:var(--d,0s)}
  html.motion .lines.in .ln > span{transform:none}
  html.motion .draw{transform:scaleX(0);transform-origin:left;transition:transform 1.6s var(--ease-io);transition-delay:var(--d,0s)}
  html.motion .in .draw,html.motion .draw.in{transform:scaleX(1)}
  html.motion .scrub .w{opacity:.14;transition:opacity .35s ease}
  html.motion .scrub .w.on{opacity:1}
  [data-par]{will-change:transform}

  @keyframes floatA{0%,100%{transform:translate3d(0,0,0)}50%{transform:translate3d(0,-10px,0)}}
  @keyframes floatB{0%,100%{transform:translate3d(0,0,0)}50%{transform:translate3d(0,8px,0)}}
  @keyframes tint{0%{background:#DEEAF4}100%{background:var(--blue-pale)}}

  /* ---------------- page wipe ---------------- */
  .wipe{position:fixed;inset:0;z-index:200;pointer-events:none;background:var(--offwhite);transform:scaleY(0);transform-origin:bottom;display:grid;place-items:center}
  .wipe span{color:#fff;font-size:22px;font-weight:600;letter-spacing:-.02em;opacity:0;transition:opacity .2s ease}
  .wipe.cover{transform:scaleY(1);transition:transform .34s var(--ease-io)}
  .wipe.cover span{opacity:1;transition-delay:.12s}
  .wipe.leave{transform:scaleY(0);transform-origin:top;transition:transform .42s var(--ease-io)}
  .view{display:block}
  .view[hidden]{display:none!important}

  /* ---------------- header ---------------- */
  .site{
    position:sticky;top:env(safe-area-inset-top,0px);z-index:60;
    background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);
    border-bottom:1px solid var(--line);transition:box-shadow .3s ease;
  }
  .site.scrolled{box-shadow:0 1px 0 var(--line),0 8px 24px -20px rgba(11,41,72,.4)}
  .site .wrap{display:flex;align-items:stretch;justify-content:space-between;gap:24px;height:76px}
  .brand{display:flex;align-items:center;gap:12px;color:var(--navy)}
  .brand:hover{color:var(--navy)}
  .brand .mono{
    width:36px;height:36px;border:1.5px solid var(--navy);display:grid;place-items:center;
    font-size:12.5px;font-weight:600;letter-spacing:-.02em;border-radius:2px;transition:background .3s ease,color .3s ease;
  }
  .brand:hover .mono{background:var(--navy);color:#fff}
  .brand b{font-size:18px;font-weight:600;letter-spacing:-.02em}
  .brand em{font-style:normal;font-weight:400;color:#8794A1;margin-left:5px;font-size:18px}
  .nav{display:flex;align-items:stretch;gap:28px}
  .nav a{display:flex;align-items:center;font-size:15px;color:var(--muted);position:relative}
  .nav a::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:2px;background:var(--navy);transform:scaleX(0);transform-origin:right;transition:transform .35s var(--ease)}
  .nav a:hover{color:var(--ink)}
  .nav a:hover::after{transform:scaleX(1);transform-origin:left;background:var(--line)}
  .nav a[aria-current="page"]{color:var(--navy);font-weight:500}
  .nav a[aria-current="page"]::after{transform:scaleX(1);background:var(--navy)}
  .head-cta{display:flex;align-items:center}
  .progress{position:absolute;left:0;bottom:-1px;height:2px;width:100%;background:var(--blue);transform:scaleX(0);transform-origin:left}

  .burger{display:none;appearance:none;background:none;border:0;cursor:pointer;width:44px;height:44px;align-self:center;position:relative;margin-right:-10px}
  .burger span{position:absolute;left:11px;right:11px;height:1.5px;background:var(--navy);transition:transform .35s var(--ease),opacity .2s ease}
  .burger span:nth-child(1){top:16px}.burger span:nth-child(2){top:21.5px}.burger span:nth-child(3){top:27px}
  .menu-open .burger span:nth-child(1){transform:translateY(5.5px) rotate(45deg)}
  .menu-open .burger span:nth-child(2){opacity:0}
  .menu-open .burger span:nth-child(3){transform:translateY(-5.5px) rotate(-45deg)}
  .mnav{
    position:fixed;left:0;right:0;top:calc(84px + env(safe-area-inset-top,0px));bottom:0;z-index:55;
    background:var(--offwhite);overflow-y:auto;visibility:hidden;
    clip-path:inset(0 0 100% 0);transition:clip-path .55s var(--ease-io),visibility 0s linear .55s;
  }
  .menu-open .mnav{visibility:visible;clip-path:inset(0 0 0 0);transition:clip-path .6s var(--ease-io),visibility 0s}
  body.menu-open{overflow:hidden}
  .mnav-inner{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.9fr);gap:40px 72px;padding-block:36px 56px;align-items:start}
  .mlinks{display:flex;flex-direction:column;border-top:1px solid var(--line)}
  .mlinks > a{
    display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px 0;border-bottom:1px solid var(--line);
    font-size:clamp(26px,4.4vw,40px);font-weight:400;letter-spacing:-.015em;color:var(--ink);line-height:1.15;
    transition:padding .45s var(--ease),color .25s ease,opacity .5s ease,transform .7s var(--ease);
  }
  .mlinks > a i{font-style:normal;font-size:.6em;color:var(--blue);opacity:0;transform:translateX(-12px);transition:opacity .3s ease,transform .4s var(--ease)}
  .mlinks > a:hover{padding-left:14px;color:var(--navy)}
  .mlinks > a:hover i{opacity:1;transform:none}
  .mlinks > a[aria-current="page"]{color:var(--blue)}
  .mlinks > a[aria-current="page"] i{opacity:1;transform:none}
  html.motion .mlinks > a{opacity:0;transform:translateY(22px)}
  html.motion .menu-open .mlinks > a{opacity:1;transform:none;transition-delay:calc(var(--i,0) * 45ms + .18s)}
  html.motion .menu-open .mlinks > a:hover{transition-delay:0s}
  .mside{padding-top:18px}
  html.motion .mside{opacity:0;transform:translateY(16px);transition:opacity .5s ease,transform .7s var(--ease)}
  html.motion .menu-open .mside{opacity:1;transform:none;transition-delay:.45s}
  .mlabel{font-size:13.5px;color:var(--muted);margin-bottom:10px}
  .mbig{display:block;font-size:19px;font-weight:500;color:var(--navy);padding:3px 0}
  .mbig:hover{color:var(--blue)}
  .mtext{font-size:15.5px;color:var(--ink);line-height:1.7}
  .mside .btn{margin-top:30px}

  /* ---------------- page hero (inner pages) ---------------- */
  .phero{position:relative;background:var(--offwhite);border-bottom:1px solid var(--line);overflow:hidden}
  .phero .wrap{padding-block:clamp(56px,7vw,104px) clamp(48px,6vw,84px);position:relative;z-index:1}
  .phero h1{max-width:21ch;font-size:clamp(34px,3.9vw,54px)}
  .phero .crumb{font-size:14px;color:var(--muted);margin-bottom:22px;display:flex;gap:10px;align-items:center}
  .phero .crumb a{color:var(--muted)}
  .phero .crumb a:hover{color:var(--navy)}
  .phero-rule{position:absolute;right:var(--gutter);bottom:0;width:min(38vw,460px);height:6px;background:var(--navy);z-index:1}
  .meta-line{margin-top:34px;font-size:14.5px;color:var(--muted);display:flex;flex-wrap:wrap;align-items:center}
  .meta-line .sep{color:#B9C2CC;padding:0 16px}

  /* ---------------- home hero ---------------- */
  .hhero{position:relative;background:var(--offwhite);overflow:hidden;border-bottom:1px solid var(--line)}
  .hhero canvas{position:absolute;inset:0;width:100%;height:100%;z-index:0;
    -webkit-mask-image:linear-gradient(90deg,transparent 0%,rgba(0,0,0,.35) 30%,#000 60%);mask-image:linear-gradient(90deg,transparent 0%,rgba(0,0,0,.35) 30%,#000 60%)}
  .hhero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:56px;align-items:center;padding-block:clamp(56px,8vw,120px) clamp(56px,7vw,104px)}
  .hhero h1{font-size:clamp(38px,4.1vw,58px);max-width:none}
  .hhero .actions{display:flex;flex-wrap:wrap;align-items:center;gap:18px 30px;margin-top:38px}
  .hhero .strip-line{margin-top:56px;padding-top:22px;border-top:1px solid var(--line);font-size:14.5px;color:var(--muted);display:flex;flex-wrap:wrap;gap:6px 0}
  .hhero .strip-line span:not(.sep){white-space:nowrap}
  .hhero .strip-line .sep{color:#B9C2CC;padding:0 14px}

  .docs{position:relative;height:min(520px,46vw);min-height:420px;perspective:1400px}
  .docs-inner{position:absolute;inset:0;transform-style:preserve-3d;transform:rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg));transition:transform .6s var(--ease)}
  .sheet{position:absolute;background:#fff;border:1px solid #E1E6EB;box-shadow:0 30px 60px -38px rgba(11,41,72,.45),0 2px 6px -3px rgba(11,41,72,.12)}
  .sheet.rear{width:62%;height:74%;left:0;top:4%;animation:floatB 9s ease-in-out infinite;padding:26px 24px}
  .sheet.front{width:71%;right:0;bottom:2%;animation:floatA 8s ease-in-out infinite;padding:28px 30px 24px}
  .sheet .bar{height:7px;background:#E3E8ED;margin-bottom:12px}
  .sheet .bar.t{height:10px;width:46%;background:#C9D4DF;margin-bottom:22px}
  .sheet .grid-lines{margin-top:18px;border-top:1px solid #EEF1F4}
  .sheet .grid-lines div{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid #F1F3F5}
  .sheet .grid-lines i{display:block;height:6px;background:#E3E8ED}
  .sheet h4{font-size:13px;font-weight:600;color:var(--muted);letter-spacing:.01em}
  .sheet .title{font-size:19px;font-weight:600;color:var(--ink);margin-top:4px;letter-spacing:-.01em}
  .sheet table{width:100%;border-collapse:collapse;margin-top:18px}
  .sheet td{font-size:14.5px;padding:9px 0;border-bottom:1px solid #EEF1F4;color:var(--ink)}
  .sheet td:last-child{text-align:right;font-variant-numeric:tabular-nums}
  .sheet td.neg{color:var(--muted)}
  .sheet tr.tot td{border-bottom:0;border-top:1.5px solid var(--navy);font-weight:600;color:var(--navy);padding-top:12px;font-size:15.5px}
  .sheet .stamp{position:absolute;top:24px;right:26px;font-size:12px;color:var(--blue);border:1px solid #C9DBEA;padding:3px 8px;border-radius:2px}
  .tag-float{position:absolute;left:0;bottom:8%;width:128px;background:var(--navy);color:#fff;padding:16px 20px;animation:floatB 7s ease-in-out infinite;box-shadow:0 20px 40px -24px rgba(11,41,72,.6)}
  .tag-float small{display:block;font-size:12.5px;color:var(--on-navy)}
  .tag-float b{display:block;font-size:24px;font-weight:600;letter-spacing:-.02em;font-variant-numeric:tabular-nums}

  /* ---------------- statement scrub ---------------- */
  .statement p{font-size:clamp(26px,3.3vw,46px);line-height:1.22;letter-spacing:-.012em;font-weight:400;color:var(--ink);max-width:24ch}
  .statement .by{margin-top:34px;font-size:15px;color:var(--muted);display:flex;align-items:center;gap:14px}
  .statement .by::before{content:"";width:34px;height:1px;background:var(--muted-soft)}

  /* ---------------- services rows ---------------- */
  .sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:44px}
  .sec-head p{color:var(--muted);max-width:44ch;font-size:16.5px}
  .svc-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
  .svc{
    position:relative;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:6px 24px;align-items:center;
    padding:30px 28px 30px 0;border-bottom:1px solid var(--line);color:inherit;overflow:hidden;isolation:isolate;
    transition:padding .5s var(--ease);
  }
  .svc:nth-child(odd){border-right:1px solid var(--line)}
  .svc:nth-child(even){padding-left:28px}
  .svc::before{content:"";position:absolute;inset:0;background:var(--navy);transform:scaleY(0);transform-origin:bottom;transition:transform .55s var(--ease-io);z-index:-1}
  .svc:hover{color:inherit;padding-left:28px}
  .svc:nth-child(even):hover{padding-left:40px}
  .svc:hover::before{transform:scaleY(1)}
  .svc h3{transition:color .35s ease}
  .svc p{color:var(--muted);font-size:15.5px;transition:color .35s ease;grid-column:1}
  .svc .go{grid-row:1 / span 2;grid-column:2;width:40px;height:40px;border:1px solid var(--line);border-radius:50%;display:grid;place-items:center;color:var(--navy);transition:all .45s var(--ease)}
  .svc:hover h3{color:#fff}
  .svc:hover p{color:var(--on-navy)}
  .svc:hover .go{background:#fff;border-color:#fff;transform:rotate(-45deg)}

  /* ---------------- navy numbers ---------------- */
  .numbers{display:grid;grid-template-columns:repeat(4,1fr);margin-top:56px;border-top:1px solid rgba(255,255,255,.18)}
  .numbers div{padding:30px 26px 6px 0}
  .numbers div + div{padding-left:26px;border-left:1px solid rgba(255,255,255,.12)}
  .numbers b{display:block;font-size:clamp(36px,4.2vw,60px);font-weight:600;letter-spacing:-.035em;line-height:1;font-variant-numeric:tabular-nums;color:#fff}
  .numbers span{display:block;margin-top:14px;font-size:15px;color:var(--on-navy);max-width:22ch}

  /* ---------------- process ---------------- */
  .process{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:0 36px;margin-top:64px}
  .process .track{position:absolute;left:0;right:0;top:15px;height:1px;background:var(--line)}
  .process .track .draw{position:absolute;inset:0;background:var(--navy)}
  .step{position:relative;padding-top:52px}
  .step .dot{position:absolute;top:8px;left:0;width:15px;height:15px;border-radius:50%;background:var(--white);border:1.5px solid var(--navy)}
  html.motion .process .step .dot{transform:scale(0);transition:transform .6s var(--ease);transition-delay:var(--d,0s)}
  html.motion .process.in .step .dot{transform:scale(1)}
  html.motion .process .step{opacity:0;transform:translateY(22px);transition:opacity .8s var(--ease),transform .9s var(--ease);transition-delay:var(--d,0s)}
  html.motion .process.in .step{opacity:1;transform:none}
  .step .n{font-size:14px;color:var(--blue);font-weight:500}
  .step h3{margin-top:8px}
  .step p{margin-top:12px;color:var(--muted);font-size:15.5px}

  /* ---------------- quick calc ---------------- */
  .split{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:48px 80px;align-items:center}
  .quick{background:var(--white);border:1px solid var(--line);padding:36px 38px}
  .quick .row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:20px;align-items:end}
  .quick .out{margin-top:30px;padding-top:26px;border-top:1px solid var(--line)}
  .quick .out small{display:block;font-size:14.5px;color:var(--muted)}
  .quick .out b{display:block;font-size:clamp(40px,4vw,56px);font-weight:600;color:var(--navy);letter-spacing:-.03em;line-height:1.05;margin-top:6px;font-variant-numeric:tabular-nums}
  .quick .out b em{font-style:normal;font-size:.36em;font-weight:500;color:var(--muted);letter-spacing:0;margin-left:8px}
  .quick .out p{margin-top:12px;font-size:15px;color:var(--muted);font-variant-numeric:tabular-nums}
  .quick .out p b{display:inline;font-size:inherit;color:var(--ink);letter-spacing:0;margin:0}
  .quick .sep{color:#B9C2CC;padding:0 10px}
  .quick-foot{margin-top:24px}

  /* ---------------- articles ---------------- */
  .articles{border-top:1px solid var(--line)}
  .article{display:grid;grid-template-columns:160px minmax(0,1fr) auto;gap:10px 40px;align-items:center;padding:30px 0;border-bottom:1px solid var(--line);color:inherit;transition:padding .45s var(--ease)}
  .article:hover{color:inherit;padding-left:14px}
  .article .cat{font-size:14px;color:var(--blue);font-weight:500}
  .article h3{transition:color .3s ease}
  .article:hover h3{color:var(--navy)}
  .article .go{font-size:20px;color:var(--navy);transition:transform .4s var(--ease)}
  .article:hover .go{transform:translateX(6px)}

  /* ---------------- CTA ---------------- */
  .cta{position:relative;overflow:hidden}
  .cta .wrap{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:32px 64px;align-items:end;padding-block:clamp(72px,9vw,128px)}
  .cta h2{font-size:clamp(32px,4vw,56px);max-width:15ch;line-height:1.08;font-weight:400}
  .cta p{color:var(--on-navy);font-size:17.5px;margin-top:18px;max-width:46ch}
  .cta .rings{position:absolute;right:-140px;top:-140px;width:520px;height:520px;border:1px solid rgba(255,255,255,.08);border-radius:50%}
  .cta .rings::before,.cta .rings::after{content:"";position:absolute;border:1px solid rgba(255,255,255,.07);border-radius:50%}
  .cta .rings::before{inset:70px}.cta .rings::after{inset:140px}

  /* ---------------- footer ---------------- */
  .foot{background:var(--offwhite);color:var(--muted);border-top:1px solid var(--line)}
  .foot .wrap{padding-block:72px 36px}
  .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1.1fr 1.2fr;gap:40px}
  .foot p.blurb{margin-top:22px;font-size:15px;max-width:36ch;color:var(--muted);line-height:1.65}
  .foot h4{font-size:14.5px;font-weight:500;color:var(--navy);margin-bottom:16px}
  .foot ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
  .foot ul a,.foot ul li{color:var(--muted);font-size:15px}
  .foot ul a:hover{color:var(--navy)}
  .foot .legal{margin-top:64px;padding-top:26px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13.5px;color:var(--muted-soft)}

  /* ---------------- services page ---------------- */
  .svc-layout{display:grid;grid-template-columns:260px minmax(0,1fr);gap:48px 88px;align-items:start}
  .svc-index{position:sticky;top:112px}
  .svc-index p{font-size:14px;color:var(--muted);margin-bottom:14px}
  .svc-index ol{list-style:none;margin:0;padding:0;border-left:1px solid var(--line);position:relative}
  .svc-index li a{display:block;padding:9px 0 9px 20px;font-size:15.5px;color:var(--muted);transition:color .25s ease,padding .35s var(--ease)}
  .svc-index li a:hover{color:var(--ink)}
  .svc-index li a.on{color:var(--navy);font-weight:600;padding-left:26px}
  .svc-index .ind{position:absolute;left:-1px;width:2px;background:var(--navy);top:0;height:40px;transition:transform .45s var(--ease),height .45s var(--ease)}
  .svc-block{padding:0 0 72px;margin-bottom:72px;border-bottom:1px solid var(--line);scroll-margin-top:110px}
  .svc-block:last-child{border-bottom:0;margin-bottom:0;padding-bottom:0}
  .svc-block h2{max-width:20ch}
  .svc-block > p{margin-top:20px;color:var(--muted);font-size:17px;max-width:60ch}
  .incl{margin-top:34px}
  .incl h4{font-size:14.5px;font-weight:600;color:var(--navy);margin-bottom:6px}
  .incl ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
  .incl li{padding:13px 0 13px 26px;border-bottom:1px solid var(--line-soft);font-size:16px;position:relative}
  .incl li::before{content:"";position:absolute;left:0;top:23px;width:12px;height:1.5px;background:var(--blue)}
  .svc-block .rel{margin-top:30px}

  /* ---------------- about page ---------------- */
  .story{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:48px 96px;align-items:start}
  .story .pull{font-size:clamp(26px,2.8vw,38px);line-height:1.25;letter-spacing:-.012em;font-weight:400;color:var(--ink)}
  .story .body p{color:var(--muted);font-size:17px;margin-bottom:20px}
  .values{border-top:1px solid var(--line);margin-top:56px}
  .value{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.4fr);gap:18px 64px;padding:38px 0;border-bottom:1px solid var(--line)}
  .value p{color:var(--muted);font-size:16.5px;max-width:58ch}
  .team{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:56px}
  .person{transition:transform .5s var(--ease)}
  .person:hover{transform:translateY(-6px)}
  .person .ph-img{aspect-ratio:4/5;background:var(--blue-soft);position:relative;overflow:hidden;display:grid;place-items:center;color:var(--navy);font-size:15px;transition:box-shadow .5s var(--ease)}
  .person:hover .ph-img{box-shadow:0 30px 50px -34px rgba(11,41,72,.5)}
  .person .ph-img::after{content:"";position:absolute;left:0;right:0;bottom:0;height:5px;background:var(--navy);transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease)}
  .person:hover .ph-img::after{transform:scaleX(1)}
  .person h3{margin-top:20px}
  .person p{color:var(--muted);font-size:15.5px;margin-top:4px}

  /* ---------------- careers ---------------- */
  .perks{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);margin-top:48px}
  .perks div{padding:34px 34px 34px 0}
  .perks div + div{padding-left:34px;border-left:1px solid var(--line)}
  .perks p{color:var(--muted);margin-top:12px;font-size:16px}
  .role{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr) auto;gap:10px 40px;align-items:center;padding:28px 0;border-bottom:1px solid var(--line)}
  .role .meta{color:var(--muted);font-size:15px}

  /* ---------------- contact ---------------- */
  .contact{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:48px 96px;align-items:start}
  .cdetails{border-top:1px solid var(--line)}
  .cdetails div{padding:22px 0;border-bottom:1px solid var(--line)}
  .cdetails small{display:block;font-size:14px;color:var(--muted);margin-bottom:4px}
  .cdetails b{font-size:18px;font-weight:600;color:var(--navy)}
  .cform{background:var(--blue-pale);border:1px solid #E1E9F0;padding:40px 40px 36px}
  .cform .grid{display:grid;grid-template-columns:1fr 1fr;gap:22px 24px}
  .cform .full{grid-column:1 / -1}
  textarea{font:inherit;font-size:16px;color:var(--ink);border:1px solid var(--field);border-radius:5px;background:#fff;padding:13px;min-height:140px;resize:vertical;width:100%;transition:border-color .15s ease,box-shadow .15s ease}
  textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}
  .sent{margin-top:20px;padding:16px 18px;background:#fff;border-left:3px solid var(--navy);font-size:15px;color:var(--ink)}

  /* ---------------- forms (shared) ---------------- */
  .field{display:flex;flex-direction:column;gap:7px;min-width:0}
  .field label,.group-label{font-size:14.5px;font-weight:500;color:var(--ink)}
  .control{display:flex;align-items:center;border:1px solid var(--field);border-radius:5px;background:#fff;height:48px;transition:border-color .15s ease,box-shadow .15s ease}
  .control:focus-within{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}
  .control .prefix{padding:0 3px 0 13px;color:var(--muted);font-size:16px}
  .control input{border:0;outline:0;background:none;font:inherit;font-size:16px;color:var(--ink);padding:0 13px 0 5px;width:100%;height:100%;font-variant-numeric:tabular-nums}
  .control.plain input{padding-left:13px}
  select{
    appearance:none;font:inherit;font-size:16px;color:var(--ink);border:1px solid var(--field);border-radius:5px;
    background:#fff;height:48px;padding:0 38px 0 13px;width:100%;transition:border-color .15s ease,box-shadow .15s ease;
    background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='7' viewBox='0 0 11 7'%3E%3Cpath d='M1 1l4.5 4.5L10 1' fill='none' stroke='%23667483' stroke-width='1.5'/%3E%3C/svg%3E");
    background-repeat:no-repeat;background-position:right 13px center;
  }
  select:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}
  .check{display:inline-flex;align-items:center;gap:9px;font-size:16px;color:var(--ink);cursor:pointer}
  .check input{appearance:none;width:17px;height:17px;border:1px solid #AEBBC6;border-radius:3px;background:#fff;display:grid;place-content:center;cursor:pointer;margin:0;flex:none;transition:background-color .12s ease,border-color .12s ease}
  .check input:checked{background:var(--navy);border-color:var(--navy)}
  .check input:checked::after{content:"";width:9px;height:5px;border:1.9px solid #fff;border-top:0;border-right:0;transform:rotate(-45deg) translate(1px,-1px)}

  /* ---------------- tools pages (from v4) ---------------- */
  .tools-hero .wrap{display:grid;grid-template-columns:minmax(0,57%) minmax(0,1fr);gap:48px 64px;align-items:center}
  .hero-art{position:relative;max-width:400px;margin-left:auto}
  .hero-art::before{content:"";position:absolute;right:-7%;bottom:-7%;width:62%;height:62%;background:var(--blue-soft);z-index:0}
  .hero-art figure{position:relative;z-index:1;margin:0}
  .hero-art img{width:100%;height:auto;border-radius:50%;filter:saturate(.86)}
  .hero-art .veil{position:absolute;inset:0;border-radius:50%;background:rgba(21,59,102,.07)}
  .pick{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);margin-top:34px}
  .pick article{padding:40px 46px 42px 0;transition:background .4s ease}
  .pick article + article{border-left:1px solid var(--line);padding-left:46px}
  .pick .ic{color:var(--navy);opacity:.8;margin-bottom:20px;display:block;transition:transform .5s var(--ease)}
  .pick article:hover .ic{transform:translateY(-4px)}
  .pick h3{margin-bottom:10px}
  .pick p{color:var(--muted);font-size:16px;max-width:36ch}
  .pick .link{margin-top:24px}
  .tstrip{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
  .tstrip .wrap{display:grid;grid-template-columns:repeat(3,1fr);padding-block:26px}
  .tstrip .item{display:flex;gap:13px;align-items:flex-start;padding-right:34px}
  .tstrip .item + .item{border-left:1px solid var(--line-soft);padding-left:34px}
  .tstrip svg{color:var(--muted-soft);flex:none;margin-top:3px}
  .tstrip b{display:block;font-size:15px;font-weight:600;color:var(--navy);line-height:1.4}
  .tstrip span{display:block;font-size:14px;color:var(--muted);line-height:1.45}
  .editorial{display:grid;grid-template-columns:minmax(0,35%) minmax(0,65%);gap:36px 72px;align-items:start}
  .editorial .intro p{color:var(--muted);font-size:16.5px;margin-top:16px;max-width:34ch}
  .editorial .year{font-size:15px;color:var(--muted-soft);margin-top:8px}
  .rates{width:100%;border-collapse:collapse;table-layout:fixed}
  .rates th{text-align:left;font-size:14px;font-weight:600;color:var(--navy);background:var(--blue-pale);padding:13px 16px;border-bottom:1px solid var(--line)}
  .rates th:last-child{text-align:right}
  .rates th:last-child,.rates td:last-child{width:36%}
  .rates td{padding:15px 16px;font-size:16px;border-bottom:1px solid var(--line-soft);color:var(--ink)}
  .rates td:last-child{text-align:right;font-variant-numeric:tabular-nums;color:var(--navy);font-weight:600}
  .rates tr.group td{padding-top:30px;padding-bottom:9px;font-size:14.5px;font-weight:600;color:var(--navy);border-bottom:1px solid var(--line)}
  .rates tr.group td:last-child{font-weight:500;color:var(--muted-soft);font-size:13.5px}
  .rates tr:last-child td{border-bottom:0}
  .rates tbody tr:not(.group){transition:background .2s ease}
  .rates tbody tr:not(.group):hover{background:var(--blue-pale)}

  .faq{border-top:1px solid var(--line);max-width:880px}
  .q{border-bottom:1px solid var(--line)}
  .q > button{appearance:none;background:none;border:0;cursor:pointer;width:100%;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:24px 0;text-align:left;color:var(--ink);font-size:18px;font-weight:600;transition:color .2s ease}
  .q > button:hover{color:var(--navy)}
  .q .sign{position:relative;width:14px;height:14px;flex:none}
  .q .sign::before,.q .sign::after{content:"";position:absolute;left:0;right:0;top:6.5px;height:1.5px;background:var(--blue);transition:transform .35s var(--ease)}
  .q .sign::after{transform:rotate(90deg)}
  .q[data-open="true"] .sign::after{transform:rotate(0)}
  .q .panel-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .4s var(--ease)}
  .q[data-open="true"] .panel-a{grid-template-rows:1fr}
  .q .panel-a > div{overflow:hidden}
  .q .panel-a p{padding-bottom:24px;color:var(--muted);font-size:16.5px;max-width:64ch}

  .back{display:inline-flex;align-items:center;gap:8px;font-size:14.5px;color:var(--muted);margin-bottom:26px}
  .back i{font-style:normal;transition:transform .3s var(--ease)}
  .back:hover{color:var(--navy)}
  .back:hover i{transform:translateX(-4px)}

  .form-block{background:var(--blue-pale);border:1px solid #E1E9F0;border-radius:6px;padding:32px 34px}
  .form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,230px));gap:22px 28px}
  .deduct{margin-top:26px}
  .checks-row{display:flex;gap:26px;flex-wrap:wrap;align-items:center;margin-top:11px}
  .adv-toggle{appearance:none;background:none;border:0;cursor:pointer;font-size:14.5px;color:var(--blue);padding:0;margin-top:26px;display:flex;align-items:center;gap:8px}
  .adv-toggle .chev{display:inline-block;transition:transform .3s var(--ease);font-size:10px}
  .form-block[data-adv="true"] .adv-toggle .chev{transform:rotate(90deg)}
  .adv{display:grid;grid-template-rows:0fr;transition:grid-template-rows .4s var(--ease)}
  .form-block[data-adv="true"] .adv{grid-template-rows:1fr}
  .adv > div{overflow:hidden}
  .adv .form-grid{padding-top:22px;grid-template-columns:repeat(3,minmax(0,180px))}
  .form-actions{margin-top:28px;padding-top:26px;border-top:1px solid #E1E9F0}

  .result-head{border-left:3px solid var(--navy);padding-left:26px;margin-bottom:40px}
  .result-head .cap{font-size:15px;color:var(--muted)}
  .result-head .big{margin-top:6px;font-size:clamp(36px,3.8vw,52px);font-weight:600;color:var(--navy);letter-spacing:-.03em;line-height:1.08;font-variant-numeric:tabular-nums}
  .result-head .big em{font-style:normal;font-size:.42em;font-weight:500;color:var(--muted);letter-spacing:0;margin-left:8px}
  .result-head .sub{margin-top:12px;font-size:15.5px;color:var(--muted);font-variant-numeric:tabular-nums}
  .result-head .sub b{color:var(--ink);font-weight:600}
  .result-head .sub .sep{color:#B9C2CC;padding:0 12px}

  .table-scroll{overflow-x:auto}
  table.calc{border-collapse:collapse;width:100%;min-width:680px}
  table.calc th,table.calc td{text-align:right;font-size:16px;padding:16px 0}
  table.calc th:first-child,table.calc td:first-child{text-align:left;padding-right:24px;padding-left:16px;width:190px}
  table.calc th + th,table.calc td + td{padding-left:30px}
  table.calc td:last-child,table.calc th:last-child{padding-right:16px}
  table.calc thead th{font-size:14px;font-weight:600;color:var(--muted);padding-bottom:12px;border-bottom:1px solid var(--line)}
  table.calc tbody td{border-bottom:1px solid var(--line-soft);font-variant-numeric:tabular-nums;transition:background .2s ease}
  table.calc tbody tr:not(.total):hover td{background:#FBFCFD}
  table.calc tbody td:first-child{font-variant-numeric:normal;color:var(--ink)}
  table.calc tbody tr.total td{background:var(--blue-pale);color:var(--navy);font-weight:600;border-bottom:1px solid #DCE7F0;border-top:1px solid #DCE7F0}
  table.calc tbody tr.off td{color:var(--muted-soft)}
  table.calc tr.total.updated td{animation:tint .7s ease-out}

  .two-col{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px 80px;margin-top:56px}
  .kv{width:100%;border-collapse:collapse}
  .kv td{padding:13px 0;font-size:16px;border-bottom:1px solid var(--line-soft);text-align:left;color:var(--muted)}
  .kv td:last-child{text-align:right;font-weight:600;color:var(--navy);font-variant-numeric:tabular-nums}
  .kv tr:last-child td{border-bottom:0}
  .how p{margin-bottom:16px;font-size:16px;color:var(--muted);line-height:1.62}


  /* ================= v3 additions: logo, documents, photos ================= */

  .site .wrap{height:84px}
  .brand .logo{height:62px;width:auto;display:block;transition:transform .4s var(--ease)}
  .brand:hover .logo{transform:translateY(-1px)}
  .mnav{top:calc(84px + env(safe-area-inset-top,0px))}
  .foot .brand .logo{height:88px}
  .wipe .logo{width:min(220px,48vw);height:auto;opacity:0;transform:translateY(10px);transition:opacity .2s ease,transform .35s var(--ease)}
  .wipe.cover .logo{opacity:1;transform:none;transition-delay:.1s}
  .hhero .strip-line a{color:var(--muted)}
  .hhero .strip-line a:hover{color:var(--navy)}

  .hero-right{display:flex;flex-direction:column;gap:18px;min-width:0}
  .doc-tabs{display:flex;flex-wrap:wrap;gap:4px 22px;justify-content:flex-end;padding-right:4px}
  .doc-tab{appearance:none;border:0;background:none;cursor:pointer;position:relative;padding:8px 0 10px;font-size:14px;color:var(--muted);transition:color .2s ease}
  .doc-tab::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--line)}
  .doc-tab i{position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--navy);transform:scaleX(0);transform-origin:left;z-index:1}
  .doc-tab:hover{color:var(--ink)}
  .doc-tab.on{color:var(--navy);font-weight:500}
  .doc-tab.on i{transform:scaleX(1)}
  @keyframes tabfill{from{transform:scaleX(0)}to{transform:scaleX(1)}}
  html.motion .doc-tabs.auto .doc-tab.on i{animation:tabfill var(--dur,5s) linear forwards}
  .doc-tabs.paused .doc-tab.on i{animation-play-state:paused}
  .sheet.front .swap,.tag-float .swap{transition:opacity .26s ease,transform .36s var(--ease)}
  .sheet.front.out .swap{opacity:0;transform:translateY(-10px)}
  .tag-float.out .swap{opacity:0;transform:translateY(6px)}
  @keyframes rowIn{from{opacity:0;transform:translateX(12px)}to{opacity:1;transform:none}}
  .sheet tr.row-in{animation:rowIn .55s var(--ease) both;animation-delay:var(--d,0s)}
  .sheet td.pos{color:#2F7A57}
  .sheet .swap{position:relative}
  .sheet.front .stamp{top:0;right:0}

  .creds{background:#fff;border-bottom:1px solid var(--line)}
  .creds .wrap{display:grid;grid-template-columns:auto repeat(3,minmax(0,1fr));align-items:center;padding-block:24px}
  .creds .xero{height:40px;width:auto;margin-right:40px}
  .creds .c{padding:2px 28px;border-left:1px solid var(--line)}
  .creds b{display:block;font-size:15.5px;font-weight:500;color:var(--navy);line-height:1.35}
  .creds span{display:block;font-size:14px;color:var(--muted);line-height:1.45;margin-top:2px}

  .illus{position:relative;overflow:hidden;isolation:isolate;background:#E7ECF1}
  .illus .illus-svg{position:absolute;inset:0;width:100%;height:100%;display:block}
  .illus text{font-variant-numeric:tabular-nums}
  .illus::after{content:"";position:absolute;inset:0;background:var(--navy);transform:scaleX(0);transform-origin:right;z-index:2;pointer-events:none}
  html.motion .illus::after{transform:scaleX(1);transition:transform 1.2s var(--ease-io);transition-delay:var(--d,0s)}
  html.motion .illus.in::after{transform:scaleX(0)}
  html.motion .illus .illus-svg{transform:scale(1.06);transition:transform 1.8s var(--ease)}
  html.motion .illus.in .illus-svg{transform:none}
  html.motion .illus .grow{transform-box:fill-box;transform-origin:50% 100%;transform:scaleY(0);transition:transform 1s var(--ease);transition-delay:calc(var(--i,0) * 90ms + .9s)}
  html.motion .illus.in .grow{transform:scaleY(1)}
  html.motion .illus .trace{stroke-dasharray:1 1;stroke-dashoffset:1;transition:stroke-dashoffset 1.1s var(--ease-io) 1.2s}
  html.motion .illus.in .trace{stroke-dashoffset:0}
  html.motion .illus .pop{opacity:0;transform:translateY(12px);transition:opacity .6s ease,transform .8s var(--ease);transition-delay:calc(var(--i,0) * 160ms + 1.2s)}
  html.motion .illus.in .pop{opacity:1;transform:none}
  .illus .flt-a{animation:floatA 7s ease-in-out infinite}
  .illus .flt-b{animation:floatB 8.5s ease-in-out infinite}
  .tools-art{position:relative;width:100%;max-width:440px;margin-left:auto}
  .tools-art::before{content:"";position:absolute;right:-6%;bottom:-6%;width:60%;height:60%;background:var(--blue-soft);z-index:0}
  .tools-art .illus{position:relative;z-index:1}
  .split-img{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px 80px;align-items:center}
  .hours{margin:30px 0 0;border-top:1px solid var(--line)}
  .hours div{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid var(--line)}
  .hours dt{color:var(--muted);font-size:15.5px}
  .hours dd{margin:0;font-weight:500;color:var(--navy);font-size:15.5px;text-align:right}
  .hours dd a{color:var(--navy)}
  .phero-split{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:40px 72px;align-items:center}
  .perks.four{grid-template-columns:repeat(4,1fr)}
  .perks.four div{padding-right:26px}
  .perks.four div + div{padding-left:26px}
  .role{grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr) auto}
  .role .desc{color:var(--muted);font-size:16px;max-width:60ch}
  .cdetails a{color:var(--navy)}
  .cdetails a:hover{color:var(--blue)}

  @media (max-width:760px){
    .mnav-inner{grid-template-columns:1fr;gap:28px}
    .mside{padding-top:0}
  }
  @media (max-width:1020px){
    .tools-art{margin:0;max-width:360px}
    .creds .wrap{grid-template-columns:1fr 1fr;gap:18px 0}
    .creds .xero{grid-column:1 / -1;margin:0 0 4px}
    .creds .c{padding:6px 20px 6px 0;border-left:0}
    .split-img,.phero-split{grid-template-columns:1fr}
    .perks.four{grid-template-columns:1fr 1fr}
    .perks.four div,.perks.four div + div{padding:24px 24px 24px 0;border-left:0;border-top:1px solid var(--line)}
    .role{grid-template-columns:1fr}
    .doc-tabs{justify-content:flex-start}
  }
  @media (max-width:640px){
    .site .wrap{height:70px}
    .brand .logo{height:46px}
    .mnav{top:calc(70px + env(safe-area-inset-top,0px))}
    .mnav-inner{grid-template-columns:1fr;gap:28px;padding-block:22px 40px}
    .mside{padding-top:0}
    .creds .wrap{grid-template-columns:1fr}
    .perks.four{grid-template-columns:1fr}
    .doc-tabs{gap:2px 16px}
    .doc-tab{font-size:13px}
  }


  /* ================= v5: header logo, premium calculators ================= */
  .sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
  .site .wrap{height:76px}
  .brand .logo-h{height:34px;width:auto;display:block;transition:opacity .3s ease}
  .brand:hover .logo-h{opacity:.85}
  .mnav{top:calc(76px + env(safe-area-inset-top,0px))}

  .calc-head{padding-block:clamp(40px,5vw,72px) clamp(28px,3vw,44px)}
  .calc-head .back{margin-bottom:22px}
  .calc-head-grid{display:flex;justify-content:space-between;align-items:flex-end;gap:24px 48px;flex-wrap:wrap}
  .calc-head-grid .meta-line{margin-top:0}
  .calc-sec{padding-bottom:var(--section)}
  .calc-app{display:grid;grid-template-columns:minmax(0,430px) minmax(0,1fr);gap:40px 64px;align-items:start}

  .calc-in{
    position:sticky;top:100px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:30px 30px 28px;
    box-shadow:0 1px 2px rgba(11,41,72,.04),0 30px 60px -42px rgba(11,41,72,.45);
  }
  .ci-block + .ci-block{margin-top:28px}
  .ci-label{display:block;font-size:14px;font-weight:500;color:var(--muted);margin-bottom:10px}

  .big-input{position:relative;display:flex;align-items:baseline;gap:6px;border-bottom:1px solid var(--field);padding-bottom:8px}
  .big-input .cur{font-size:26px;color:var(--muted-soft);font-weight:300}
  .big-input input{border:0;outline:0;background:none;font:inherit;font-size:clamp(30px,2.6vw,38px);font-weight:400;color:var(--ink);width:100%;padding:0;letter-spacing:-.015em;font-variant-numeric:tabular-nums}
  .big-input .uline{position:absolute;left:0;right:0;bottom:-1px;height:2px;background:var(--navy);transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease)}
  .big-input:focus-within .uline{transform:scaleX(1)}

  .range{-webkit-appearance:none;appearance:none;width:100%;height:22px;margin:18px 0 4px;background:transparent;cursor:pointer;--p:30%}
  .range::-webkit-slider-runnable-track{height:4px;border-radius:2px;background:linear-gradient(90deg,var(--navy) var(--p),#DCE3EA var(--p))}
  .range::-moz-range-track{height:4px;border-radius:2px;background:#DCE3EA}
  .range::-moz-range-progress{height:4px;border-radius:2px;background:var(--navy)}
  .range::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;margin-top:-9px;border-radius:50%;background:#fff;border:2px solid var(--navy);box-shadow:0 4px 12px -2px rgba(11,41,72,.35);transition:transform .2s var(--ease)}
  .range::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:2px solid var(--navy);box-shadow:0 4px 12px -2px rgba(11,41,72,.35)}
  .range:active::-webkit-slider-thumb{transform:scale(1.18)}
  .range:focus-visible{outline:0}
  .range:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 5px rgba(36,106,165,.2)}
  .range-scale{display:flex;justify-content:space-between;font-size:12.5px;color:var(--muted-soft);font-variant-numeric:tabular-nums}

  .seg{position:relative;display:grid;grid-auto-flow:column;grid-auto-columns:1fr;background:#EEF2F6;border-radius:8px;padding:4px}
  .seg-ind{position:absolute;top:4px;bottom:4px;left:0;width:0;background:#fff;border-radius:6px;box-shadow:0 1px 2px rgba(11,41,72,.1),0 6px 16px -8px rgba(11,41,72,.35);transition:transform .45s var(--ease),width .45s var(--ease)}
  .seg button{position:relative;z-index:1;appearance:none;border:0;background:none;cursor:pointer;height:38px;padding:0 6px;font-size:14px;color:var(--muted);border-radius:6px;transition:color .25s ease}
  .seg button:hover{color:var(--ink)}
  .seg button.on{color:var(--navy);font-weight:500}
  .seg button:focus-visible{outline:2px solid var(--blue);outline-offset:-2px}

  .opts{display:grid;gap:10px}
  .opt{position:relative;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 16px;border:1px solid var(--line);border-radius:8px;cursor:pointer;transition:border-color .25s ease,background-color .25s ease,transform .2s ease}
  .opt:hover{background:var(--blue-pale)}
  .opt:active{transform:scale(.995)}
  .opt:has(.sw-in:checked){border-color:#BCD0E3;background:#F7FAFC}
  .opt-t b{display:block;font-size:15.5px;font-weight:500;color:var(--ink)}
  .opt-t small{display:block;font-size:13px;color:var(--muted);margin-top:1px}
  .sw-in{position:absolute;opacity:0;width:1px;height:1px;pointer-events:none}
  .sw{position:relative;flex:none;width:44px;height:26px;border-radius:13px;background:#D3DBE3;transition:background-color .3s ease}
  .sw i{position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;box-shadow:0 2px 5px rgba(11,41,72,.25);transition:transform .45s cubic-bezier(.34,1.56,.64,1)}
  .sw-in:checked + .sw{background:var(--navy)}
  .sw-in:checked + .sw i{transform:translateX(18px)}
  .sw-in:focus-visible + .sw{outline:2px solid var(--blue);outline-offset:2px}

  .calc-in .adv-toggle{margin-top:24px;font-size:14.5px}
  .calc-in .adv-toggle .chev{width:8px;height:8px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(-45deg);transition:transform .35s var(--ease);margin-right:4px}
  .calc-in[data-adv="true"] .adv-toggle .chev{transform:rotate(45deg)}
  .adv.done > div{overflow:visible}
  .adv-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:20px}
  .adv-row .ci-block + .ci-block{margin-top:0}
  .calc-in .btn.block{width:100%;justify-content:center;margin-top:28px;height:52px}

  .stepper{display:grid;grid-template-columns:44px 1fr 44px;height:46px;border:1px solid var(--field);border-radius:6px;overflow:hidden;background:#fff;transition:border-color .2s ease,box-shadow .2s ease}
  .stepper:focus-within{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}
  .stepper button{appearance:none;border:0;background:#F6F8FA;color:var(--navy);font-size:18px;cursor:pointer;transition:background-color .2s ease}
  .stepper button:hover{background:var(--blue-soft)}
  .stepper button:active{background:#DCE8F3}
  .stepper input{border:0;outline:0;text-align:center;font:inherit;font-size:16px;color:var(--ink);width:100%;font-variant-numeric:tabular-nums}
  @keyframes bump{0%{transform:scale(1)}40%{transform:scale(1.14)}100%{transform:scale(1)}}
  .stepper.bump input{animation:bump .3s var(--ease)}

  .cs{position:relative}
  .cs-btn{width:100%;height:48px;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:0 14px;border:1px solid var(--field);border-radius:6px;background:#fff;color:var(--ink);font-size:16px;cursor:pointer;text-align:left;transition:border-color .2s ease,box-shadow .2s ease}
  .cs-btn:hover{border-color:#A9B8C6}
  .cs-btn:focus-visible,.cs.open .cs-btn{outline:0;border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}
  .cs-btn svg{color:var(--muted);transition:transform .35s var(--ease)}
  .cs.open .cs-btn svg{transform:rotate(180deg)}
  .cs-list{
    position:absolute;left:0;right:0;top:calc(100% + 8px);z-index:30;margin:0;padding:6px;list-style:none;background:#fff;
    border:1px solid var(--line);border-radius:8px;box-shadow:0 24px 50px -24px rgba(11,41,72,.4),0 2px 6px rgba(11,41,72,.06);
    opacity:0;transform:translateY(-6px) scale(.98);transform-origin:top center;pointer-events:none;visibility:hidden;
    transition:opacity .2s ease,transform .3s var(--ease),visibility 0s linear .3s;max-height:300px;overflow:auto;
  }
  .cs.open .cs-list{opacity:1;transform:none;pointer-events:auto;visibility:visible;transition:opacity .2s ease,transform .3s var(--ease),visibility 0s}
  .cs-list li{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:10px 12px;border-radius:6px;font-size:15.5px;color:var(--ink);cursor:pointer;transition:background-color .15s ease,color .15s ease}
  html.motion .cs-list li{opacity:0;transform:translateY(-4px);transition:background-color .15s ease,color .15s ease,opacity .25s ease,transform .3s var(--ease)}
  html.motion .cs.open .cs-list li{opacity:1;transform:none;transition-delay:0s,0s,calc(var(--i,0) * 30ms),calc(var(--i,0) * 30ms)}
  .cs-list li:hover,.cs-list li.hi{background:var(--blue-pale)}
  .cs-list li svg{color:var(--navy);opacity:0;transform:scale(.6);transition:opacity .2s ease,transform .3s var(--ease)}
  .cs-list li.sel{color:var(--navy);font-weight:500}
  .cs-list li.sel svg{opacity:1;transform:none}

  .calc-out{min-width:0}
  .out-head{border-left:3px solid var(--navy);padding-left:26px;margin-bottom:34px}
  .out-top{display:flex;justify-content:space-between;align-items:center;gap:12px 24px;flex-wrap:wrap}
  .out-head .cap{font-size:15px;color:var(--muted)}
  .out-head .big{margin-top:8px;font-size:clamp(40px,4.4vw,62px);font-weight:500;color:var(--navy);letter-spacing:-.03em;line-height:1.02;font-variant-numeric:tabular-nums}
  .out-head .big em{font-style:normal;font-size:.36em;font-weight:400;color:var(--muted);letter-spacing:0;margin-left:10px}
  .out-head .sub{margin-top:14px;font-size:15.5px;color:var(--muted);font-variant-numeric:tabular-nums}
  .out-head .sub b{color:var(--ink);font-weight:500}
  .out-head .sub .sep{color:#B9C2CC;padding:0 12px}
  @keyframes pulseL{0%{border-left-color:var(--blue)}100%{border-left-color:var(--navy)}}
  @keyframes pulseN{0%{opacity:.35;transform:translateY(6px)}100%{opacity:1;transform:none}}
  .out-head.pulse{animation:pulseL .8s ease}
  .out-head.pulse .big span{display:inline-block;animation:pulseN .5s var(--ease)}

  .ptabs{position:relative;display:inline-flex;gap:18px;border-bottom:1px solid var(--line)}
  .ptabs button{appearance:none;border:0;background:none;cursor:pointer;padding:6px 0 9px;font-size:14px;color:var(--muted);transition:color .2s ease}
  .ptabs button:hover{color:var(--ink)}
  .ptabs button.on{color:var(--navy);font-weight:500}
  .ptab-ind{position:absolute;left:0;bottom:-1px;height:2px;width:0;background:var(--navy);transition:transform .45s var(--ease),width .45s var(--ease)}

  .brk{margin-bottom:40px}
  .split-bar{display:flex;height:14px;border-radius:7px;overflow:hidden;background:#EEF2F6;gap:2px}
  .split-bar span{display:block;height:100%;width:0;transition:width .9s var(--ease)}
  .split-bar [data-k="net"],.legend [data-k="net"] i{background:var(--navy)}
  .split-bar [data-k="paye"],.legend [data-k="paye"] i{background:var(--blue)}
  .split-bar [data-k="acc"],.legend [data-k="acc"] i{background:#7FA8CC}
  .split-bar [data-k="ks"],.legend [data-k="ks"] i{background:#B6CFE5}
  .split-bar [data-k="sl"],.legend [data-k="sl"] i{background:#C9A27A}
  .legend{list-style:none;margin:18px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
  .legend li{display:grid;grid-template-columns:12px minmax(0,1fr) auto 58px;align-items:center;gap:12px;padding:11px 0;border-bottom:1px solid var(--line-soft);font-size:15px;transition:opacity .3s ease}
  .legend li i{width:10px;height:10px;border-radius:3px}
  .legend li span{color:var(--ink)}
  .legend li b{font-weight:500;color:var(--ink);text-align:right}
  .legend li em{font-style:normal;color:var(--muted);text-align:right;font-size:14px}
  .legend li[data-k="net"] b{color:var(--navy);font-weight:600}
  .legend li.off{opacity:.35}

  .calc-out table.calc{min-width:560px}
  .calc-out table.calc th:first-child,.calc-out table.calc td:first-child{width:auto;padding-left:14px;padding-right:12px}
  .calc-out table.calc th + th,.calc-out table.calc td + td{padding-left:14px}
  .calc-out table.calc td:last-child,.calc-out table.calc th:last-child{padding-right:14px}
  .calc-out table.calc th,.calc-out table.calc td{font-size:15px}
  table.calc td.col-on,table.calc th.col-on{background:var(--blue-pale)}
  table.calc thead th.col-on{color:var(--navy)}
  table.calc tbody tr.total td.col-on{background:#DDE9F4}
  table.calc td,table.calc th{transition:background-color .35s ease,color .35s ease}
  table.calc tbody tr{transition:opacity .35s ease}
  table.calc tbody tr.off{opacity:.45}

  .chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
  .chips button{appearance:none;border:1px solid var(--line);background:#fff;border-radius:6px;padding:7px 12px;font-size:14px;color:var(--ink);cursor:pointer;font-variant-numeric:tabular-nums;transition:border-color .2s ease,color .2s ease,transform .15s ease,background-color .2s ease}
  .chips button:hover{border-color:var(--navy);color:var(--navy);background:var(--blue-pale)}
  .chips button:active{transform:scale(.96)}

  .ledger{border:1px solid var(--line);border-radius:10px;padding:8px 26px 24px;background:#fff}
  .lrow{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:18px 0;border-bottom:1px solid var(--line-soft);font-size:16px;transition:color .3s ease}
  .lrow span{color:var(--muted);display:flex;align-items:center;gap:10px}
  .lrow b{font-weight:500;color:var(--ink);font-size:18px}
  .lrow.total{border-bottom:0}
  .lrow.total span{color:var(--navy);font-weight:500}
  .lrow.total b{color:var(--navy);font-weight:600}
  .lrow.hit span{color:var(--navy)}
  .lrow.hit b{color:var(--navy);font-weight:600}
  .dotc{width:10px;height:10px;border-radius:3px;background:var(--blue)}
  .gst-bar{display:flex;height:10px;border-radius:5px;overflow:hidden;gap:2px;margin-top:6px;background:#EEF2F6}
  .gst-bar .ex{width:86.96%;background:var(--navy)}
  .gst-bar .g{width:13.04%;background:var(--blue)}
  html.motion .ledger .gst-bar span{transform:scaleX(0);transform-origin:left;transition:transform 1.1s var(--ease) .3s}
  html.motion .ledger.in .gst-bar span{transform:none}
  .gst-bar-l{display:flex;justify-content:space-between;margin-top:10px;font-size:13px;color:var(--muted)}

  .reg-app{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:48px 80px;align-items:center}
  .reg-in .big-input{background:transparent}
  .reg-out{background:#fff;border:1px solid var(--line);border-radius:10px;padding:32px;box-shadow:0 30px 60px -46px rgba(11,41,72,.45)}
  .reg-status{display:flex;gap:16px;align-items:flex-start;padding-bottom:24px;border-bottom:1px solid var(--line)}
  .rs-dot{flex:none;width:12px;height:12px;border-radius:50%;margin-top:7px;background:var(--navy);box-shadow:0 0 0 6px rgba(21,59,102,.12);transition:background-color .35s ease,box-shadow .35s ease}
  .reg-status[data-state="optional"] .rs-dot{background:#2F7A57;box-shadow:0 0 0 6px rgba(47,122,87,.14)}
  .reg-status b{display:block;font-size:20px;font-weight:500;color:var(--ink)}
  .reg-status p{margin-top:6px;color:var(--muted);font-size:15.5px}
  .reg-status.pulse b{animation:pulseN .45s var(--ease)}
  .reg-block{margin-top:22px}
  .reg-block .k{font-size:14px;color:var(--muted);margin-bottom:10px}
  .pills{display:flex;flex-wrap:wrap;gap:8px}
  .pills span{display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border:1px solid var(--line);border-radius:6px;font-size:14.5px;color:var(--muted-soft);background:#F7F9FA;transition:all .35s var(--ease)}
  .pills span i{width:14px;height:14px;border-radius:50%;border:1.5px solid #C3CCD5;position:relative;transition:all .35s var(--ease)}
  .pills span.on{color:var(--navy);border-color:#BCD0E3;background:#fff}
  .pills span.on i{background:var(--navy);border-color:var(--navy)}
  .pills span.on i::after{content:"";position:absolute;left:3.5px;top:2px;width:3.5px;height:6px;border:solid #fff;border-width:0 1.5px 1.5px 0;transform:rotate(45deg)}
  .pills span:not(.on){text-decoration:line-through;text-decoration-color:rgba(138,149,162,.5)}

  @media (max-width:1020px){
    .calc-app,.reg-app{grid-template-columns:1fr}
    .calc-in{position:relative;top:0}
    .legend{grid-template-columns:1fr}
  }
  @media (max-width:640px){
    .site .wrap{height:70px}
    .brand .logo-h{height:28px}
    .mnav{top:calc(70px + env(safe-area-inset-top,0px))}
    .calc-in{padding:22px 20px}
    .seg button{font-size:12.5px;padding:0 2px}
    .reg-out{padding:24px 20px}
    .ledger{padding:4px 18px 20px}
    .out-head{padding-left:18px}
  }


  /* ================= v6: dark home hero, header logo, figures font, guide cards ================= */
  /* dark home hero */
  .hhero.dark{background:#0B2440;border-bottom:0;color:#fff}
  .hhero.dark canvas{-webkit-mask-image:none;mask-image:none;opacity:.9}
  .hhero.dark .wrap{padding-block:clamp(64px,8vw,124px) clamp(64px,7vw,110px)}
  .badge{display:inline-flex;align-items:center;gap:10px;padding:8px 16px;border:1px solid rgba(255,255,255,.22);border-radius:999px;
    font-size:11.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#CFE0EF;background:rgba(255,255,255,.04);margin-bottom:26px}
  .badge i{width:7px;height:7px;border-radius:50%;background:#6FC3B2;box-shadow:0 0 0 0 rgba(111,195,178,.6);animation:ping 2.4s ease-out infinite}
  @keyframes ping{0%{box-shadow:0 0 0 0 rgba(111,195,178,.55)}70%{box-shadow:0 0 0 9px rgba(111,195,178,0)}100%{box-shadow:0 0 0 0 rgba(111,195,178,0)}}
  .hhero.dark h1{color:#fff;font-weight:700;letter-spacing:-.035em;font-size:clamp(38px,4.1vw,58px);line-height:1.04}
  .hhero.dark h1 .hl{color:#9CC7EC;font-weight:700}
  .hhero.dark .lede{color:#C4D3E2;max-width:46ch}
  .btn.ghost{background:transparent;border:1px solid rgba(255,255,255,.45);color:#fff}
  .btn.ghost::before{background:rgba(255,255,255,.1)}
  .btn.ghost:hover{color:#fff;border-color:#fff}
  .btn.outline{background:#fff;color:var(--navy);border:1px solid var(--line)}
  .btn.outline::before{background:var(--blue-pale)}
  .btn.outline:hover{color:var(--navy);border-color:#C9D6E2}
  .hchips{display:flex;flex-wrap:wrap;gap:10px;margin-top:44px;padding-top:28px;border-top:1px solid rgba(255,255,255,.14)}
  .hchips a{padding:8px 15px;border:1px solid rgba(255,255,255,.22);border-radius:999px;font-size:13.5px;color:#DCE7F2;transition:background-color .25s ease,border-color .25s ease,color .25s ease,transform .25s var(--ease)}
  .hchips a:hover{background:#fff;color:var(--navy);border-color:#fff;transform:translateY(-2px)}
  .hhero.dark .sheet{border-color:#fff;box-shadow:0 40px 70px -40px rgba(0,0,0,.7),0 2px 8px rgba(0,0,0,.25)}
  .hhero.dark .sheet.rear{background:#EEF3F8}
  .hhero.dark .tag-float{background:#fff;box-shadow:0 24px 40px -22px rgba(0,0,0,.6)}
  .hhero.dark .tag-float small{color:var(--muted)}
  .hhero.dark .tag-float b{color:var(--navy)}
  .hhero.dark .doc-tab{color:#9FB4C9}
  .hhero.dark .doc-tab:hover{color:#fff}
  .hhero.dark .doc-tab.on{color:#fff}
  .hhero.dark .doc-tab::after{background:rgba(255,255,255,.18)}
  .hhero.dark .doc-tab i{background:#9CC7EC}

  /* guide cards */
  .guides{background:#F4F6F9;border-top:1px solid var(--line)}
  .guides h2{margin-top:2px}
  .gcards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:26px;margin-top:44px}
  .gcard{display:flex;flex-direction:column;background:#fff;border-radius:12px;overflow:hidden;color:inherit;
    box-shadow:0 1px 2px rgba(11,41,72,.06),0 18px 40px -30px rgba(11,41,72,.35);transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
  .gcard:hover{color:inherit;transform:translateY(-6px);box-shadow:0 2px 4px rgba(11,41,72,.06),0 30px 60px -30px rgba(11,41,72,.45)}
  .gthumb{position:relative;aspect-ratio:16/9;overflow:hidden;background:#E4ECF3}
  .gthumb .illus-svg{position:absolute;inset:0;width:100%;height:100%;transition:transform .8s var(--ease)}
  .gcard:hover .gthumb .illus-svg{transform:scale(1.05)}
  .gbody{padding:24px 26px 26px;display:flex;flex-direction:column;flex:1}
  .gcat{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B}
  .gbody h3{margin-top:12px;font-size:19px;font-weight:600;line-height:1.35;color:var(--navy);transition:color .25s ease}
  .gcard:hover .gbody h3{color:var(--blue)}
  .gex{margin-top:12px;color:var(--muted);font-size:15.5px;line-height:1.6}
  .gmeta{margin-top:auto;padding-top:18px;font-size:13.5px;color:var(--muted-soft)}
  html.motion .gthumb .pop{opacity:0;transform:translateY(10px);transition:opacity .6s ease,transform .8s var(--ease);transition-delay:calc(var(--i,0) * 140ms + .35s)}
  html.motion .gcard.in .gthumb .pop{opacity:1;transform:none}
  .more{margin-top:56px}
  .more > h3{font-size:16px;color:var(--muted);font-weight:500;margin-bottom:10px}
  .more .article{border-top:1px solid var(--line)}

  @media (max-width:1020px){
    .gcards{grid-template-columns:1fr 1fr}
  }
  @media (max-width:640px){
    .site .wrap{height:70px}
    .brand .logo{height:42px}
    .mnav{top:calc(70px + env(safe-area-inset-top,0px))}
    .gcards{grid-template-columns:1fr}
    .hchips{gap:8px}
    .hhero.dark .actions .btn{width:auto}
    .badge{letter-spacing:.06em;font-size:10.5px;padding:7px 13px}
  }


  /* ================= v7: statement photo, articles, PAYE/GST instrument ================= */
  /* statement + circular photo */
  .st-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:48px 72px;align-items:center}
  .st-photo{position:relative;margin:0;width:min(100%,440px);aspect-ratio:1/1;justify-self:end}
  .st-ring{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
  .st-ring text{fill:var(--navy);font-size:8.4px;font-weight:500;letter-spacing:.18em}
  html.motion .st-ring{animation:stspin 48s linear infinite}
  @keyframes stspin{to{transform:rotate(360deg)}}
  .st-orbit{position:absolute;inset:9%;border-radius:50%;border:1px solid var(--line)}
  .st-orbit i{position:absolute;left:50%;top:-4px;width:8px;height:8px;margin-left:-4px;border-radius:50%;background:var(--blue)}
  html.motion .st-orbit{animation:stspin 16s linear infinite reverse}
  .st-img{position:absolute;inset:14%;border-radius:50%;overflow:hidden;background:#E9EDF1;box-shadow:0 40px 70px -40px rgba(11,41,72,.55)}
  .st-img img{position:absolute;left:0;top:-7%;width:100%;height:114%;object-fit:cover;filter:grayscale(1) contrast(1.06);transition:scale 1.2s var(--ease)}
  .st-photo:hover .st-img img{scale:1.05}
  .st-tag{position:absolute;left:4%;bottom:9%;width:104px;height:104px;border-radius:50%;background:var(--navy);color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;box-shadow:0 20px 40px -20px rgba(11,41,72,.7);border:4px solid #fff}
  .st-tag b{font-size:28px;font-weight:500;line-height:1;letter-spacing:.02em}
  .st-tag small{font-size:10.5px;line-height:1.25;color:#BFD0E0;margin-top:5px}
  html.motion .st-photo{opacity:1;transform:none}
  html.motion .st-photo .st-img{clip-path:circle(0% at 50% 50%);transition:clip-path 1.5s var(--ease-io)}
  html.motion .st-photo.in .st-img{clip-path:circle(50% at 50% 50%)}
  html.motion .st-photo .st-ring,html.motion .st-photo .st-orbit{opacity:0;transition:opacity 1.2s ease .5s}
  html.motion .st-photo.in .st-ring,html.motion .st-photo.in .st-orbit{opacity:1}
  html.motion .st-photo .st-tag{opacity:0;transform:scale(.6);transition:opacity .5s ease 1s,transform .8s cubic-bezier(.34,1.56,.64,1) 1s}
  html.motion .st-photo.in .st-tag{opacity:1;transform:none}

  /* article pages */
  .art-hero .wrap{padding-bottom:clamp(130px,15vw,210px)}
  .art-hero .gcat{margin-bottom:16px}
  .art-hero h1{max-width:none;font-size:clamp(32px,3.6vw,50px)}
  .art-hero .lede{max-width:58ch}
  .art-meta{margin-top:28px;font-size:14.5px;color:var(--muted);display:flex;flex-wrap:wrap;align-items:center}
  .art-meta .sep{color:#B9C2CC;padding:0 14px}
  .art-cover{position:relative;z-index:2;margin-top:calc(-1 * clamp(92px,11vw,160px));border-radius:16px;overflow:hidden;box-shadow:0 2px 4px rgba(11,41,72,.06),0 40px 80px -50px rgba(11,41,72,.6)}
  .art-cover .gthumb{aspect-ratio:21/8}
  .art-cover .gthumb .illus-svg{position:absolute;inset:0;width:100%;height:100%}
  html.motion .art-cover .gthumb .pop{opacity:0;transform:translateY(10px);transition:opacity .6s ease,transform .8s var(--ease);transition-delay:calc(var(--i,0) * 140ms + .35s)}
  html.motion .art-cover.in .gthumb .pop{opacity:1;transform:none}
  html.motion .art-cover .illus-svg{transform:scale(1.08);transition:transform 1.6s var(--ease)}
  html.motion .art-cover.in .illus-svg{transform:none}
  .art-sec{padding-block:clamp(56px,6vw,88px) var(--section)}
  .art-grid{display:grid;grid-template-columns:minmax(0,720px) minmax(0,300px);gap:48px 72px;justify-content:space-between;align-items:start}
  .prose > p{margin-top:22px;font-size:18px;line-height:1.78;color:#2A3642}
  .prose > p:first-child{margin-top:0;font-size:20px;line-height:1.7;color:var(--ink)}
  .prose h2{margin-top:60px;font-size:clamp(25px,2.2vw,31px);font-weight:500;color:var(--ink);scroll-margin-top:110px}
  .prose h3{margin-top:34px;font-size:19px;font-weight:600;color:var(--navy)}
  .prose h3 + p{margin-top:10px}
  .prose ul{margin:18px 0 0;padding:0;list-style:none}
  .prose li{position:relative;padding-left:28px;margin-top:12px;font-size:17.5px;line-height:1.7;color:#2A3642}
  .prose li::before{content:"";position:absolute;left:4px;top:.66em;width:7px;height:7px;background:var(--blue);transform:rotate(45deg)}
  .prose b{font-weight:600;color:var(--ink)}
  .prose a{text-decoration:underline;text-decoration-color:#B7CDE2;text-underline-offset:4px;text-decoration-thickness:1px}
  .prose a:hover{text-decoration-color:var(--navy)}
  .callout{margin-top:30px;padding:22px 26px;background:var(--blue-pale);border-left:3px solid var(--navy);border-radius:0 12px 12px 0}
  .callout b{display:block;color:var(--navy);font-size:16px;font-weight:600}
  .callout p{margin-top:6px;font-size:16.5px;line-height:1.68;color:#2A3642}
  .exbox{margin-top:30px;padding:24px 26px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 24px 50px -44px rgba(11,41,72,.5)}
  .ex-k{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B;margin-bottom:8px}
  .exbox p{font-size:16.5px;line-height:1.72;color:#2A3642}
  .ex-cols{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:18px}
  .ex-cols div{padding:16px 18px;background:var(--blue-pale);border-radius:10px}
  .ex-cols b{display:block;font-size:15.5px;color:var(--navy);font-weight:600}
  .ex-cols span{display:block;margin-top:4px;font-size:15px;line-height:1.6;color:var(--muted)}
  .atable{margin-top:26px;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff}
  .atable table{width:100%;border-collapse:collapse}
  .atable th{text-align:left;font-size:13.5px;font-weight:600;color:var(--muted);background:#F6F8FA;padding:14px 22px;border-bottom:1px solid var(--line)}
  .atable td{padding:15px 22px;font-size:16px;line-height:1.55;color:var(--ink);border-bottom:1px solid var(--line-soft);vertical-align:top;font-variant-numeric:tabular-nums}
  .atable td:first-child{white-space:nowrap;width:40%}
  .atable tr:last-child td{border-bottom:0}
  .atable tr.hi td{background:var(--blue-pale);color:var(--navy);font-weight:600}
  .two-up{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}
  .two-up > div{padding:22px 24px;border:1px solid var(--line);border-radius:14px;background:#fff}
  .two-up .k{font-size:15.5px;font-weight:600;color:var(--navy)}
  .two-up ul{margin-top:6px}
  .two-up li{font-size:15.5px;margin-top:8px}
  .prose .disclaimer{margin-top:60px;padding-top:22px;border-top:1px solid var(--line);font-size:14px;line-height:1.65;color:var(--muted-soft)}
  .art-aside{position:sticky;top:112px;display:grid;gap:30px}
  .facts-card{position:relative;overflow:hidden;background:#0B2440;color:#fff;border-radius:16px;padding:26px 26px 10px}
  .facts-card::after{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;border:1px solid rgba(255,255,255,.08);box-shadow:0 0 0 26px rgba(255,255,255,.02),0 0 0 27px rgba(255,255,255,.07)}
  .facts-card .k,.toc .k{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#9CC7EC}
  .facts-card dl{margin:14px 0 0}
  .facts-card dl div{padding:13px 0;border-top:1px solid rgba(255,255,255,.12)}
  .facts-card dt{font-size:13px;color:#A9BDD1}
  .facts-card dd{margin:3px 0 0;font-size:19px;font-weight:400;color:#fff;letter-spacing:-.005em}
  .toc .k{color:var(--muted);margin-bottom:12px}
  .toc a{display:block;padding:9px 0 9px 16px;border-left:2px solid var(--line);font-size:15px;color:var(--muted);transition:color .25s ease,border-color .25s ease,padding .35s var(--ease)}
  .toc a:hover{color:var(--navy);border-left-color:var(--navy);padding-left:20px}
  .art-next{background:var(--offwhite)}
  .art-next .sec-head{margin-bottom:12px}

  /* PAYE / GST instrument */
  .calc-hero .wrap{padding-bottom:clamp(120px,13vw,180px)}
  .calc-hero h1{max-width:18ch}
  .pc-sec{position:relative;z-index:2;margin-top:calc(-1 * clamp(80px,9vw,130px));padding-bottom:var(--section)}
  .pc{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;overflow:clip;box-shadow:0 2px 4px rgba(11,41,72,.05),0 50px 90px -56px rgba(11,41,72,.6)}
  .pc.gst{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .pc-in{padding:clamp(26px,3.2vw,46px);min-width:0}
  .pc-k{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B;margin-bottom:24px}
  .pc-k.light{color:#9CC7EC;margin:0}
  .pc-in .big-input input{font-weight:300;font-size:clamp(34px,3.1vw,46px);letter-spacing:-.025em}
  .pc-in .big-input .cur{font-weight:300;font-size:28px}
  .pc-in .adv-toggle{margin-top:26px;font-size:14.5px}
  .pc-in .adv-toggle .chev{width:8px;height:8px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(-45deg);transition:transform .35s var(--ease);margin-right:4px}
  .pc-in[data-adv="true"] .adv-toggle .chev{transform:rotate(45deg)}
  .pc-in[data-adv="true"] .adv{grid-template-rows:1fr}
  .pc-in .btn.block{width:100%;justify-content:center;margin-top:30px;height:52px}
  .pc-out{position:relative;overflow:hidden;overflow:clip;background:#0B2440;color:#fff;padding:clamp(26px,3.2vw,46px);min-width:0}
  .pc-glow{position:absolute;right:-160px;bottom:-160px;width:440px;height:440px;border-radius:50%;border:1px solid rgba(255,255,255,.07);pointer-events:none}
  .pc-glow::before,.pc-glow::after{content:"";position:absolute;border-radius:50%;border:1px solid rgba(255,255,255,.06)}
  .pc-glow::before{inset:-60px}
  .pc-glow::after{inset:70px;border-color:rgba(156,199,236,.12)}
  html.motion .pc-glow{animation:glowDrift 14s ease-in-out infinite alternate}
  @keyframes glowDrift{to{transform:translate(-40px,-30px) scale(1.06)}}
  .pc-stick{position:sticky;top:112px}
  .pc-note{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);font-size:13.5px;line-height:1.6;color:#8FA6BC}
  .pc-note a{color:#9CC7EC;text-decoration:underline;text-decoration-color:rgba(156,199,236,.4);text-underline-offset:3px}
  .pc-note a:hover{color:#fff}
  .pc-top{display:flex;justify-content:space-between;align-items:center;gap:14px 20px;flex-wrap:wrap}
  .pc-out .ptabs{border-bottom-color:rgba(255,255,255,.16)}
  .pc-out .ptabs button{color:#9FB4C9}
  .pc-out .ptabs button:hover,.pc-out .ptabs button.on{color:#fff}
  .pc-out .ptab-ind{background:#9CC7EC}
  .pc-big{margin-top:24px;font-size:clamp(40px,4.3vw,60px);font-weight:500;line-height:1.05;letter-spacing:-.02em;color:#fff;font-variant-numeric:tabular-nums;white-space:nowrap}
  .pc-big em{font-style:normal;font-size:.3em;font-weight:400;letter-spacing:0;color:#9CC7EC;margin-left:12px}
  .pc-out.pulse .pc-big span{display:inline-block;animation:pulseN .5s var(--ease)}
  .pc-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:32px;border-top:1px solid rgba(255,255,255,.14)}
  .pc-stats div{padding:16px 14px 0 0;min-width:0}
  .pc-stats div + div{padding-left:18px;border-left:1px solid rgba(255,255,255,.14)}
  .pc-stats small{display:block;font-size:12.5px;color:#9FB4C9}
  .pc-stats b{display:block;margin-top:4px;font-size:21px;font-weight:400;color:#fff;font-variant-numeric:tabular-nums;letter-spacing:-.01em}
  .pc-chart{display:grid;grid-template-columns:148px minmax(0,1fr);gap:30px;align-items:center;margin-top:30px;padding-top:28px;border-top:1px solid rgba(255,255,255,.14)}
  .donut{position:relative;width:148px;aspect-ratio:1/1}
  .donut svg{width:100%;height:100%;transform:rotate(-90deg);overflow:visible}
  .donut circle{fill:none;stroke-width:11;stroke-dasharray:0 100;transition:stroke-dasharray 1.1s var(--ease),stroke-dashoffset 1.1s var(--ease)}
  .donut .trk{stroke:rgba(255,255,255,.08);stroke-dasharray:none}
  .donut [data-k="net"],.pc-out .legend [data-k="net"] i{stroke:#FFFFFF;background:#FFFFFF}
  .donut [data-k="paye"],.pc-out .legend [data-k="paye"] i{stroke:#5C9BD6;background:#5C9BD6}
  .donut [data-k="acc"],.pc-out .legend [data-k="acc"] i{stroke:#9CC7EC;background:#9CC7EC}
  .donut [data-k="ks"],.pc-out .legend [data-k="ks"] i{stroke:#3E78AE;background:#3E78AE}
  .donut [data-k="sl"],.pc-out .legend [data-k="sl"] i{stroke:#D2A878;background:#D2A878}
  html.motion .pc:not(.in) .donut circle[data-k]{stroke-dasharray:0 100!important}
  .dn-c{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}
  .dn-c b{font-size:26px;font-weight:500;letter-spacing:-.02em;color:#fff;line-height:1;font-variant-numeric:tabular-nums}
  .dn-c small{margin-top:5px;font-size:12px;color:#9FB4C9}
  .pc-out .legend{margin:0;grid-template-columns:1fr;gap:0}
  .pc-out .legend li{grid-template-columns:9px minmax(0,1fr) auto 48px;gap:12px;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:14.5px}
  .pc-out .legend li:last-child{border-bottom:0}
  .pc-out .legend li i{width:9px;height:9px;border-radius:50%}
  .pc-out .legend li span{color:#C9D7E4}
  .pc-out .legend li b{color:#fff;font-weight:400;font-variant-numeric:tabular-nums}
  .pc-out .legend li em{color:#8FA6BC;font-size:13px;font-variant-numeric:tabular-nums}
  .pc-out .legend li[data-k="net"] b{font-weight:500}
  .pc-out .legend li.off{opacity:.32}
  .pc-table{margin-top:clamp(48px,5vw,72px)}
  .pc-table-head{display:flex;justify-content:space-between;align-items:flex-end;gap:10px 30px;flex-wrap:wrap}
  .pc-table-head h2{font-size:clamp(24px,2.2vw,30px);font-weight:400}
  .pc-table-head p{font-size:15px;color:var(--muted)}
  .pc-table .table-scroll{margin-top:22px;border:1px solid var(--line);border-radius:14px;background:#fff}
  .pc-table table.calc{min-width:640px}
  .pc-table table.calc th,.pc-table table.calc td{font-size:15.5px;padding-top:15px;padding-bottom:15px}
  .pc-table table.calc thead th{padding-top:16px;background:#F8FAFB}
  .pc-table table.calc th:first-child,.pc-table table.calc td:first-child{padding-left:22px}
  .pc-table table.calc td:last-child,.pc-table table.calc th:last-child{padding-right:22px}
  .pc-table table.calc th + th,.pc-table table.calc td + td{padding-left:18px}
  .pc-table table.calc tbody tr:last-child td{border-bottom:0}
  .pc-table table.calc tbody tr.total td{font-weight:500}
  .pc-after{padding-top:0}
  .pc-out .ledger{margin-top:32px;padding:0;border:0;border-top:1px solid rgba(255,255,255,.14);border-radius:0;background:none}
  .pc-out .lrow{border-bottom-color:rgba(255,255,255,.08);padding:17px 0}
  .pc-out .lrow span{color:#C9D7E4}
  .pc-out .lrow b{color:#fff;font-weight:400;font-size:19px;font-variant-numeric:tabular-nums}
  .pc-out .lrow.total span,.pc-out .lrow.total b{color:#fff;font-weight:500}
  .pc-out .lrow.hit span{color:#9CC7EC}
  .pc-out .lrow.hit b{color:#9CC7EC;font-weight:500}
  .pc-out .dotc{background:#5C9BD6;border-radius:50%}
  .pc-out .gst-bar{background:rgba(255,255,255,.08);margin-top:12px}
  .pc-out .gst-bar .ex{background:#fff}
  .pc-out .gst-bar .g{background:#5C9BD6}
  .pc-out .gst-bar-l{color:#9FB4C9}
  html.motion .pc .gst-bar span{transform:scaleX(0);transform-origin:left;transition:transform 1.1s var(--ease) .3s}
  html.motion .pc.in .gst-bar span{transform:none}

  @media (max-width:1020px){
    .st-grid{grid-template-columns:1fr}
    .st-photo{justify-self:center;width:min(86vw,400px)}
    .art-grid{grid-template-columns:1fr}
    .art-aside{position:relative;top:0;order:-1}
    .toc{display:none}
    .pc,.pc.gst{grid-template-columns:1fr}
    .pc-stick{position:relative;top:0}
  }
  @media (max-width:640px){
    .st-tag{width:84px;height:84px}
    .st-tag b{font-size:22px}
    .st-tag small{font-size:9.5px}
    .art-cover{border-radius:12px}
    .art-cover .gthumb{aspect-ratio:16/10}
    .prose > p{font-size:17px}
    .prose > p:first-child{font-size:18.5px}
    .prose li{font-size:16.5px}
    .ex-cols,.two-up{grid-template-columns:1fr}
    .atable th,.atable td{padding:12px 16px;font-size:15px}
    .atable td:first-child{white-space:normal}
    .pc{border-radius:14px}
    .pc-in,.pc-out{padding:24px 20px}
    .pc-big{font-size:clamp(36px,10.5vw,46px)}
    .pc-big em{display:block;margin:10px 0 0;font-size:15px}
    .pc-stats{grid-template-columns:1fr}
    .pc-stats div,.pc-stats div + div{display:flex;justify-content:space-between;align-items:baseline;padding:12px 0;border-left:0;border-bottom:1px solid rgba(255,255,255,.1)}
    .pc-stats b{margin:0;font-size:18px}
    .pc-chart{grid-template-columns:1fr;justify-items:center}
    .pc-chart .legend{width:100%}
  }


  /* ================= v8: header/footer logo size, about page ================= */
  .site .wrap{height:78px}
  .brand .logo{height:44px;width:auto}
  .brand{align-self:center;line-height:0}
  .mnav{top:calc(78px + env(safe-area-inset-top,0px))}
  .foot .brand .logo{height:60px}

  .who-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:48px;border-top:1px solid var(--line)}
  .who-grid > div{position:relative;padding:34px 34px 38px 0;border-bottom:1px solid var(--line)}
  .who-grid > div:not(:nth-child(3n+1)){padding-left:34px;border-left:1px solid var(--line)}
  .who-grid .wi{display:block;font-size:13px;font-weight:500;color:var(--blue);margin-bottom:18px;letter-spacing:.04em}
  .who-grid h3{font-size:20px}
  .who-grid p{margin-top:10px;color:var(--muted);font-size:16px;line-height:1.62}
  .who-grid > div::after{content:"";position:absolute;left:0;bottom:-1px;height:2px;width:0;background:var(--navy);transition:width .6s var(--ease)}
  .who-grid > div:not(:nth-child(3n+1))::after{left:34px}
  .who-grid > div:hover::after{width:calc(100% - 34px)}

  .ab-feat{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:24px;margin-top:48px}
  .feat{position:relative;overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:16px;padding:clamp(28px,3vw,42px);box-shadow:0 30px 60px -48px rgba(11,41,72,.45)}
  .feat.dark{background:#0B2440;border-color:#0B2440;color:#fff}
  .feat.dark::after{content:"";position:absolute;right:-90px;top:-90px;width:240px;height:240px;border-radius:50%;border:1px solid rgba(255,255,255,.08);box-shadow:0 0 0 34px rgba(255,255,255,.015),0 0 0 35px rgba(255,255,255,.06)}
  .feat-k{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B}
  .feat.dark .feat-k{color:#9CC7EC}
  .feat h3{margin-top:14px;font-size:clamp(21px,1.8vw,26px);font-weight:500;color:var(--ink)}
  .feat.dark h3{color:#fff}
  .feat > p:not(.feat-k):not(.fine){margin-top:14px;font-size:16.5px;line-height:1.68;color:var(--muted)}
  .feat.dark > p:not(.feat-k):not(.fine){color:#C4D3E2}
  .dates{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:18px;margin-top:30px;padding:22px 0;border-top:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14)}
  .dates small{display:block;font-size:12.5px;color:#9FB4C9}
  .dates b{display:block;margin-top:4px;font-size:clamp(26px,2.4vw,34px);font-weight:500;letter-spacing:-.015em;color:#fff}
  .dates div:first-child b{color:#8FA6BC;text-decoration:line-through;text-decoration-thickness:1px;text-decoration-color:rgba(143,166,188,.6)}
  .dates em{display:block;font-style:normal;font-size:13px;color:#9CC7EC}
  .dates .arr{font-size:22px;color:#9CC7EC}
  html.motion .feat.dark .dates .arr{animation:nudge 2.4s var(--ease) infinite}
  @keyframes nudge{0%,100%{transform:none}50%{transform:translateX(6px)}}
  .fine{margin-top:16px;font-size:13px;line-height:1.55;color:#8FA6BC}
  .feat ul{list-style:none;margin:22px 0 0;padding:0;border-top:1px solid var(--line)}
  .feat li{position:relative;padding:14px 0 14px 30px;border-bottom:1px solid var(--line-soft);font-size:15.5px;color:var(--ink)}
  .feat li::before{content:"";position:absolute;left:2px;top:19px;width:14px;height:14px;border-radius:50%;background:var(--navy)}
  .feat li::after{content:"";position:absolute;left:7px;top:22px;width:3.5px;height:6.5px;border:solid #fff;border-width:0 1.5px 1.5px 0;transform:rotate(45deg)}

  @media (max-width:1020px){
    .who-grid{grid-template-columns:1fr 1fr}
    .who-grid > div,.who-grid > div:not(:nth-child(3n+1)){padding:28px 24px 30px 0;border-left:0}
    .who-grid > div:nth-child(2n){padding-left:24px;border-left:1px solid var(--line)}
    .who-grid > div::after,.who-grid > div:not(:nth-child(3n+1))::after{left:0}
    .ab-feat{grid-template-columns:1fr}
  }
  @media (max-width:640px){
    .site .wrap{height:70px}
    .brand .logo{height:38px}
    .mnav{top:calc(70px + env(safe-area-inset-top,0px))}
    .foot .brand .logo{height:52px}
    .who-grid{grid-template-columns:1fr}
    .who-grid > div:nth-child(2n){padding-left:0;border-left:0}
    .dates{grid-template-columns:1fr;gap:10px}
    .dates .arr{transform:rotate(90deg);justify-self:start}
    html.motion .feat.dark .dates .arr{animation:none}
  }


  /* ================= v9: photos, photo covers, mobile menu ================= */
  .img-hero{background-image:url(/static/img/db61a802bba1.jpg)}.img-ird{background-image:url(/static/img/13019e59f216.jpg)}.img-bs{background-image:url(/static/img/8bc10d1d1e94.jpg)}.img-car{background-image:url(/static/img/ff7e588c1357.jpg)}.img-paye{background-image:url(/static/img/2b015aeb1ef2.jpg)}.img-fa{background-image:url(/static/img/d63cfe4f149f.jpg)}
  .img-svc,.img-ird,.img-bs,.img-car,.img-paye,.img-fa{background-size:cover;background-position:center;background-repeat:no-repeat}

  /* services hero photo */
  .svc-photo{position:relative;margin:0;width:100%;max-width:560px;justify-self:end;padding:0 0 34px 34px}
  .sp-ring{position:absolute;right:-26px;top:-26px;width:150px;height:150px;border-radius:50%;border:1px dashed #9DB5CC}
  html.motion .sp-ring{animation:stspin 60s linear infinite}
  .sp-main{position:relative;aspect-ratio:5/4;border-radius:22px;overflow:hidden;box-shadow:0 50px 90px -50px rgba(11,41,72,.6)}
  .sp-main .img-svc{position:absolute;left:0;right:0;top:-8%;height:116%;background-position:58% 50%}
  .sp-loupe{position:absolute;left:0;bottom:0;width:clamp(120px,13vw,172px);aspect-ratio:1/1;border-radius:50%;overflow:hidden;border:6px solid #fff;box-shadow:0 26px 50px -24px rgba(11,41,72,.6);background:#fff}
  .sp-loupe .img-svc{position:absolute;inset:0;background-size:330%;background-position:48% 30%}
  .sp-tag{position:absolute;right:22px;bottom:0;display:flex;align-items:center;gap:12px;padding:14px 18px;background:#fff;border-radius:12px;box-shadow:0 24px 50px -26px rgba(11,41,72,.55);font-size:13px;line-height:1.35;color:var(--muted)}
  .sp-tag b{color:var(--navy);font-weight:500}
  .sp-tag i{flex:none;width:30px;height:30px;border-radius:50%;background:var(--navy);position:relative}
  .sp-tag i::after{content:"";position:absolute;left:11px;top:8px;width:6px;height:11px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
  html.motion .svc-photo .sp-loupe{opacity:0;transform:scale(.7);transition:opacity .6s ease .5s,transform .9s cubic-bezier(.34,1.56,.64,1) .5s}
  html.motion .svc-photo .sp-tag{opacity:0;transform:translateY(14px);transition:opacity .6s ease .8s,transform .8s var(--ease) .8s}
  html.motion .svc-photo.in .sp-loupe,html.motion .svc-photo.in .sp-tag{opacity:1;transform:none}
  html.motion .sp-main{clip-path:inset(0 0 100% 0 round 22px);transition:clip-path 1.3s var(--ease-io)}
  html.motion .svc-photo.in .sp-main{clip-path:inset(0 0 0 0 round 22px)}

  /* about hero photo */
  .about-split h1{max-width:none}
  .ab-photo{position:relative;margin:0;width:100%;max-width:560px;justify-self:end;padding:0 22px 22px 0}
  .ab-back{position:absolute;right:0;bottom:0;width:78%;height:82%;border-radius:22px;background:var(--navy)}
  .ab-back::after{content:"";position:absolute;inset:0;border-radius:inherit;background-image:radial-gradient(rgba(255,255,255,.14) 1px,transparent 1.2px);background-size:14px 14px}
  .ab-img{position:relative;aspect-ratio:16/11;border-radius:22px;overflow:hidden;box-shadow:0 40px 80px -46px rgba(11,41,72,.7)}
  .ab-img img{position:absolute;left:0;top:-7%;width:100%;height:114%;object-fit:cover;object-position:60% 50%}
  .ab-float{position:absolute;left:-26px;bottom:44px;display:flex;align-items:center;gap:12px;padding:14px 18px;background:#fff;border-radius:12px;box-shadow:0 24px 50px -24px rgba(11,41,72,.55);font-size:13px;line-height:1.35;color:var(--muted)}
  .ab-float b{display:block;color:var(--navy);font-weight:500;font-size:14px}
  .ab-float i{flex:none;width:30px;height:30px;border-radius:50%;background:var(--blue-soft);position:relative}
  .ab-float i::after{content:"";position:absolute;left:11px;top:8px;width:6px;height:11px;border:solid var(--navy);border-width:0 2px 2px 0;transform:rotate(45deg)}
  html.motion .ab-img{clip-path:inset(0 100% 0 0 round 22px);transition:clip-path 1.3s var(--ease-io)}
  html.motion .ab-photo.in .ab-img{clip-path:inset(0 0 0 0 round 22px)}
  html.motion .ab-photo .ab-float{opacity:0;transform:translateY(14px);transition:opacity .6s ease .8s,transform .8s var(--ease) .8s}
  html.motion .ab-photo .ab-back{opacity:0;transform:translate(18px,18px);transition:opacity .8s ease .3s,transform 1.1s var(--ease) .3s}
  html.motion .ab-photo.in .ab-float,html.motion .ab-photo.in .ab-back{opacity:1;transform:none}

  /* about band */
  .ab-band{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);border-radius:22px;overflow:hidden;background:#0B2440;box-shadow:0 50px 90px -60px rgba(11,41,72,.7)}
  .abb-img{position:relative;min-height:440px;overflow:hidden}
  .abb-img img{position:absolute;left:0;top:-6%;width:100%;height:112%;object-fit:cover}
  .abb-panel{padding:clamp(30px,3.6vw,56px);color:#fff;display:flex;flex-direction:column;justify-content:center}
  .abb-panel .feat-k{color:#9CC7EC}
  .abb-panel h3{margin-top:14px;font-size:clamp(23px,2.1vw,30px);font-weight:500;color:#fff;line-height:1.25}
  .abb-steps{list-style:none;margin:26px 0 0;padding:0;border-top:1px solid rgba(255,255,255,.14)}
  .abb-steps li{position:relative;padding:16px 0 16px 28px;border-bottom:1px solid rgba(255,255,255,.1)}
  .abb-steps li::before{content:"";position:absolute;left:2px;top:23px;width:8px;height:8px;border-radius:50%;background:#9CC7EC;box-shadow:0 0 0 4px rgba(156,199,236,.15)}
  .abb-steps b{display:block;font-size:16px;font-weight:500;color:#fff}
  .abb-steps span{display:block;margin-top:3px;font-size:14.5px;line-height:1.55;color:#AFC2D5}

  /* photo thumbnails + covers */
  .gthumb .pimg{position:absolute;inset:0;transition:transform .8s var(--ease)}
  .gcard:hover .gthumb .pimg{transform:scale(1.05)}
  .art-cover.photo .gthumb{aspect-ratio:21/8}
  html.motion .art-cover.photo .pimg{transform:scale(1.08);transition:transform 1.6s var(--ease)}
  html.motion .art-cover.photo.in .pimg{transform:none}
  .gthumb .img-car{background-position:50% 60%}
  .gthumb .img-bs{background-position:40% 60%}
  .gthumb .img-ird{background-position:60% 45%}

  /* article extras */
  .equation{display:flex;flex-wrap:wrap;align-items:center;gap:10px 14px;margin-top:22px;padding:22px 26px;border-radius:14px;background:#0B2440}
  .equation span{padding:8px 14px;border-radius:8px;background:rgba(255,255,255,.08);color:#fff;font-size:17px;font-weight:500}
  .equation i{font-style:normal;color:#9CC7EC;font-size:22px}
  .atable.bs td:last-child{text-align:right;white-space:nowrap}
  .atable.bs tr.grp td{background:#F6F8FA;font-size:12.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:#1F6B6B;padding-top:12px;padding-bottom:12px}
  .atable.bs tr.sub td{font-weight:600;color:var(--navy);border-top:1px solid var(--line)}
  .atable.bs td:first-child{width:auto;white-space:normal}

  /* mobile menu v9 */
  .mnav{background:#fff}
  .mnav-inner{display:block;max-width:560px;margin-inline:0;padding-block:22px 36px}
  .mk{font-size:11.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-soft);margin:0 0 10px}
  .mk.light{color:#9CC7EC}
  .mlinks{border-top:0}
  .mlinks > a{font-size:16.5px;font-weight:500;letter-spacing:0;line-height:1.3;color:var(--ink);padding:13px 2px;border-bottom:1px solid var(--line-soft);display:flex;align-items:center;justify-content:space-between}
  .mlinks > a svg{color:#A8B4C0;transition:transform .35s var(--ease),color .25s ease}
  .mlinks > a:hover{padding-left:8px;color:var(--navy)}
  .mlinks > a:hover svg{transform:translateX(3px);color:var(--navy)}
  .mlinks > a span{display:flex;align-items:center;gap:10px}
  .mlinks > a span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--blue);transform:scale(0);transition:transform .35s var(--ease)}
  .mlinks > a[aria-current="page"]{color:var(--navy)}
  .mlinks > a[aria-current="page"] span::before{transform:none}
  .mlinks > a[aria-current="page"] svg{color:var(--navy)}
  .mblock{margin-top:26px}
  .mchips{display:flex;flex-wrap:wrap;gap:8px}
  .mchips a{padding:8px 13px;border:1px solid var(--line);border-radius:999px;font-size:13.5px;color:var(--ink);background:#fff;transition:border-color .2s ease,background-color .2s ease,color .2s ease}
  .mchips a:hover{border-color:var(--navy);color:var(--navy);background:var(--blue-pale)}
  .mcard{margin-top:28px;padding:22px 22px 24px;border-radius:16px;background:#0B2440;color:#fff;position:relative;overflow:hidden}
  .mcard::after{content:"";position:absolute;right:-70px;top:-70px;width:180px;height:180px;border-radius:50%;border:1px solid rgba(255,255,255,.08);box-shadow:0 0 0 26px rgba(255,255,255,.015),0 0 0 27px rgba(255,255,255,.06)}
  .mline{position:relative;display:flex;align-items:center;gap:12px;padding:9px 0;font-size:15px;color:#fff}
  .mline svg{color:#9CC7EC;flex:none}
  .mline:hover{color:#9CC7EC}
  .mhours{margin-top:6px;font-size:13px;color:#9FB4C9}
  .mcard .btn{margin-top:18px;width:100%;justify-content:center;height:48px}
  html.motion .mnav .mk,html.motion .mblock,html.motion .mcard{opacity:0;transform:translateY(14px);transition:opacity .45s ease,transform .6s var(--ease)}
  html.motion .menu-open .mnav .mk,html.motion .menu-open .mblock,html.motion .menu-open .mcard{opacity:1;transform:none;transition-delay:calc(var(--i,0) * 40ms + .15s)}
  html.motion .mlinks > a{transform:translateY(14px)}
  html.motion .menu-open .mlinks > a{transition-delay:calc(var(--i,0) * 40ms + .15s)}

  @media (max-width:1020px){
    .mnav-inner{display:block;padding-block:22px 36px}
    .svc-photo,.ab-photo{justify-self:start;max-width:520px;margin-top:10px}
    .ab-band{grid-template-columns:1fr}
    .abb-img{min-height:0;aspect-ratio:3/2}
  }
  @media (max-width:640px){
    .svc-photo{padding:0 0 26px 20px}
    .sp-ring{right:-10px;top:-14px;width:96px;height:96px}
    .sp-tag{right:10px;font-size:12px;padding:11px 14px}
    .ab-photo{padding:0 12px 14px 0}
    .ab-float{left:10px;bottom:28px}
    .art-cover.photo .gthumb{aspect-ratio:16/10}
    .mnav-inner{padding-block:16px 30px}
  }


  /* ================= v10: real photos (home hero, online, tools, contact), PAYE period cards ================= */
  /* home hero photo background */
  .hh-bg{position:absolute;inset:0;overflow:hidden;z-index:0}
  .hh-bg span{position:absolute;inset:-8% -4%;background-size:cover;background-position:60% 40%;filter:grayscale(.2)}
  html.motion .hh-bg span{animation:kb 28s ease-in-out infinite alternate}
  @keyframes kb{from{scale:1}to{scale:1.08}}
  .hh-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(9,30,54,.94) 0%,rgba(9,30,54,.86) 45%,rgba(11,36,64,.74) 100%)}
  .hhero.dark canvas{z-index:1;opacity:.55}
  .hhero.dark .wrap{z-index:2}

  /* online appointments photo */
  .on-photo{position:relative;margin:0;padding:22px 0 30px 22px}
  .op-ring{position:absolute;left:0;top:0;width:46%;aspect-ratio:1/1;border-radius:50%;border:1px dashed #9DB5CC}
  html.motion .op-ring{animation:stspin 70s linear infinite}
  .op-img{position:relative;aspect-ratio:970/711;border-radius:160px 22px 160px 22px;overflow:hidden;box-shadow:0 50px 90px -50px rgba(11,41,72,.6)}
  .op-img img{position:absolute;left:0;top:-7%;width:100%;height:114%;object-fit:cover}
  .op-card{position:absolute;right:-18px;bottom:0;display:flex;align-items:center;gap:14px;padding:14px 16px 14px 18px;background:#fff;border-radius:14px;box-shadow:0 24px 50px -24px rgba(11,41,72,.55)}
  .op-card small{display:block;font-size:12px;color:var(--muted)}
  .op-card b{display:block;font-size:15px;font-weight:500;color:var(--navy)}
  .op-dot{width:10px;height:10px;border-radius:50%;background:#2F9E75;box-shadow:0 0 0 0 rgba(47,158,117,.5)}
  html.motion .op-dot{animation:ping 2.4s ease-out infinite}
  .op-live{font-size:12px;padding:5px 10px;border-radius:999px;background:var(--blue-soft);color:var(--navy)}
  html.motion .on-photo .op-img{clip-path:inset(0 0 0 100% round 160px 22px 160px 22px);transition:clip-path 1.3s var(--ease-io)}
  html.motion .on-photo.in .op-img{clip-path:inset(0 0 0 0 round 160px 22px 160px 22px)}
  html.motion .on-photo .op-card{opacity:0;transform:translateY(14px);transition:opacity .6s ease .8s,transform .8s var(--ease) .8s}
  html.motion .on-photo.in .op-card{opacity:1;transform:none}

  /* free tools hero photo */
  .tl-photo{position:relative;margin:0 0 0 auto;width:100%;max-width:460px;padding:0 0 26px 0}
  .tl-disc{position:absolute;left:8%;right:-4%;bottom:0;aspect-ratio:1/1;border-radius:50%;background:var(--blue-soft)}
  .tl-disc::after{content:"";position:absolute;inset:-18px;border-radius:50%;border:1px dashed #A9C0D6}
  html.motion .tl-disc::after{animation:stspin 60s linear infinite}
  .tl-card{position:relative;background:#fff;border-radius:26px;overflow:hidden;box-shadow:0 40px 80px -46px rgba(11,41,72,.55);aspect-ratio:560/640}
  .tl-card img{width:100%;height:100%;object-fit:cover;object-position:50% 70%}
  .tl-chip{position:absolute;display:flex;align-items:center;gap:12px;padding:12px 16px 12px 12px;background:#fff;border-radius:14px;box-shadow:0 24px 50px -22px rgba(11,41,72,.5);color:inherit}
  .tl-chip:hover{color:inherit}
  .tl-chip i{flex:none;width:34px;height:34px;border-radius:10px;background:var(--navy);color:#fff;font-style:normal;font-weight:500;display:flex;align-items:center;justify-content:center;font-size:15px}
  .tl-chip.c2 i{background:#1F6B6B}
  .tl-chip small{display:block;font-size:12px;color:var(--muted)}
  .tl-chip b{display:block;font-size:15px;font-weight:500;color:var(--navy)}
  .tl-chip.c1{left:-34px;top:24%}
  .tl-chip.c2{right:-26px;bottom:20%}
  html.motion .tl-chip{animation:floatB 7s ease-in-out infinite}
  html.motion .tl-chip.c2{animation:floatA 8s ease-in-out infinite}
  html.motion .tl-photo .tl-card{clip-path:inset(100% 0 0 0 round 26px);transition:clip-path 1.3s var(--ease-io)}
  html.motion .tl-photo.in .tl-card{clip-path:inset(0 0 0 0 round 26px)}

  /* contact hero */
  .ct-split h1{max-width:none}
  .ct-quick{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
  .ct-quick a{display:flex;align-items:center;gap:12px;padding:12px 18px 12px 14px;background:#fff;border:1px solid var(--line);border-radius:12px;color:var(--ink);transition:border-color .25s ease,transform .3s var(--ease),box-shadow .3s ease}
  .ct-quick a:hover{border-color:#C3D3E2;transform:translateY(-2px);box-shadow:0 16px 30px -22px rgba(11,41,72,.5);color:var(--navy)}
  .ct-quick svg{color:var(--blue);flex:none}
  .ct-quick small{display:block;font-size:12px;color:var(--muted)}
  .ct-quick span{font-size:15px;font-weight:500}
  .ct-photo{position:relative;margin:0 0 0 auto;width:100%;max-width:540px;padding:0 0 60px 0}
  .ct-back{position:absolute;left:14%;right:-22px;top:40px;bottom:30px;border-radius:22px;background:var(--navy)}
  .ct-back::after{content:"";position:absolute;inset:0;border-radius:inherit;background-image:radial-gradient(rgba(255,255,255,.14) 1px,transparent 1.2px);background-size:14px 14px}
  .ct-img{position:relative;aspect-ratio:565/353;border-radius:22px;overflow:hidden;box-shadow:0 40px 80px -46px rgba(11,41,72,.7)}
  .ct-img img{position:absolute;left:0;top:-7%;width:100%;height:114%;object-fit:cover}
  .ct-hours{position:absolute;left:-28px;bottom:0;min-width:250px;padding:16px 20px;background:#fff;border-radius:14px;box-shadow:0 24px 50px -24px rgba(11,41,72,.55)}
  .ct-hours p{font-size:11.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B;margin-bottom:6px}
  .ct-hours div{display:flex;justify-content:space-between;gap:18px;padding:5px 0;font-size:14px}
  .ct-hours span{color:var(--muted)}
  .ct-hours b{color:var(--navy);font-weight:500}
  html.motion .ct-photo .ct-img{clip-path:inset(0 100% 0 0 round 22px);transition:clip-path 1.3s var(--ease-io)}
  html.motion .ct-photo.in .ct-img{clip-path:inset(0 0 0 0 round 22px)}
  html.motion .ct-photo .ct-hours,html.motion .ct-photo .ct-back{opacity:0;transform:translateY(16px);transition:opacity .7s ease .6s,transform .9s var(--ease) .6s}
  html.motion .ct-photo.in .ct-hours,html.motion .ct-photo.in .ct-back{opacity:1;transform:none}

  /* PAYE amount input: regular weight */
  .pc-in .big-input input{font-weight:500;letter-spacing:-.02em;font-size:clamp(32px,2.8vw,42px)}
  .pc-in .big-input .cur{font-weight:400}

  /* pay period cards */
  .pp-sec{margin-top:clamp(52px,5vw,76px)}
  .pp-grid{position:relative;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;margin-top:22px}
  .pp-ind{position:absolute;left:0;top:0;width:0;height:0;border-radius:16px;background:#0B2440;box-shadow:0 30px 60px -30px rgba(11,41,72,.7);transition:transform .6s var(--ease),width .6s var(--ease),height .6s var(--ease);z-index:0}
  .pp{position:relative;z-index:1;padding:22px 20px 18px;border-radius:16px;border:1px solid var(--line);background:rgba(255,255,255,.7);transition:color .4s ease,border-color .4s ease,background-color .4s ease,transform .4s var(--ease)}
  .pp[role=button]{cursor:pointer}
  .pp[role=button]:hover{transform:translateY(-3px)}
  .pp:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
  .pp-k{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B;transition:color .4s ease}
  .pp-net{margin-top:14px;font-size:clamp(22px,1.9vw,28px);font-weight:500;letter-spacing:-.02em;color:var(--navy);font-variant-numeric:tabular-nums;line-height:1.1;white-space:nowrap;transition:color .4s ease}
  .pp-sub{font-size:12.5px;color:var(--muted);margin-top:4px;transition:color .4s ease}
  .pp dl{margin:18px 0 0;border-top:1px solid var(--line-soft);transition:border-color .4s ease}
  .pp dl div{display:flex;justify-content:space-between;gap:8px;padding:8px 0;border-bottom:1px solid var(--line-soft);font-size:13.5px;transition:opacity .35s ease,border-color .4s ease}
  .pp dl div:last-child{border-bottom:0}
  .pp dt{color:var(--muted);transition:color .4s ease}
  .pp dd{margin:0;color:var(--ink);font-variant-numeric:tabular-nums;white-space:nowrap;transition:color .4s ease}
  .pp dl div.off{opacity:.35}
  .pp.on{border-color:transparent;background:transparent;color:#fff}
  .pp.on .pp-k{color:#9CC7EC}
  .pp.on .pp-net{color:#fff}
  .pp.on .pp-sub,.pp.on dt{color:#9FB4C9}
  .pp.on dd{color:#fff}
  .pp.on dl,.pp.on dl div{border-color:rgba(255,255,255,.12)}
  .pp.pulse .pp-net{animation:pulseN .5s var(--ease)}
  html.motion .pp-grid .pp{opacity:0;transform:translateY(26px);transition:opacity .6s ease,transform .8s var(--ease),color .4s ease,border-color .4s ease,background-color .4s ease;transition-delay:calc(var(--i) * 90ms)}
  html.motion .pp-grid.in .pp{opacity:1;transform:none}
  html.motion .pp-grid.in .pp[role=button]:hover{transform:translateY(-3px);transition-delay:0s}
  html.motion .pp-grid .pp-ind{opacity:0;transition:opacity .6s ease .5s,transform .6s var(--ease),width .6s var(--ease),height .6s var(--ease)}
  html.motion .pp-grid.in .pp-ind{opacity:1}

  @media (max-width:1020px){
    .on-photo,.tl-photo,.ct-photo{max-width:520px;margin:10px 0 0}
    .pp-grid{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;padding:4px 2px 14px;margin-inline:calc(-1 * var(--gutter));padding-inline:var(--gutter);scrollbar-width:none}
    .pp-grid::-webkit-scrollbar{display:none}
    .pp{flex:0 0 min(230px,64vw);scroll-snap-align:start}
  }
  @media (max-width:640px){
    .op-card{right:0}
    .op-live{display:none}
    .tl-chip.c1{left:-8px}
    .tl-chip.c2{right:-6px}
    .ct-hours{left:10px;min-width:0}
    .ct-back{right:-8px}
    .ct-quick a{width:100%}
  }


  /* ================= v11: EN / 中文 ================= */
  html.zh{--sans:"Inter","Noto Sans SC","PingFang SC","Hiragino Sans GB","Microsoft YaHei",sans-serif}
  html.zh h1,html.zh h2,html.zh h3,html.zh .statement p,html.zh .story .pull,html.zh .pc-big,html.zh .hhero.dark h1{letter-spacing:.01em}
  html.zh .hhero.dark h1{font-weight:700;line-height:1.18}
  html.zh h1{line-height:1.2}
  html.zh h2{line-height:1.3}
  html.zh .lede,html.zh .prose > p,html.zh .prose li{line-height:1.85}
  html.zh .gcat,html.zh .pc-k,html.zh .feat-k,html.zh .ex-k,html.zh .mk,html.zh .pp-k,html.zh .facts-card .k,html.zh .toc .k{letter-spacing:.06em}
  html.zh .nav{gap:26px}
  .lang{position:relative;display:inline-flex;align-items:center;height:34px;padding:3px;margin-right:14px;border:1px solid var(--line);border-radius:999px;background:#fff}
  .lang button{position:relative;z-index:1;appearance:none;border:0;background:none;cursor:pointer;height:26px;padding:0 11px;border-radius:999px;font-size:12.5px;font-weight:500;color:var(--muted);transition:color .3s ease}
  .lang button:hover{color:var(--navy)}
  .lang button.on{color:#fff}
  .lang button[lang="zh-CN"]{font-family:"Noto Sans SC","PingFang SC","Microsoft YaHei",sans-serif}
  .lang-ind{position:absolute;left:0;top:3px;bottom:3px;width:0;border-radius:999px;background:var(--navy);transition:transform .45s var(--ease),width .45s var(--ease)}
  .lang button:focus-visible{outline:2px solid var(--blue);outline-offset:1px}
  html.motion body main.view,html.motion body .site .nav{transition:opacity .18s ease}
  html.motion body.lang-swap main.view,html.motion body.lang-swap .site .nav,html.motion body.lang-swap .foot{opacity:0}
  html.motion .foot{transition:opacity .18s ease}
  @media (max-width:1180px) and (min-width:1021px){
    .nav{gap:18px}
    .nav a{font-size:14px}
    .lang button{padding:0 9px}
  }


  /* ================= v12: CTA redesign, mobile hero ================= */
  .cta.bg-navy{background:#0B2440}
  .cta::before{content:"";position:absolute;right:0;top:0;bottom:0;width:46%;background-image:radial-gradient(rgba(255,255,255,.09) 1px,transparent 1.3px);background-size:18px 18px;
    -webkit-mask-image:linear-gradient(90deg,transparent,#000 60%);mask-image:linear-gradient(90deg,transparent,#000 60%);pointer-events:none}
  .cta .rings{left:-220px;right:auto;top:auto;bottom:-300px;width:560px;height:560px}
  .cta .wrap{position:relative;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:48px 96px;align-items:center;padding-block:clamp(72px,8vw,112px)}
  .cta .cta-k{display:flex;align-items:center;gap:12px;margin:0 0 20px;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#9CC7EC}
  .cta .cta-k::before{content:"";width:28px;height:1px;background:#9CC7EC}
  .cta h2{font-size:clamp(34px,3.7vw,52px);max-width:16ch;line-height:1.1}
  .cta .wrap > div:first-child > p:not(.cta-k){color:#B9CADB;font-size:17px;line-height:1.7;margin-top:20px;max-width:44ch}
  .cta-panel{position:relative;justify-self:end;width:100%;max-width:440px;padding:28px;border-radius:18px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);
    box-shadow:0 40px 80px -50px rgba(0,0,0,.6);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}
  .cta-panel .btn{width:100%;justify-content:center;height:54px;font-size:16px}
  .cta-lines{margin-top:20px;border-top:1px solid rgba(255,255,255,.1)}
  .cta-lines a{display:flex;align-items:center;gap:14px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.1);color:#fff;transition:padding .35s var(--ease)}
  .cta-lines a:hover{color:#fff;padding-left:4px}
  .cta-lines svg{flex:none;width:40px;height:40px;padding:11px;border-radius:50%;background:rgba(156,199,236,.12);color:#9CC7EC;box-sizing:border-box;transition:background-color .3s ease,color .3s ease}
  .cta-lines a:hover svg{background:#9CC7EC;color:#0B2440}
  .cta-lines span{font-size:15.5px;font-weight:500;min-width:0;overflow-wrap:anywhere}
  .cta-lines small{display:block;font-size:12px;font-weight:400;color:#9FB4C9}
  .cta-lines a::after{content:"\2192";margin-left:auto;color:#9CC7EC;opacity:0;transform:translateX(-6px);transition:opacity .3s ease,transform .35s var(--ease)}
  .cta-lines a:hover::after{opacity:1;transform:none}
  .cta .cta-note{display:flex;align-items:center;gap:10px;margin:16px 0 0;font-size:13px;color:#9FB4C9;max-width:none}
  .cta-note i{flex:none;width:8px;height:8px;border-radius:50%;background:#2F9E75}
  html.motion .cta-note i{animation:ping 2.4s ease-out infinite}
  html.motion .cta-panel .cta-lines a,html.motion .cta-panel .cta-note{opacity:0;transform:translateY(10px);transition:opacity .5s ease,transform .6s var(--ease),padding .35s var(--ease)}
  html.motion .cta-panel.in .cta-lines a,html.motion .cta-panel.in .cta-note{opacity:1;transform:none}
  html.motion .cta-panel.in .cta-lines a:nth-child(1){transition-delay:.35s,.35s,0s}
  html.motion .cta-panel.in .cta-lines a:nth-child(2){transition-delay:.45s,.45s,0s}
  html.motion .cta-panel.in .cta-note{transition-delay:.55s}
  @media (max-width:1020px){
    .cta .wrap{grid-template-columns:1fr;gap:36px}
    .cta-panel{justify-self:start;max-width:520px}
    .cta::before{width:100%;opacity:.5}
  }
  @media (max-width:640px){
    .cta-panel{padding:20px}
    .hh-bg{display:none}
    .hhero.dark canvas{opacity:.9}
  }


  /* ================= v14: pricing page ================= */
  .pr-hero .wrap{padding-bottom:clamp(52px,6vw,88px)}
  .pr-hero h1{max-width:none}
  .pr-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
  .pr-calc{padding-bottom:clamp(64px,7vw,104px)}
  .pr-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,420px);gap:40px 56px;margin-top:44px}

  /* ---- steps ---- */
  .pstep{background:#fff;border:1px solid var(--line);border-radius:18px;padding:clamp(24px,2.6vw,34px);box-shadow:0 1px 2px rgba(11,41,72,.04),0 30px 60px -50px rgba(11,41,72,.4)}
  .pstep + .pstep{margin-top:20px}
  .pstep > header{display:flex;gap:16px;align-items:flex-start;padding-bottom:22px;border-bottom:1px solid var(--line-soft)}
  .pnum{flex:none;width:34px;height:34px;border-radius:50%;background:var(--blue-soft);color:var(--navy);font-size:15px;font-weight:600;display:flex;align-items:center;justify-content:center}
  .pstep header h3{font-size:20px;font-weight:500}
  .pstep header p{margin-top:3px;font-size:14.5px;color:var(--muted)}
  .pfield{margin-top:26px}
  .plabel{display:block;font-size:16px;font-weight:500;color:var(--ink);margin-bottom:6px}
  .phint{font-size:13.5px;color:var(--muted);margin-bottom:14px;line-height:1.55}
  .plabel + .pseg,.plabel + .stepper,.plabel + .pcards,.plabel + .range{margin-top:12px}
  .pfield .big-input{margin-top:10px}
  .pfield .stepper{max-width:210px}
  .pfield .big-input input{font-weight:500;font-size:clamp(28px,2.4vw,36px)}
  .pfield .range{margin-top:16px}
  .range-scale b{color:var(--navy);font-weight:500;font-variant-numeric:tabular-nums}
  .pquick{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
  .pquick button{appearance:none;border:1px solid var(--line);background:#fff;border-radius:999px;padding:7px 14px;font-size:13.5px;color:var(--ink);cursor:pointer;font-variant-numeric:tabular-nums;transition:border-color .2s ease,color .2s ease,background-color .2s ease,transform .15s ease}
  .pquick button:hover{border-color:var(--navy);color:var(--navy);background:var(--blue-pale)}
  .pquick button:active{transform:scale(.96)}

  /* segmented, with a genuine unselected state */
  .pseg{display:grid;gap:8px;grid-auto-flow:column;grid-auto-columns:1fr}
  .pseg.three,.pseg.four{grid-auto-flow:row;grid-template-columns:repeat(2,minmax(0,1fr))}
  .pseg button{appearance:none;cursor:pointer;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font-size:15px;text-align:center;transition:border-color .25s ease,background-color .25s ease,color .25s ease,box-shadow .25s ease,transform .2s ease}
  .pseg button:hover{border-color:#B9CBDC;background:var(--blue-pale)}
  .pseg button:active{transform:scale(.99)}
  .pseg button[aria-checked="true"]{border-color:var(--navy);background:var(--navy);color:#fff;box-shadow:0 12px 24px -16px rgba(11,41,72,.8)}
  .pseg button:focus-visible{outline:2px solid var(--blue);outline-offset:2px}

  /* choice cards */
  .pcards{display:grid;grid-template-columns:1fr 1fr;gap:12px}
  .pcards button{position:relative;appearance:none;cursor:pointer;text-align:left;padding:18px 18px 18px 46px;border:1px solid var(--line);border-radius:12px;background:#fff;transition:border-color .25s ease,background-color .25s ease,transform .2s ease}
  .pcards button:hover{border-color:#B9CBDC;background:var(--blue-pale)}
  .pcards button[aria-checked="true"]{border-color:var(--navy);background:#F7FAFC}
  .pcards button:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
  .pc-tick{position:absolute;left:17px;top:19px;width:18px;height:18px;border-radius:50%;border:1.5px solid #C3CCD5;transition:border-color .25s ease,background-color .25s ease}
  .pcards button[aria-checked="true"] .pc-tick{border-color:var(--navy);background:var(--navy)}
  .pc-tick::after{content:"";position:absolute;left:5px;top:2.5px;width:4px;height:8px;border:solid #fff;border-width:0 1.6px 1.6px 0;transform:rotate(45deg) scale(0);transition:transform .3s var(--ease)}
  .pcards button[aria-checked="true"] .pc-tick::after{transform:rotate(45deg) scale(1)}
  .pcards b{display:block;font-size:16px;font-weight:500;color:var(--ink)}
  .pcards small{display:block;margin-top:5px;font-size:13.5px;line-height:1.5;color:var(--muted)}
  .pcards em{display:block;margin-top:10px;font-style:normal;font-size:13px;color:var(--navy);font-weight:500}

  /* progressive disclosure */
  .preveal{display:grid;grid-template-rows:0fr;transition:grid-template-rows .5s var(--ease),opacity .4s ease;opacity:0}
  .preveal > *{overflow:hidden;min-height:0}
  .preveal.on{grid-template-rows:1fr;opacity:1}
  .preveal.done > *{overflow:visible}

  .pnote[hidden]{display:none}
  .pnote{display:flex;gap:12px;align-items:flex-start;margin-top:22px;padding:15px 18px;border-radius:12px;background:var(--blue-pale);font-size:14.5px;line-height:1.6;color:#2A3642}
  .pnote i{flex:none;width:18px;height:18px;border-radius:50%;background:var(--blue);margin-top:1px;position:relative}
  .pnote i::after{content:"i";position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:#fff;font-size:11px;font-weight:700;font-style:normal}
  .pnote.warn{background:#FBF4E8}
  .pnote.warn i{background:#B7892F}
  .pnote.warn i::after{content:"!"}

  /* bookkeeping tier readout */
  .ptier{margin-top:24px;padding:18px 20px;border-radius:12px;border:1px solid var(--line);background:#F8FAFB}
  .ptier-head{display:flex;align-items:baseline;justify-content:space-between;gap:16px}
  .ptier-k{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B}
  .ptier-head b{font-size:19px;font-weight:500;color:var(--navy)}
  .ptier p{margin-top:6px;font-size:14px;color:var(--muted);line-height:1.6}

  /* recommendation */
  .prec{margin-top:24px;border-radius:14px;border:1px solid var(--line);overflow:hidden}
  .prec[data-state="empty"] .prec-body{display:none}
  .prec[data-state="ready"] .prec-empty{display:none}
  .prec-empty{padding:22px;background:#F8FAFB}
  .prec-empty p{font-size:15px;color:var(--muted)}
  .prec-body{padding:22px 24px 24px;background:#fff}
  .prec-top{display:flex;align-items:baseline;flex-wrap:wrap;gap:8px 14px}
  .prec-k{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B;width:100%}
  .prec-top b{font-size:24px;font-weight:500;color:var(--navy)}
  .prec-price{font-size:15px;color:var(--muted);font-variant-numeric:tabular-nums}
  .prec-for{margin-top:8px;font-size:14.5px;color:var(--muted)}
  .prec-list{list-style:none;margin:16px 0 18px;padding:0;display:grid;gap:8px}
  .prec-list li{position:relative;padding-left:24px;font-size:15px;color:#2A3642}
  .prec-list li::before{content:"";position:absolute;left:2px;top:7px;width:11px;height:6px;border:solid var(--blue);border-width:0 0 1.8px 1.8px;transform:rotate(-45deg)}

  /* ---- live summary ---- */
  .pr-sum{min-width:0;align-self:stretch}
  .psum{position:sticky;top:98px;overflow:hidden;overflow:clip;border-radius:18px;background:#0B2440;color:#fff;box-shadow:0 2px 4px rgba(11,41,72,.05),0 50px 90px -56px rgba(11,41,72,.7)}
  .psum-in{position:relative;padding:clamp(24px,2.4vw,30px)}
  .psum-plan{display:flex;align-items:baseline;justify-content:space-between;gap:14px;margin-top:18px;padding-bottom:16px;border-bottom:1px solid rgba(255,255,255,.14)}
  .psum-plan span{font-size:13.5px;color:#9FB4C9}
  .psum-plan b{font-size:18px;font-weight:500;color:#fff;text-align:right}
  .psum-rows{margin-top:4px}
  .psum-row{display:flex;align-items:baseline;justify-content:space-between;gap:14px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:14.5px;transition:opacity .35s ease}
  .psum-row span{color:#C9D7E4}
  .psum-row b{font-weight:400;color:#fff;font-variant-numeric:tabular-nums;white-space:nowrap}
  .psum-row.off{display:none}
  .psum-row.disc span,.psum-row.disc b{color:#7FD4B4}
  .psum-total{margin-top:22px;padding-top:20px;border-top:1px solid rgba(255,255,255,.14)}
  .psum-total[data-state="guide"] .psum-figure,.psum-total[data-state="guide"] .psum-custom{display:none}
  .psum-total[data-state="ready"] .psum-guide,.psum-total[data-state="ready"] .psum-custom{display:none}
  .psum-total[data-state="custom"] .psum-guide,.psum-total[data-state="custom"] .psum-figure{display:none}
  .psum-guide{display:flex;gap:10px;align-items:center;font-size:14.5px;color:#9CC7EC;line-height:1.5}
  .psum-guide::before{content:"";flex:none;width:7px;height:7px;border-radius:50%;background:#9CC7EC}
  html.motion .psum-guide::before{animation:ping 2.4s ease-out infinite}
  .psum-cap{font-size:12.5px;color:#9FB4C9}
  .psum-big{margin-top:6px;font-size:clamp(36px,3.4vw,46px);font-weight:500;line-height:1.08;letter-spacing:-.02em;color:#fff;font-variant-numeric:tabular-nums;white-space:nowrap}
  .psum-big em{font-style:normal;font-size:.36em;font-weight:400;color:#9CC7EC;letter-spacing:0;margin-left:9px}
  .psum-month{margin-top:12px;font-size:14.5px;color:#9FB4C9}
  .psum-month b{color:#fff;font-weight:500;font-variant-numeric:tabular-nums}
  .psum-incl{margin-top:5px;font-size:13px;color:#8FA6BC}
  .psum-incl b{color:#C9D7E4;font-weight:500;font-variant-numeric:tabular-nums}
  .psum-badge{display:inline-block;padding:5px 11px;border-radius:999px;background:rgba(199,162,122,.18);color:#D7B289;font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
  .psum-custom p{margin-top:10px;font-size:14px;line-height:1.6;color:#C9D7E4}
  .psum-custom .pc-why{display:none}
  .psum-custom[data-reason="books"] .pc-why.books,.psum-custom[data-reason="plan"] .pc-why.plan,.psum-custom[data-reason="monthly"] .pc-why.monthly{display:block}
  .psum-custom[data-known="yes"] .pc-none,.psum-custom[data-known="no"] .pc-known{display:none}
  .psum-custom b{color:#fff;font-weight:500;font-variant-numeric:tabular-nums}
  html.motion .psum-figure .psum-big span,html.motion .psum-custom b{transition:opacity .3s ease}
  .psum.pulse .psum-big span{display:inline-block;animation:pulseN .5s var(--ease)}
  .psum-cta{display:grid;gap:10px;margin-top:22px}
  .psum-cta .btn{width:100%;justify-content:center;height:50px}
  .psum-cta .btn[disabled]{opacity:.45;cursor:not-allowed}
  .psum-cta .btn[disabled]:hover::before{transform:scaleX(0)}
  .psum-fine{margin-top:14px;font-size:12.5px;line-height:1.6;color:#8FA6BC}

  /* ---- plans ---- */
  .plans{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;margin-top:44px;align-items:stretch}
  .plan{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px 24px 24px;transition:border-color .35s ease,transform .45s var(--ease),box-shadow .45s var(--ease)}
  .plan:hover{transform:translateY(-4px);box-shadow:0 30px 60px -40px rgba(11,41,72,.5)}
  .plan-flag{position:absolute;left:24px;top:-12px;z-index:3;padding:5px 12px;border-radius:999px;background:var(--navy);color:#fff;font-size:11.5px;font-weight:600;letter-spacing:.06em;white-space:nowrap;opacity:0;transform:translateY(-6px);transition:opacity .4s ease,transform .5s var(--ease)}
  .plan.on{border-color:var(--navy);box-shadow:0 2px 4px rgba(11,41,72,.06),0 30px 60px -40px rgba(11,41,72,.55)}
  .plan.on .plan-flag{opacity:1;transform:none}
  .plan h3{font-size:22px;font-weight:500;color:var(--navy)}
  .plan-for{margin-top:6px;font-size:13.5px;color:var(--muted);line-height:1.5;min-height:40px}
  .plan-price{margin-top:18px;padding-top:18px;border-top:1px solid var(--line-soft);display:flex;align-items:flex-end;flex-wrap:wrap;gap:4px 8px}
  .plan-price em{font-style:normal;font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:600;color:var(--blue);padding-bottom:7px}
  .plan-price b{font-size:clamp(34px,2.9vw,42px);font-weight:500;color:var(--navy);letter-spacing:-.03em;line-height:1;font-variant-numeric:tabular-nums}
  .plan-price span{font-size:12.5px;color:var(--muted);width:100%;margin-top:4px}
  .plan-desc{margin-top:14px;font-size:14.5px;color:var(--muted);line-height:1.6}
  .plan ul{list-style:none;margin:16px 0 20px;padding:0;display:grid;gap:9px;flex:1}
  .plan li{position:relative;padding-left:22px;font-size:14.5px;line-height:1.5;color:#2A3642}
  .plan li::before{content:"";position:absolute;left:1px;top:6px;width:10px;height:5px;border:solid var(--blue);border-width:0 0 1.6px 1.6px;transform:rotate(-45deg)}
  .plan-cta{appearance:none;background:none;border:0;padding:0 0 4px;cursor:pointer;align-self:flex-start;font-size:15px}

  /* the featured package is a dark card (Growth by default, then whatever the calculator recommends) */
  .plan-tag{position:absolute;right:16px;top:16px;padding:5px 11px;border-radius:999px;
    background:var(--blue-soft);color:var(--navy);font-size:11px;font-weight:600;letter-spacing:.07em;
    text-transform:uppercase;opacity:0;transform:translateY(-6px);transition:opacity .4s ease,transform .5s var(--ease)}
  .plan.best .plan-tag{opacity:1;transform:none}
  .plan.best.on .plan-tag{opacity:0}
  .plan.best{background:#0B2440;border-color:transparent;
    box-shadow:0 2px 4px rgba(11,41,72,.1),0 46px 80px -44px rgba(11,41,72,.8)}
  .plan.best::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;border-radius:16px 16px 0 0;
    background:linear-gradient(90deg,#9CC7EC,#246AA5)}
  .plan.best h3{color:#fff}
  .plan.best .plan-for,.plan.best .plan-desc{color:#9FB6CE}
  .plan.best .plan-price{border-top-color:rgba(255,255,255,.16)}
  .plan.best .plan-price em{color:#9CC7EC}
  .plan.best .plan-price span{color:#9FB6CE}
  .plan.best .plan-price b{color:#fff}
  .plan.best li{color:#D9E4EF}
  .plan.best li::before{border-color:#9CC7EC}
  .plan.best .plan-tag{background:rgba(156,199,236,.18);color:#9CC7EC}
  .plan.best .plan-cta{color:#fff}
  .plan.best .plan-cta::after{background:rgba(255,255,255,.5)}
  .plan.best .plan-flag{background:#9CC7EC;color:#0B2440}

  /* comparison table */
  table.cmp{width:100%;border-collapse:collapse;min-width:720px;background:#fff}
  table.cmp th,table.cmp td{text-align:center;font-size:14.5px;padding:13px 14px;border-bottom:1px solid var(--line-soft)}
  table.cmp th:first-child,table.cmp td:first-child{text-align:left;width:34%;color:var(--ink)}
  table.cmp thead th{font-size:13.5px;font-weight:600;color:var(--navy);background:#F6F8FA;border-bottom:1px solid var(--line)}
  table.cmp thead th:first-child{color:var(--muted)}
  table.cmp td{color:var(--muted);font-variant-numeric:tabular-nums}
  table.cmp td[data-y]{font-size:0;color:transparent}
  table.cmp td[data-y]::after{content:"";display:inline-block;width:12px;height:6px;border:solid var(--blue);border-width:0 0 1.8px 1.8px;transform:rotate(-45deg) translateY(-2px)}
  table.cmp td[data-n]{color:#C3CCD5}
  table.cmp tr.total td,table.cmp tr.total th{font-weight:600;color:var(--navy);background:var(--blue-pale);border-bottom:0}
  table.cmp tr.total td:first-child{color:var(--navy)}
  .table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:14px;-webkit-overflow-scrolling:touch}
  .scroll-hint{display:none}
  table.cmp.books{min-width:620px}
  table.cmp.books tr[data-tier].on td{background:var(--blue-pale);color:var(--navy)}
  table.cmp.books tr[data-tier] td{transition:background-color .4s ease,color .4s ease}

  .bk-extra{margin-top:40px;padding:26px 28px;border-radius:16px;background:var(--offwhite);border:1px solid var(--line)}
  .bk-extra h3{font-size:18px;font-weight:500}
  .bk-rows{margin-top:16px;display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
  .bk-rows div{display:flex;align-items:baseline;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid var(--line-soft);font-size:14.5px}
  .bk-rows span{color:var(--muted)}
  .bk-rows b{font-weight:500;color:var(--navy);text-align:right;font-variant-numeric:tabular-nums}

  /* additional services */
  .svc-cols{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:44px}
  .svc-col{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px 28px 20px}
  .svc-col h3{font-size:18px;font-weight:500;color:var(--navy)}
  .svc-note{margin-top:6px;font-size:13px;color:var(--muted-soft)}
  .svc-col dl{margin:14px 0 0}
  .svc-col dl div{display:flex;align-items:baseline;justify-content:space-between;gap:24px;padding:13px 0;border-top:1px solid var(--line-soft)}
  .svc-col dt{font-size:14.5px;color:#2A3642;line-height:1.5}
  .svc-col dd{margin:0;font-size:14.5px;font-weight:500;color:var(--navy);text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
  .svc-col dt em,.svc-col dd em{display:block;font-style:normal;font-size:12.5px;font-weight:400;color:var(--muted);margin-top:3px;white-space:normal}

  /* ---- booking modal ---- */
  .qmodal{position:fixed;inset:0;z-index:90;display:flex;align-items:center;justify-content:center;padding:20px}
  .qback{position:absolute;inset:0;background:rgba(9,26,45,.62);-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);opacity:0;transition:opacity .35s ease}
  .qmodal.on .qback{opacity:1}
  .qbox:focus{outline:none}
  .qbox{position:relative;display:grid;grid-template-columns:286px minmax(0,1fr);grid-template-rows:minmax(0,1fr);width:100%;max-width:880px;height:min(760px,calc(100vh - 40px));max-height:calc(100vh - 40px);
    background:#fff;border-radius:20px;overflow:hidden;box-shadow:0 70px 120px -50px rgba(0,0,0,.65);
    opacity:0;transform:translateY(20px) scale(.985);transition:opacity .35s ease,transform .5s var(--ease)}
  .qmodal.on .qbox{opacity:1;transform:none}
  .qclose{position:absolute;right:14px;top:14px;z-index:3;appearance:none;border:1px solid var(--line);background:#fff;width:34px;height:34px;border-radius:50%;cursor:pointer;transition:background-color .25s ease,transform .25s ease}
  .qclose:hover{background:#fff;transform:rotate(90deg)}
  .qclose span{position:absolute;left:10px;right:10px;top:16px;height:1.5px;background:var(--ink)}
  .qclose span:first-child{transform:rotate(45deg)}
  .qclose span:last-child{transform:rotate(-45deg)}

  .qside{position:relative;overflow:hidden;min-height:0;background:#fff;border-right:1px solid var(--line);
    padding:32px 28px;display:flex;flex-direction:column}
  .qside::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,#fff 40%,var(--blue-pale) 100%);pointer-events:none}
  .qside::after{content:"";position:absolute;left:-120px;bottom:-140px;width:280px;height:280px;border-radius:50%;
    border:1px solid rgba(21,59,102,.07);box-shadow:0 0 0 34px rgba(21,59,102,.018),0 0 0 35px rgba(21,59,102,.055);pointer-events:none}
  .qside > *{position:relative;z-index:1}
  .qlogo{width:72px;height:auto;display:block}
  .qside h3{margin-top:30px;padding-top:26px;border-top:2px solid var(--navy);font-size:23px;font-weight:500;
    color:var(--navy);line-height:1.3;letter-spacing:-.012em;max-width:12ch}
  .qside-lede{margin-top:14px;font-size:13.5px;line-height:1.72;color:var(--muted)}
  .qmeta{margin:26px 0 0}
  .qmeta div{display:flex;align-items:baseline;gap:14px;padding:9px 0;border-bottom:1px solid var(--line-soft)}
  .qmeta div:first-child{border-top:1px solid var(--line-soft)}
  .qmeta dt{flex:none;width:52px;font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}
  .qmeta dd{margin:0;font-size:13.5px;color:var(--ink);line-height:1.45}
  .qside-foot{margin-top:auto;padding-top:26px}
  .qside-cred{margin-bottom:20px;padding-bottom:18px;border-bottom:1px solid var(--line);
    font-size:11.5px;line-height:1.6;letter-spacing:.02em;color:var(--muted-soft)}
  .qside-foot span{display:block;font-size:12px;color:var(--muted)}
  .qside-foot a{display:inline-block;margin-top:4px;font-size:16px;font-weight:500;color:var(--navy);
    text-decoration:none;border-bottom:1px solid rgba(36,106,165,.35);padding-bottom:2px;transition:border-color .2s ease}
  .qside-foot a:hover{border-bottom-color:var(--blue)}

  .qmain{min-width:0;min-height:0;display:flex}
  .qscroll{overflow-y:auto;width:100%;padding:0}
  .qform{padding:30px 30px 0}
  .qblock{padding-bottom:26px}
  .qblock + .qblock{border-top:1px solid var(--line-soft);padding-top:24px}
  .qstep-k{display:flex;align-items:center;gap:10px;font-size:14px;font-weight:500;color:var(--ink);margin-bottom:16px}
  .qstep-k i{flex:none;width:22px;height:22px;border-radius:50%;background:var(--blue-soft);color:var(--navy);font-style:normal;font-size:12px;font-weight:600;display:flex;align-items:center;justify-content:center}

  /* calendar */
  .cal{border:1px solid var(--line);border-radius:14px;padding:14px 16px 16px}
  .cal-head{display:flex;align-items:center;justify-content:space-between;gap:12px}
  .cal-head b{font-size:15px;font-weight:500;color:var(--ink)}
  .cal-nav{appearance:none;border:1px solid var(--line);background:#fff;width:30px;height:30px;border-radius:8px;cursor:pointer;position:relative;transition:border-color .2s ease,background-color .2s ease}
  .cal-nav:hover:not(:disabled){border-color:var(--navy);background:var(--blue-pale)}
  .cal-nav:disabled{opacity:.35;cursor:not-allowed}
  .cal-nav span{position:absolute;left:50%;top:50%;width:7px;height:7px;border-right:1.5px solid var(--navy);border-bottom:1.5px solid var(--navy)}
  .cal-nav[data-dir="-1"] span{transform:translate(-30%,-50%) rotate(135deg)}
  .cal-nav[data-dir="1"] span{transform:translate(-70%,-50%) rotate(-45deg)}
  .cal-dow,.cal-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:4px}
  .cal-dow{margin-top:14px}
  .cal-dow span{text-align:center;font-size:11.5px;font-weight:600;color:var(--muted-soft);padding-bottom:4px}
  .cal-grid button{appearance:none;border:0;background:none;cursor:pointer;aspect-ratio:1/1;border-radius:9px;font-size:13.5px;color:var(--ink);font-variant-numeric:tabular-nums;
    transition:background-color .2s ease,color .2s ease,transform .2s ease}
  .cal-grid button:hover:not(:disabled){background:var(--blue-pale);color:var(--navy)}
  .cal-grid button:disabled{color:#CBD3DB;cursor:default}
  .cal-grid button.sel{background:var(--navy);color:#fff;font-weight:500}
  .cal-grid button.today:not(.sel){box-shadow:inset 0 0 0 1px #C3D3E2}
  .cal-grid button:focus-visible{outline:2px solid var(--blue);outline-offset:1px}
  .cal-grid span{display:block}
  .cal-note{margin-top:12px;font-size:12.5px;line-height:1.55;color:var(--muted)}

  /* time slots */
  .slot-for{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap;margin-bottom:12px;font-size:14px}
  .slot-for b{font-weight:500;color:var(--navy)}
  .slot-for .tz{font-size:12.5px;color:var(--muted-soft)}
  .slot-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
  .slot-grid button{appearance:none;border:1px solid var(--line);background:#fff;border-radius:9px;padding:11px 4px;font-size:13.5px;color:var(--ink);cursor:pointer;font-variant-numeric:tabular-nums;
    transition:border-color .2s ease,background-color .2s ease,color .2s ease,transform .18s ease}
  .slot-grid button:hover{border-color:#B9CBDC;background:var(--blue-pale);color:var(--navy)}
  .slot-grid button:active{transform:scale(.97)}
  .slot-grid button.sel{border-color:var(--navy);background:var(--navy);color:#fff;font-weight:500}
  .slot-grid button:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
  .slot-empty{font-size:13.5px;color:var(--muted)}

  .qform .grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}
  .qform .field.full{grid-column:1 / -1}
  .qsummary{margin-top:2px;padding-top:22px;border-top:1px solid var(--line-soft)}
  .qsum-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;flex-wrap:wrap;
    padding-bottom:16px;border-bottom:1px solid var(--line)}
  .qsum-plan span{display:block;font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
  .qsum-plan b{display:block;margin-top:6px;font-size:17px;font-weight:500;color:var(--navy);line-height:1.3}
  .qsum-fee{font-size:26px;font-weight:500;color:var(--navy);line-height:1.1;letter-spacing:-.015em;
    font-variant-numeric:tabular-nums;white-space:nowrap}
  .qsum-fee.long{font-size:15px;font-weight:400;color:var(--ink);white-space:normal;line-height:1.5;max-width:52%;text-align:right}
  .qsummary dl{margin:14px 0 0;display:grid;grid-template-columns:1fr 1fr;column-gap:34px}
  .qsummary dl div{display:flex;align-items:baseline;justify-content:space-between;gap:14px;
    padding:7px 0;border-bottom:1px solid var(--line-soft);font-size:12.5px;min-width:0}
  .qsummary dt{color:var(--muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .qsummary dd{margin:0;color:var(--ink);font-weight:500;text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
  .qsum-note{margin-top:14px;font-size:12px;line-height:1.6;color:var(--muted)}
  .qprivacy{margin-top:14px;font-size:12px;line-height:1.6;color:var(--muted-soft)}

  .qbar{position:sticky;bottom:0;margin:18px -30px 0;padding:14px 30px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;
    background:#fff;border-top:1px solid var(--line);box-shadow:0 -14px 22px -16px rgba(11,36,64,.3)}
  .qbar-when span{display:block;font-size:11.5px;color:var(--muted)}
  .qbar-when b{font-size:14.5px;font-weight:500;color:var(--navy)}
  .qbar .btn[disabled]{opacity:.4;cursor:not-allowed}
  .qbar .btn[disabled]:hover::before{transform:scaleX(0)}
  .qform .sent{padding:0 30px 20px;font-size:14px;line-height:1.6}
  .qform .sent[data-kind="err"]{color:#B4432F}
  .qform .sent[data-kind="ok"]{color:#2F7A57}
  body.qopen{overflow:hidden}

  @media (max-width:1100px){
    .pr-grid{grid-template-columns:1fr;gap:28px}
    .psum{position:relative;top:0}
    .plans{grid-template-columns:1fr 1fr}
  }
  @media (max-width:860px){
    .qbox{grid-template-columns:1fr;grid-template-rows:auto minmax(0,1fr);height:auto;max-height:94vh}
    .qside{padding:24px 24px 20px;border-right:0;border-bottom:1px solid var(--line)}
    .qside::after{display:none}
    .qside h3{margin-top:20px;padding-top:18px;max-width:none}
    .qside-lede{margin-top:10px}
    .qmeta{margin-top:18px;display:grid;grid-template-columns:1fr 1fr;column-gap:26px}
    .qmeta div:nth-child(2){border-top:1px solid var(--line-soft)}
    .qside-foot{display:none}
    .svc-cols{grid-template-columns:1fr}
    .bk-rows{grid-template-columns:1fr}
  }
  @media (max-width:640px){
    .pr-actions .btn{width:100%;justify-content:center}
    .pseg{grid-auto-flow:row;grid-template-columns:1fr}
    .pseg.three,.pseg.four{grid-template-columns:1fr}
    .pcards{grid-template-columns:1fr}
    .plans{grid-template-columns:1fr}
    .plan-for{min-height:0}
    .pstep{padding:20px 18px}
    .psum-in{padding:20px 18px}
    .psum-big{font-size:clamp(32px,9vw,40px)}
    .qform .grid{grid-template-columns:1fr}
    .qmodal{padding:0;align-items:flex-end}
    .qbox{grid-template-columns:1fr;grid-template-rows:auto minmax(0,1fr);height:auto;max-width:none;max-height:94vh;border-radius:18px 18px 0 0}
    .qside{padding:22px 20px 18px;border-right:0;border-bottom:1px solid var(--line)}
    .qside::before{background:linear-gradient(180deg,#fff 30%,var(--blue-pale) 100%)}
    .qlogo{width:62px}
    .qside h3{margin-top:16px;padding-top:15px;font-size:20px;max-width:none}
    .qside-lede{font-size:12.5px;line-height:1.65}
    .qmeta{margin-top:15px;display:grid;grid-template-columns:1fr 1fr;column-gap:20px}
    .qmeta div{padding:7px 0}
    .qmeta div:nth-child(2){border-top:1px solid var(--line-soft)}
    .qmeta dt{width:44px;font-size:10px}
    .qmeta dd{font-size:12.5px}
    .qside-foot{display:none}
    .qsummary dl{grid-template-columns:1fr;column-gap:0}
    .qsum-fee{font-size:22px}
    .qsum-fee.long{max-width:none;text-align:left}
    .qform{padding:22px 20px 0}
    .slot-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
    .qbar{margin:16px -20px 0;padding:12px 20px}
    .qbar .btn{width:100%;justify-content:center}
    .qform .sent{padding:0 20px 16px}
  }


  /* ---- pricing hero photo ---- */
  .pr-hero .phero-split{grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);gap:40px 64px;align-items:center}
  .pr-hero h1{max-width:none}
  .pr-photo{position:relative;margin:0 0 0 auto;width:100%;max-width:560px;padding:26px 0 46px 30px}
  .pp-ring{position:absolute;left:0;top:0;width:150px;height:150px;border-radius:50%;border:1px dashed #A9C0D6}
  html.motion .pp-ring{animation:stspin 64s linear infinite}
  .pp-back{position:absolute;right:-20px;top:52px;bottom:16px;width:72%;border-radius:22px;background:var(--blue-soft)}
  .pp-back::after{content:"";position:absolute;inset:0;border-radius:inherit;background-image:radial-gradient(rgba(21,59,102,.10) 1px,transparent 1.2px);background-size:15px 15px}
  .pp-card{position:relative;aspect-ratio:16/9;border-radius:20px;overflow:hidden;box-shadow:0 44px 84px -48px rgba(11,41,72,.6);transform:rotate(-1.2deg)}
  .pp-card img{width:100%;height:100%;object-fit:cover}
  html.motion .pr-photo .pp-card{clip-path:inset(0 0 100% 0 round 20px);transition:clip-path 1.25s var(--ease-io)}
  html.motion .pr-photo.in .pp-card{clip-path:inset(0 0 0 0 round 20px)}

  .pp-list{position:absolute;right:-6px;bottom:-6px;width:min(290px,78%);padding:16px 18px;background:#fff;border-radius:14px;box-shadow:0 26px 54px -26px rgba(11,41,72,.55)}
  .ppl-k{font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#1F6B6B}
  .pp-list ul{list-style:none;margin:10px 0 0;padding:0;display:grid;gap:9px}
  .pp-list li{display:flex;align-items:flex-start;gap:9px;font-size:13.5px;line-height:1.4;color:#2A3642}
  .pp-list .tk{flex:none;margin-top:1px;color:var(--blue)}
  .pp-list .tk path{stroke-dasharray:20;stroke-dashoffset:0}
  html.motion .pr-photo .pp-list .tk path{stroke-dashoffset:20}
  html.motion .pr-photo .pp-list li{opacity:0;transform:translateY(8px)}
  html.motion .pr-photo.in .pp-list li{opacity:1;transform:none;transition:opacity .45s ease,transform .55s var(--ease);transition-delay:calc(var(--i) * .13s + .75s)}
  html.motion .pr-photo.in .pp-list .tk path{stroke-dashoffset:0;transition:stroke-dashoffset .5s var(--ease);transition-delay:calc(var(--i) * .13s + .95s)}
  html.motion .pr-photo .pp-list{opacity:0;transform:translateY(14px);transition:opacity .55s ease .6s,transform .7s var(--ease) .6s}
  html.motion .pr-photo.in .pp-list{opacity:1;transform:none}

  .pp-chip{position:absolute;left:-26px;top:46%;display:flex;align-items:center;gap:12px;padding:12px 16px 12px 12px;background:#fff;border-radius:14px;box-shadow:0 24px 50px -24px rgba(11,41,72,.5)}
  .pp-chip i{flex:none;width:34px;height:34px;border-radius:10px;background:var(--navy);color:#fff;font-style:normal;font-weight:500;font-size:15px;display:flex;align-items:center;justify-content:center}
  .pp-chip small{display:block;font-size:12px;color:var(--muted)}
  .pp-chip b{display:block;font-size:15px;font-weight:500;color:var(--navy);white-space:nowrap}
  html.motion .pp-chip{animation:floatB 7.5s ease-in-out infinite}
  html.motion .pr-photo .pp-chip{opacity:0}
  html.motion .pr-photo.in .pp-chip{opacity:1;transition:opacity .6s ease .45s}

  @media (max-width:1020px){
    .pr-hero .phero-split{grid-template-columns:1fr;gap:34px}
    .pr-photo{margin:14px 0 0;max-width:520px}
  }
  @media (max-width:640px){
    .pr-photo{padding:16px 0 30px 14px;max-width:none}
    .pp-ring{width:92px;height:92px}
    .pp-list{right:-4px;bottom:-14px;width:min(252px,86%);padding:14px 16px}
    .pp-list li{font-size:13px}
    .pp-chip{left:-6px;top:-18px;bottom:auto;padding:10px 14px 10px 10px}
    .pp-chip b{font-size:14px}
  }


  /* initial-estimate notice */
  .psum-prelim{display:flex;gap:11px;align-items:flex-start;margin-top:18px;padding:13px 15px;border-radius:11px;background:rgba(156,199,236,.12);border:1px solid rgba(156,199,236,.22);font-size:13px;line-height:1.6;color:#D4E2EF}
  .psum-prelim i{flex:none;width:17px;height:17px;border-radius:50%;background:#9CC7EC;margin-top:1px;position:relative}
  .psum-prelim i::after{content:"i";position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:#0B2440;font-size:11px;font-weight:700;font-style:normal}

  /* ---- step progress and completion states ---- */
  .pprog{margin-bottom:18px;padding:16px 20px;border-radius:14px;background:#fff;border:1px solid var(--line)}
  .pprog-top{display:flex;align-items:baseline;justify-content:space-between;gap:16px;font-size:13.5px}
  .pprog-top span{color:var(--muted)}
  .pprog-top b{font-weight:500;color:var(--navy);font-variant-numeric:tabular-nums}
  .pprog-bar{margin-top:10px;height:4px;border-radius:2px;background:#E8EDF2;overflow:hidden}
  .pprog-bar span{display:block;height:100%;width:0;border-radius:2px;background:linear-gradient(90deg,var(--blue),var(--navy));transition:width .65s var(--ease)}

  .pstep{transition:border-color .45s ease,box-shadow .5s var(--ease),transform .5s var(--ease),opacity .6s ease}
  .pstep[data-state="idle"]{opacity:.72}
  .pstep[data-state="active"]{border-color:#C2D4E5;box-shadow:0 1px 2px rgba(11,41,72,.05),0 26px 54px -40px rgba(11,41,72,.6)}
  .pstep[data-state="done"]{opacity:1}
  html.motion .pstep[data-state="active"]{transform:translateY(-2px)}

  .pnum{position:relative;overflow:hidden}
  .pnum b{font-weight:600;transition:opacity .3s ease,transform .4s var(--ease)}
  .pn-tick{position:absolute;inset:0;margin:auto;color:#fff;opacity:0;transform:scale(.5)}
  .pn-tick path{stroke-dasharray:20;stroke-dashoffset:20}
  .pstep[data-state="done"] .pnum{background:var(--navy);color:#fff}
  .pstep[data-state="done"] .pnum b{opacity:0;transform:scale(.6)}
  .pstep[data-state="done"] .pn-tick{opacity:1;transform:none;transition:opacity .25s ease .1s,transform .45s cubic-bezier(.34,1.56,.64,1) .1s}
  .pstep[data-state="done"] .pn-tick path{stroke-dashoffset:0;transition:stroke-dashoffset .45s var(--ease) .15s}
  .pnum{transition:background-color .45s ease,color .45s ease}
  .pstep[data-state="active"] .pnum{background:var(--blue-soft);box-shadow:0 0 0 0 rgba(36,106,165,.28)}
  html.motion .pstep[data-state="active"] .pnum{animation:stepPing 2.6s ease-out infinite}
  @keyframes stepPing{0%{box-shadow:0 0 0 0 rgba(36,106,165,.3)}70%{box-shadow:0 0 0 10px rgba(36,106,165,0)}100%{box-shadow:0 0 0 0 rgba(36,106,165,0)}}
  @media (prefers-reduced-motion:reduce){ .pstep[data-state="active"]{transform:none} }


  /* table rows stagger in */
  html.motion #view-pricing table.cmp tbody tr{opacity:0;transform:translateY(10px)}
  html.motion #view-pricing table.cmp.rows-in tbody tr{opacity:1;transform:none;
    transition:opacity .5s ease,transform .6s var(--ease);transition-delay:calc(var(--i,0) * 38ms)}
  html.motion #view-pricing table.cmp.rows-in tbody tr.total{transition-delay:calc(var(--i,0) * 38ms + .08s)}

  /* plan price has room to count without the row reflowing */
  .plan-price b{min-width:4ch;display:inline-block}

  /* services and FAQ lift a touch on hover, in the same language as the plan cards */
  .svc-col{transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
  .svc-col:hover{transform:translateY(-3px);box-shadow:0 26px 54px -42px rgba(11,41,72,.5)}
  #view-pricing .q > button{transition:color .2s ease,padding-left .35s var(--ease)}
  #view-pricing .q > button:hover{padding-left:6px}


  /* ========== v28 · Pricing page only: motion + extra detail ========== */
  #view-pricing{--pr-ease:cubic-bezier(.16,1,.3,1)}

  /* reveals travel further and settle with a long tail */
  html.motion #view-pricing .rv{transform:translateY(58px);
    transition:opacity .85s var(--ease),transform 1.2s var(--pr-ease);transition-delay:var(--d,0s)}
  html.motion #view-pricing .rv.in{transform:none}
  html.motion #view-pricing .lines .ln > span{transition:transform 1.3s var(--pr-ease);transition-delay:var(--d,0s)}
  html.motion #view-pricing .draw{transition:transform 1.9s var(--ease-io);transition-delay:var(--d,0s)}

  /* hero photo: frame rises, photo eases out of a slow zoom */
  html.motion #view-pricing .pp-card{opacity:0;transform:rotate(-1.2deg) translateY(54px) scale(.93);
    transition:opacity .9s var(--ease),transform 1.4s var(--pr-ease)}
  html.motion #view-pricing .in .pp-card{opacity:1;transform:rotate(-1.2deg)}
  html.motion #view-pricing .pr-photo img{scale:1.2;transition:scale 2s var(--ease)}
  html.motion #view-pricing .pr-photo.in img{scale:1}

  /* plan cards lift further and stagger */
  html.motion #view-pricing .plan{opacity:0;transform:translateY(66px) scale(.97);
    transition:opacity .9s var(--ease),transform 1.25s var(--pr-ease),border-color .4s var(--ease),box-shadow .5s var(--ease);
    transition-delay:var(--d,0s)}
  html.motion #view-pricing .plan.in{opacity:1;transform:none}

  /* cursor spotlight on the plan cards */
  .plan{--mx:50%;--my:0%}
  .plan::after{content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;opacity:0;
    background:radial-gradient(420px circle at var(--mx) var(--my),rgba(36,106,165,.10),transparent 62%);
    transition:opacity .5s var(--ease);z-index:0}
  .plan.best::after{background:radial-gradient(420px circle at var(--mx) var(--my),rgba(156,199,236,.16),transparent 62%)}
  .plan:hover::after{opacity:1}
  .plan > *:not(.plan-flag):not(.plan-tag){position:relative;z-index:1}
  .plan-tag{z-index:2}

  /* numbered section labels */
  .pr-step-n{display:inline-flex;align-items:center;gap:10px}
  .pr-step-n::before{content:attr(data-n);font-size:11px;font-weight:600;letter-spacing:.1em;color:var(--blue);
    padding:3px 8px;border:1px solid rgba(36,106,165,.26);border-radius:999px;line-height:1.4}

  /* "what happens next" strip */
  .nextup{margin-top:clamp(56px,6vw,88px);padding-top:clamp(34px,4vw,52px);border-top:1px solid var(--line)}
  .nextup-k{font-size:11.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
  .nextup-grid{margin-top:26px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0}
  .nextup-grid > div{position:relative;padding:4px 30px 4px 0}
  .nextup-grid > div + div{padding-left:30px;border-left:1px solid var(--line-soft)}
  .nextup-grid b{display:block;font-size:17px;font-weight:500;color:var(--navy);line-height:1.35}
  .nextup-grid p{margin-top:9px;font-size:14.5px;line-height:1.65;color:var(--muted)}
  .nextup-grid i{width:30px;height:30px;margin-bottom:14px;border-radius:50%;
    background:var(--blue-soft);color:var(--navy);font-style:normal;font-size:12.5px;font-weight:600;
    display:flex;align-items:center;justify-content:center}
  html.motion .nextup-grid > div{opacity:0;transform:translateY(34px);
    transition:opacity .8s var(--ease),transform 1.1s var(--pr-ease);transition-delay:calc(var(--i,0) * 110ms)}
  html.motion .nextup.in .nextup-grid > div{opacity:1;transform:none}
  html.motion .nextup-grid i{transform:scale(0);transition:transform .7s cubic-bezier(.34,1.56,.64,1);
    transition-delay:calc(var(--i,0) * 110ms + .2s)}
  html.motion .nextup.in .nextup-grid i{transform:none}

  /* table rows cascade a little further */
  html.motion #view-pricing table.cmp tbody tr{transform:translateY(20px)}


  /* ================= v29 · Pricing page: visible lift ================= */

  /* ---- 1. dark hero ---- */
  .pr-hero{background:#0B2440;border-bottom:0;color:#fff}
  .pr-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:160px;z-index:0;
    background:linear-gradient(180deg,transparent,rgba(5,20,38,.55))}
  .pr-hero h1{color:#fff}
  .pr-hero h1 .hl{color:#9CC7EC}
  .pr-hero .crumb,.pr-hero .crumb a{color:#8FA7BF}
  .pr-hero .crumb a:hover{color:#fff}
  .pr-hero .lede{color:#C6D5E4}
  .pr-hero .meta-line{color:#8FA7BF}
  .pr-hero .meta-line .sep{color:#44607E}
  .pr-hero .pr-actions .btn:not(.outline){background:#fff;color:var(--navy)}
  .pr-hero .pr-actions .btn:not(.outline)::before{background:var(--blue-soft)}
  .pr-hero .pr-actions .btn:not(.outline):hover{color:var(--navy)}
  .pr-hero .btn.outline{border-color:rgba(255,255,255,.34);color:#fff;background:transparent}
  .pr-hero .btn.outline:hover{border-color:#fff;background:rgba(255,255,255,.08)}
  .pr-hero .phero-rule{background:#9CC7EC;height:5px}
  .pr-grid-bg{position:absolute;inset:0;pointer-events:none;z-index:0;opacity:1;
    background-image:linear-gradient(rgba(156,199,236,.10) 1px,transparent 1px),
                     linear-gradient(90deg,rgba(156,199,236,.10) 1px,transparent 1px);
    background-size:72px 72px;
    -webkit-mask-image:radial-gradient(120% 95% at 72% 18%,#000 0%,transparent 72%);
            mask-image:radial-gradient(120% 95% at 72% 18%,#000 0%,transparent 72%)}
  html.motion .pr-grid-bg{animation:prDrift 26s linear infinite}
  @keyframes prDrift{from{background-position:0 0,0 0}to{background-position:72px 72px,72px 72px}}
  .pr-hero .pp-back{background:rgba(156,199,236,.10)}
  .pr-hero .pp-back::after{background-image:radial-gradient(rgba(156,199,236,.22) 1px,transparent 1.2px)}
  .pr-hero .pp-ring{border-color:rgba(156,199,236,.45)}
  .pr-hero > .wrap{position:relative;z-index:1}

  /* ---- 4. running estimate bar, docks at the bottom on the way down ---- */
  .prbar{position:fixed;left:0;right:0;bottom:0;z-index:70;transform:translateY(110%);
    transition:transform .55s var(--pr-ease,cubic-bezier(.16,1,.3,1));
    background:rgba(11,36,64,.97);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);
    box-shadow:0 -22px 44px -28px rgba(0,0,0,.8);padding-bottom:env(safe-area-inset-bottom,0px)}
  .prbar.on{transform:none}
  .prbar-in{max-width:var(--max,1240px);margin:0 auto;padding:12px var(--gutter);
    display:flex;align-items:center;justify-content:space-between;gap:16px}
  .prbar-l{min-width:0}
  .prbar-l small{display:block;font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:#8FA7BF}
  .prbar-l b{display:block;margin-top:3px;font-size:19px;font-weight:500;color:#fff;
    font-variant-numeric:tabular-nums;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .prbar-l b i{font-style:normal;font-size:12.5px;color:#9FB6CE;margin-left:6px}
  .prbar .btn{flex:none;padding:11px 18px;font-size:14.5px}


  /* ================= v32 · estimate panel, quieter ================= */
  #psum .psum-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;
    padding-bottom:16px;border-bottom:1px solid rgba(255,255,255,.16)}
  #psum .psum-head h3{font-size:19px;font-weight:500;color:#fff;letter-spacing:-.005em;line-height:1.2}
  #psum .psum-head span{font-size:12.5px;color:#7F97AF;white-space:nowrap}
  #psum .psum-plan{margin-top:0;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08)}
  #psum .psum-plan span{font-size:13.5px}

  /* empty state: a placeholder figure, not a chat bubble */
  #psum .psum-guide{flex-direction:column;align-items:flex-start;gap:0;font-size:14px;line-height:1.55;color:#9FB6CE}
  #psum .psum-total{border-top:0;margin-top:10px}
  #psum .psum-guide::before{content:"$ \2014";display:block;width:auto;height:auto;border-radius:0;
    background:none;animation:none;margin-bottom:10px;font-size:clamp(36px,3.4vw,46px);font-weight:500;
    line-height:1.08;letter-spacing:-.02em;color:rgba(255,255,255,.2)}

  /* the "initial estimate" note is a plain line, no box, no icon */
  #psum .psum-prelim{display:block;margin-top:20px;padding:14px 0 0;border:0;border-top:1px solid rgba(255,255,255,.1);
    border-radius:0;background:none;font-size:13px;line-height:1.65;color:#9FB6CE}

  #psum .psum-cta{margin-top:20px}
  #psum .psum-cta .btn[disabled]{opacity:1;background:transparent;color:#7F97AF;
    box-shadow:inset 0 0 0 1px rgba(255,255,255,.16)}
  #psum .psum-cta .btn[disabled] i{opacity:.5}
  #psum .psum-call{margin-top:14px;text-align:center;font-size:13.5px;color:#9FB6CE}
  #psum .psum-call a{color:#fff;border-bottom:1px solid rgba(255,255,255,.32);padding-bottom:1px;
    transition:border-color .25s ease}
  #psum .psum-call a:hover{border-bottom-color:#fff}
  #psum .psum-fine{margin-top:20px;padding-top:16px;border-top:1px solid rgba(255,255,255,.08);
    font-size:12px;line-height:1.65;color:#7F97AF}


  /* ================= v33 · Resources hero photo ================= */
  .rs-hero .phero-split{align-items:center}
  .rs-hero h1{max-width:none}
  .rs-photo{position:relative;margin:0 0 0 auto;width:100%;max-width:560px;padding:26px 0 74px 26px}
  .rs-back{position:absolute;left:0;top:0;right:16%;bottom:52px;border-radius:24px;background:var(--blue-soft)}
  .rs-back::after{content:"";position:absolute;inset:0;border-radius:inherit;
    background-image:radial-gradient(rgba(21,59,102,.13) 1px,transparent 1.2px);background-size:15px 15px}
  .rs-img{position:relative;aspect-ratio:1000/661;border-radius:20px;overflow:hidden;
    box-shadow:0 2px 4px rgba(11,41,72,.06),0 44px 84px -46px rgba(11,41,72,.7)}
  .rs-img img{position:absolute;left:0;top:-7%;width:100%;height:114%;object-fit:cover}
  .rs-card{position:absolute;right:-22px;bottom:0;width:min(300px,74%);padding:16px 20px 8px;background:#fff;
    border-radius:14px;box-shadow:0 26px 54px -26px rgba(11,41,72,.55)}
  .rs-card p{font-size:12.5px;color:var(--muted);margin-bottom:4px}
  .rs-card a{display:flex;align-items:baseline;justify-content:space-between;gap:14px;padding:10px 0;
    border-top:1px solid var(--line-soft);font-size:14px;line-height:1.45;color:var(--ink);transition:color .2s ease}
  .rs-card p + a{border-top:0}
  .rs-card a::after{content:"\2192";flex:none;color:var(--blue);transition:transform .25s var(--ease)}
  .rs-card a:hover{color:var(--navy)}
  .rs-card a:hover::after{transform:translateX(3px)}
  html.motion .rs-photo .rs-img{clip-path:inset(100% 0 0 0 round 20px);transition:clip-path 1.25s var(--ease-io) .1s}
  html.motion .rs-photo.in .rs-img{clip-path:inset(0 0 0 0 round 20px)}
  html.motion .rs-photo .rs-back{opacity:0;transform:translate(-14px,-14px);transition:opacity .8s ease .35s,transform 1s var(--ease) .35s}
  html.motion .rs-photo.in .rs-back{opacity:1;transform:none}
  html.motion .rs-photo .rs-card{opacity:0;transform:translateY(18px);transition:opacity .6s ease .8s,transform .8s var(--ease) .8s}
  html.motion .rs-photo.in .rs-card{opacity:1;transform:none}
  @media (max-width:1020px){ .rs-photo{max-width:540px;margin:16px 0 0} }
  @media (max-width:640px){
    .rs-photo{padding:16px 0 0 16px}
    .rs-back{bottom:auto;height:70%;right:10%}
    .rs-card{position:relative;right:auto;bottom:auto;width:auto;margin:-28px 12px 0 12px}
  }


  /* ================= v33 · Services, written out properly ================= */
  .svc-index ol{counter-reset:svc}
  .svc-index li{counter-increment:svc}
  .svc-index li a{display:flex;align-items:baseline}
  .svc-index li a::before{content:counter(svc,decimal-leading-zero);flex:none;width:30px;
    font-size:12.5px;font-weight:500;color:#A7B4C2;font-variant-numeric:tabular-nums;transition:color .25s ease}
  .svc-index li a.on::before{color:var(--blue)}
  .svc-help{margin-top:30px;padding:24px 0 0 20px;border-top:1px solid var(--line)}
  .svc-help p{margin:0 0 6px;font-size:15px;font-weight:500;color:var(--ink)}
  .svc-help span{display:block;font-size:13.5px;line-height:1.6;color:var(--muted)}
  .svc-help .link{display:inline-flex;margin-top:16px;font-size:14.5px}
  .svc-help-tel{display:block;margin-top:12px;font-size:14px;color:var(--navy);font-variant-numeric:tabular-nums;letter-spacing:.01em}
  .svc-help-tel:hover{color:var(--blue)}

  .svc-block .svc-n{margin:0 0 14px;font-size:13px;font-weight:500;letter-spacing:.06em;color:var(--blue);
    font-variant-numeric:tabular-nums;display:flex;align-items:center;gap:12px}
  .svc-block .svc-n::after{content:"";width:40px;height:1px;background:rgba(36,106,165,.4)}
  .svc-block > p.svc-lead{margin-top:20px;font-size:clamp(17px,1.35vw,19px);line-height:1.7;color:#2A3642;max-width:62ch}
  .svc-block > p.svc-for{margin-top:18px;font-size:14.5px;line-height:1.6;color:var(--muted);max-width:62ch}
  .svc-for b{display:inline-block;margin-right:10px;font-weight:500;color:var(--navy)}

  .svc-do{margin-top:40px}
  .svc-do h4,.svc-facts h4{font-size:13px;font-weight:600;letter-spacing:.02em;color:var(--navy);margin:0 0 12px}
  .svc-do dl{margin:0;display:grid;grid-template-columns:1fr 1fr;column-gap:44px}
  .svc-do dl div{padding:18px 0 20px;border-top:1px solid var(--line)}
  .svc-do dt{font-size:16.5px;font-weight:500;color:var(--ink);line-height:1.35}
  .svc-do dd{margin:7px 0 0;font-size:14.5px;line-height:1.65;color:var(--muted)}


  html.motion .svc-do dl div{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .8s var(--ease)}
  html.motion .svc-do.in dl div{opacity:1;transform:none}
  html.motion .svc-do.in dl div:nth-child(2){transition-delay:.06s}
  html.motion .svc-do.in dl div:nth-child(3){transition-delay:.12s}
  html.motion .svc-do.in dl div:nth-child(4){transition-delay:.18s}
  html.motion .svc-do.in dl div:nth-child(5){transition-delay:.24s}
  html.motion .svc-do.in dl div:nth-child(6){transition-delay:.3s}

  @media (max-width:860px){
    .svc-do dl{grid-template-columns:1fr}
  }


  /* ================= v34 · Services hero: round-table photo ================= */
  .svc-photo.sv2{max-width:500px;padding:40px 40px 64px 56px}
  .sv2-disc{position:relative;z-index:2;aspect-ratio:1/1;border-radius:50%;overflow:hidden;background:#E9EDF1;
    box-shadow:0 0 0 10px #fff,0 50px 90px -40px rgba(11,41,72,.65)}
  .sv2-disc img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:52% 50%;
    transition:scale 1.2s var(--ease)}
  .sv2:hover .sv2-disc img{scale:1.05}
  .sv2-back{position:absolute;z-index:0;left:0;bottom:22px;width:78%;aspect-ratio:1/1;border-radius:50%;background:var(--navy)}
  .sv2-back::after{content:"";position:absolute;inset:0;border-radius:inherit;
    background-image:radial-gradient(rgba(255,255,255,.16) 1px,transparent 1.2px);background-size:14px 14px}
  .sv2-ring{position:absolute;z-index:1;top:8px;right:8px;width:calc(100% - 64px);aspect-ratio:1/1;border-radius:50%;
    border:1px dashed #9DB5CC}
  .sv2-ring i{position:absolute;left:50%;top:-6px;width:11px;height:11px;margin-left:-5.5px;border-radius:50%;
    background:var(--blue);box-shadow:0 0 0 5px rgba(36,106,165,.16)}
  html.motion .sv2-ring{animation:stspin 40s linear infinite}
  .sv2 .sp-tag{z-index:3;right:0;bottom:6px}

  html.motion .sv2 .sv2-disc{opacity:0;transform:scale(.9);transition:opacity .6s ease,transform 1.2s var(--ease)}
  html.motion .sv2.in .sv2-disc{opacity:1;transform:none}
  html.motion .sv2 .sv2-disc img{clip-path:circle(0% at 50% 50%);transform:rotate(-38deg) scale(1.3);
    transition:clip-path 1.5s var(--ease-io) .15s,transform 2.1s var(--ease) .15s,scale 1.2s var(--ease)}
  html.motion .sv2.in .sv2-disc img{clip-path:circle(71% at 50% 50%);transform:none}
  html.motion .sv2 .sv2-back{opacity:0;transform:translate(46px,-40px) scale(.9);transition:opacity .9s ease .45s,transform 1.3s var(--ease) .45s}
  html.motion .sv2.in .sv2-back{opacity:1;transform:none}
  html.motion .sv2 .sv2-ring{opacity:0;transition:opacity 1.2s ease .9s}
  html.motion .sv2.in .sv2-ring{opacity:1}
  @media (max-width:640px){
    .svc-photo.sv2{padding:24px 18px 54px 30px;max-width:380px}
    .sv2-ring{width:calc(100% - 36px)}
  }


  /* ================= v36 · Services page, light and modern ================= */
  .svc-sprite{position:absolute;width:0;height:0;overflow:hidden}
  #view-services .ic{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.6;
    stroke-linecap:round;stroke-linejoin:round;display:block}

  /* hero: soft light wash instead of flat off-white */
  #view-services .phero{background:
    radial-gradient(60% 90% at 88% 18%,rgba(214,230,244,.75) 0%,rgba(214,230,244,0) 62%),
    radial-gradient(40% 60% at 6% 100%,rgba(234,242,248,.9) 0%,rgba(234,242,248,0) 70%),
    #FAFBFC}

  /* block heading */
  #view-services .svc-block{padding-bottom:84px;margin-bottom:84px}
  #view-services .svc-block h2{font-size:clamp(30px,2.9vw,42px);font-weight:600;letter-spacing:-.03em}
  #view-services .svc-block > p.svc-lead{margin-top:18px;font-size:18px;line-height:1.7;color:#2B3846;max-width:60ch}
  #view-services .svc-block > p.svc-for{display:inline-flex;flex-wrap:wrap;align-items:baseline;gap:4px 12px;margin-top:22px;
    padding:12px 16px;border-radius:12px;background:#F3F7FB;border:1px solid #E5EDF5;font-size:14.5px;color:#4A5868;max-width:62ch}
  #view-services .svc-for b{margin:0;font-size:12px;font-weight:600;letter-spacing:.04em;color:var(--blue);text-transform:uppercase}

  /* what we do: icon list */
  #view-services .svc-do{margin-top:44px}
  #view-services .svc-do h4,#view-services .svc-facts h4{display:flex;align-items:center;gap:10px;margin:0 0 18px;
    font-size:13px;font-weight:600;letter-spacing:.01em;color:var(--navy)}
  #view-services .svc-do h4::before,#view-services .svc-facts h4::before{content:"";width:6px;height:6px;border-radius:50%;
    background:var(--blue);box-shadow:0 0 0 4px rgba(36,106,165,.14)}
  #view-services .svc-do dl{grid-template-columns:1fr 1fr;gap:10px 18px}
  #view-services .svc-do dl > div{display:grid;grid-template-columns:44px minmax(0,1fr);column-gap:16px;align-items:start;align-content:start;
    padding:18px 18px 18px 16px;border:1px solid transparent;border-top:0;border-radius:16px;
    transition:background-color .35s ease,border-color .35s ease,box-shadow .45s var(--ease),transform .45s var(--ease)}
  #view-services .svc-do dl > div:hover{background:#fff;border-color:#E3EBF3;transform:translateY(-3px);
    box-shadow:0 1px 2px rgba(11,41,72,.04),0 22px 40px -30px rgba(11,41,72,.45)}
  #view-services .sd-ic{grid-row:1 / span 2;width:44px;height:44px;border-radius:12px;display:grid;place-items:center;
    background:linear-gradient(180deg,#F0F5FA,#E4EDF6);color:var(--navy);
    transition:background .35s ease,color .35s ease,transform .45s var(--ease)}
  #view-services .svc-do dl > div:hover .sd-ic{background:var(--navy);color:#fff;transform:rotate(-6deg)}
  #view-services .svc-do dt{grid-column:2;font-size:16px;font-weight:600;letter-spacing:-.01em;color:var(--ink);padding-top:2px}
  #view-services .svc-do dd{grid-column:2;margin:6px 0 0;font-size:14.5px;line-height:1.6;color:var(--muted)}

  /* key dates / good to know: three cards on a soft panel */
  #view-services .svc-facts{position:relative;overflow:hidden;margin-top:40px;padding:26px 26px 28px;border-radius:22px;
    background:linear-gradient(135deg,#F1F6FB 0%,#F9FBFD 52%,#ECF3FA 100%);border:1px solid #E4ECF4}
  #view-services .svc-facts::before{content:"";position:absolute;right:-90px;top:-110px;width:320px;height:320px;border-radius:50%;
    background:radial-gradient(circle,rgba(36,106,165,.16) 0%,rgba(36,106,165,0) 68%);pointer-events:none}
  #view-services .svc-facts::after{content:"";position:absolute;left:-60px;bottom:-140px;width:280px;height:280px;border-radius:50%;
    border:1px solid rgba(36,106,165,.12);pointer-events:none}
  html.motion #view-services .svc-facts::before{animation:sfFloat 9s ease-in-out infinite alternate}
  @keyframes sfFloat{from{transform:translate(0,0)}to{transform:translate(-36px,26px)}}
  #view-services .svc-facts > *{position:relative;z-index:1}
  #view-services .sf-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
  #view-services .sf-card{position:relative;display:flex;flex-direction:column;padding:22px 22px 24px;background:#fff;
    border:1px solid #E6EDF4;border-radius:16px;
    box-shadow:0 1px 2px rgba(11,41,72,.04),0 14px 34px -26px rgba(11,41,72,.38);
    transition:transform .45s var(--ease),box-shadow .45s var(--ease),border-color .3s ease}
  #view-services .sf-card::after{content:"";position:absolute;left:22px;right:22px;top:-1px;height:2px;border-radius:2px;
    background:linear-gradient(90deg,var(--blue),#9CC7EC);transform:scaleX(0);transform-origin:left;transition:transform .55s var(--ease)}
  #view-services .sf-card:hover{transform:translateY(-6px);border-color:#D3E1EE;
    box-shadow:0 1px 2px rgba(11,41,72,.05),0 32px 52px -32px rgba(11,41,72,.5)}
  #view-services .sf-card:hover::after{transform:none}
  #view-services .sf-ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;margin-bottom:22px;
    background:linear-gradient(180deg,#EEF4FA,#E1EBF5);color:var(--navy);
    transition:background .35s ease,color .35s ease,transform .45s var(--ease)}
  #view-services .sf-card:hover .sf-ic{background:var(--navy);color:#fff;transform:rotate(-6deg) scale(1.04)}
  #view-services .sf-txt b{display:block;font-size:clamp(21px,1.8vw,25px);font-weight:600;color:var(--navy);
    letter-spacing:-.025em;line-height:1.15;font-variant-numeric:tabular-nums}
  #view-services .sf-txt span{display:block;margin-top:10px;font-size:14px;line-height:1.6;color:var(--muted)}

  /* call to action strip at the end of each service */
  #view-services .svc-cta{position:relative;display:flex;align-items:center;gap:18px;margin-top:22px;padding:18px 18px 18px 18px;
    border-radius:18px;background:linear-gradient(110deg,#FFFFFF 0%,#F4F8FC 100%);border:1px solid #E3EBF3;color:var(--ink);
    overflow:hidden;isolation:isolate;
    transition:border-color .3s ease,box-shadow .45s var(--ease),transform .45s var(--ease)}
  #view-services .svc-cta::before{content:"";position:absolute;inset:0;z-index:-1;
    background:linear-gradient(100deg,rgba(255,255,255,0) 30%,rgba(214,230,244,.7) 50%,rgba(255,255,255,0) 70%);
    transform:translateX(-100%);transition:transform .9s var(--ease)}
  #view-services .svc-cta:hover{border-color:#C9DAEA;transform:translateY(-2px);
    box-shadow:0 1px 2px rgba(11,41,72,.04),0 26px 46px -32px rgba(11,41,72,.5)}
  #view-services .svc-cta:hover::before{transform:translateX(100%)}
  #view-services .sc-ic{flex:none;width:52px;height:52px;border-radius:14px;display:grid;place-items:center;
    background:var(--navy);color:#fff;box-shadow:0 12px 24px -14px rgba(11,41,72,.7)}
  #view-services .svc-cta.alt .sc-ic{background:var(--blue)}
  #view-services .sc-txt{flex:1;min-width:0}
  #view-services .sc-txt b{display:block;font-size:16.5px;font-weight:600;letter-spacing:-.01em;color:var(--navy)}
  #view-services .sc-txt span{display:block;margin-top:3px;font-size:14px;line-height:1.55;color:var(--muted)}
  #view-services .sc-go{flex:none;width:46px;height:46px;border-radius:50%;display:grid;place-items:center;
    border:1px solid #D5E2EE;color:var(--navy);background:#fff;transition:background .3s ease,color .3s ease,border-color .3s ease}
  #view-services .sc-go .ic{width:20px;height:20px;transition:transform .35s var(--ease)}
  #view-services .svc-cta:hover .sc-go{background:var(--navy);border-color:var(--navy);color:#fff}
  #view-services .svc-cta:hover .sc-go .ic{transform:translateX(3px)}
  #view-services .svc-cta:focus-visible{outline:2px solid var(--blue);outline-offset:3px}

  /* sidebar: give the help block a little more presence without a box */
  #view-services .svc-help .link{font-weight:600}

  /* closing band on this page is light rather than navy */
  #view-services .cta.bg-navy{background:linear-gradient(135deg,#EAF2F9 0%,#F7FAFD 55%,#E6EFF8 100%);color:var(--ink)}
  #view-services .cta::before{background-image:radial-gradient(rgba(21,59,102,.12) 1px,transparent 1.3px)}
  #view-services .cta .rings,#view-services .cta .rings::before,#view-services .cta .rings::after{border-color:rgba(21,59,102,.09)}
  #view-services .cta h2{color:var(--ink);font-weight:600;letter-spacing:-.03em}
  #view-services .cta .hl{color:var(--blue)}
  #view-services .cta .cta-k{color:var(--blue)}
  #view-services .cta .cta-k::before{background:var(--blue)}
  #view-services .cta .wrap > div:first-child > p:not(.cta-k){color:var(--muted)}
  #view-services .cta-panel{background:#fff;border-color:#E3EBF3;box-shadow:0 1px 2px rgba(11,41,72,.04),0 40px 70px -46px rgba(11,41,72,.45)}
  #view-services .cta-panel .btn.light{background:var(--navy);color:#fff}
  #view-services .cta-panel .btn.light::before{background:var(--blue)}
  #view-services .cta-panel .btn.light:hover{color:#fff}
  #view-services .cta-lines{border-top-color:var(--line)}
  #view-services .cta-lines a{color:var(--ink);border-bottom-color:var(--line)}
  #view-services .cta-lines a:hover{color:var(--navy)}
  #view-services .cta-lines svg{background:var(--blue-soft);color:var(--navy)}
  #view-services .cta-lines a:hover svg{background:var(--navy);color:#fff}
  #view-services .cta-lines small{color:var(--muted)}
  #view-services .cta-lines a::after{color:var(--blue)}
  #view-services .cta .cta-note{color:var(--muted)}

  /* motion: staggered entrances (keyframes, so hover transforms stay instant afterwards) */
  @keyframes svIn{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
  html.motion #view-services .svc-do:not(.in) dl > div,
  html.motion #view-services .svc-facts:not(.in) .sf-card{opacity:0}
  html.motion #view-services .svc-do.in dl > div{animation:svIn .8s var(--ease) backwards}
  html.motion #view-services .svc-facts.in .sf-card{animation:svIn .9s var(--ease) backwards}
  html.motion #view-services .svc-do.in dl > div:nth-child(2){animation-delay:.06s}
  html.motion #view-services .svc-do.in dl > div:nth-child(3){animation-delay:.12s}
  html.motion #view-services .svc-do.in dl > div:nth-child(4){animation-delay:.18s}
  html.motion #view-services .svc-do.in dl > div:nth-child(5){animation-delay:.24s}
  html.motion #view-services .svc-do.in dl > div:nth-child(6){animation-delay:.3s}
  html.motion #view-services .svc-facts.in .sf-card:nth-child(1){animation-delay:.12s}
  html.motion #view-services .svc-facts.in .sf-card:nth-child(2){animation-delay:.24s}
  html.motion #view-services .svc-facts.in .sf-card:nth-child(3){animation-delay:.36s}
  /* icons draw themselves in */
  html.motion #view-services .svc-do .ic,html.motion #view-services .svc-facts .ic{stroke-dasharray:1;stroke-dashoffset:1;
    transition:stroke-dashoffset 1.3s var(--ease-io) .3s}
  html.motion #view-services .svc-do.in .ic,html.motion #view-services .svc-facts.in .ic{stroke-dashoffset:0}
  html.motion #view-services .svc-facts.in .sf-card:nth-child(2) .ic{transition-delay:.45s}
  html.motion #view-services .svc-facts.in .sf-card:nth-child(3) .ic{transition-delay:.6s}

  @media (max-width:1100px){
    #view-services .sf-row{grid-template-columns:1fr 1fr 1fr;gap:12px}
    #view-services .sf-card{padding:18px 16px 20px}
  }
  @media (max-width:860px){
    #view-services .svc-do dl{grid-template-columns:1fr}
    #view-services .sf-row{grid-template-columns:1fr}
    #view-services .sf-card{flex-direction:row;gap:16px;align-items:flex-start}
    #view-services .sf-ic{margin:0;flex:none}
  }
  @media (max-width:640px){
    #view-services .svc-block{padding-bottom:60px;margin-bottom:60px}
    #view-services .svc-facts{padding:18px 14px 16px;border-radius:18px}
    #view-services .svc-do dl > div{padding:14px 4px}
    #view-services .svc-cta{padding:16px 14px;gap:14px}
    #view-services .sc-ic{width:44px;height:44px}
    #view-services .sc-go{display:none}
  }


  /* ================= v37 · Services: warmer, quieter tone ================= */
  #view-services{--stone:#F2F7FB;--stone-2:#F8FBFD;--stone-line:#DFE9F2}

  /* section labels: plain text running into a hairline, no dot */
  #view-services .svc-do h4,#view-services .svc-facts h4{gap:14px;font-size:13.5px;font-weight:600;color:var(--ink);letter-spacing:0}
  #view-services .svc-do h4::before,#view-services .svc-facts h4::before{display:none}
  #view-services .svc-do h4::after,#view-services .svc-facts h4::after{content:"";flex:1;height:1px;background:var(--stone-line)}

  /* hero wash: warm off-white, barely-there blue */
  #view-services .phero{background:
    radial-gradient(55% 80% at 90% 15%,rgba(214,230,244,.6) 0%,rgba(214,230,244,0) 65%),
    linear-gradient(180deg,#F8FBFD 0%,#F1F6FB 100%)}

  #view-services .svc-block > p.svc-for{background:var(--stone);border-color:var(--stone-line);color:#475569}
  #view-services .svc-for b{color:var(--navy);text-transform:none;letter-spacing:0;font-size:14.5px}

  /* what we do: white tiles with a hairline, navy icon */
  #view-services .sd-ic{background:#fff;border:1px solid var(--stone-line);color:var(--navy)}
  #view-services .svc-do dl > div:hover{border-color:var(--stone-line)}

  /* key dates: stone panel, white cards, solid navy icon tiles */
  #view-services .svc-facts{background:linear-gradient(180deg,var(--stone-2) 0%,var(--stone) 100%);border-color:var(--stone-line)}
  #view-services .svc-facts::before{display:none}
  #view-services .svc-facts::after{display:none}
  #view-services .sf-card{border-color:#ECE9E2;box-shadow:0 1px 2px rgba(30,30,20,.04),0 16px 34px -28px rgba(30,40,60,.35)}
  #view-services .sf-card:hover{border-color:#DDD8CE;box-shadow:0 1px 2px rgba(30,30,20,.05),0 30px 50px -34px rgba(30,40,60,.45)}
  #view-services .sf-card::after{background:var(--navy)}
  #view-services .sf-ic{background:var(--navy);color:#fff}
  #view-services .sf-card:hover .sf-ic{background:var(--blue)}

  /* call-to-action strips */
  #view-services .svc-cta{background:linear-gradient(110deg,#FFFFFF 0%,var(--stone) 100%);border-color:var(--stone-line)}
  #view-services .svc-cta::before{background:linear-gradient(100deg,rgba(255,255,255,0) 30%,rgba(226,237,247,.9) 50%,rgba(255,255,255,0) 70%)}
  #view-services .svc-cta:hover{border-color:#C9DAEA}
  #view-services .svc-cta.alt .sc-ic{background:var(--navy)}
  #view-services .sc-go{border-color:var(--stone-line)}

  /* closing band */
  #view-services .cta.bg-navy{background:linear-gradient(180deg,#F4F8FC 0%,#EAF2F9 100%)}
  #view-services .cta::before{background-image:radial-gradient(rgba(21,59,102,.08) 1px,transparent 1.3px)}
  #view-services .cta-panel{border-color:var(--stone-line)}
  #view-services .cta-lines svg{background:var(--stone);color:var(--navy)}


  /* v39 · "Who it's for": a plain line with a navy rule, no box */
  #view-services .svc-block > p.svc-for{display:block;margin-top:22px;padding:2px 0 2px 16px;background:none;border:0;
    border-left:2px solid var(--navy);border-radius:0;font-size:15px;line-height:1.6;color:#475569}
  #view-services .svc-for b{margin-right:10px;font-size:15px}


  /* ================= v40 · Services hero + closing band on a dark ledger photo ================= */
  .svh-bg{position:absolute;inset:-6% 0;z-index:0;pointer-events:none;
    background:url(/static/img/ef06d8f0f015.jpg) center/cover no-repeat}
  html.motion .svh-bg{animation:kb 30s ease-in-out infinite alternate}
  .svh-bg::after{content:"";position:absolute;inset:0;
    background:linear-gradient(90deg,rgba(7,24,46,.93) 0%,rgba(9,30,54,.82) 42%,rgba(11,36,64,.55) 100%)}
  .flow{position:absolute;inset:0;width:100%;height:100%;z-index:0;pointer-events:none}
  .flow path{fill:none;vector-effect:non-scaling-stroke}
  .fl-base path{stroke:rgba(156,199,236,.11);stroke-width:1}
  .fl-pulse path{stroke:rgba(190,220,248,.55);stroke-width:1.4;stroke-dasharray:140 1900;stroke-dashoffset:2040;opacity:0}
  html.motion .fl-pulse path{opacity:1;animation:flPulse 9s linear infinite;animation-delay:calc(var(--k) * -1.3s)}
  @keyframes flPulse{to{stroke-dashoffset:0}}

  /* hero */
  #view-services .phero.svh{background:#0A2140;border-bottom:0;color:#fff}
  #view-services .svh > .wrap{position:relative;z-index:2}
  #view-services .svh .crumb,#view-services .svh .crumb a{color:#8FA7BF}
  #view-services .svh .crumb a:hover{color:#fff}
  #view-services .svh h1{color:#fff;font-weight:600;letter-spacing:-.035em}
  #view-services .svh h1 .hl{color:#9CC7EC}
  #view-services .svh .lede{color:#C4D3E2}
  #view-services .svh .phero-rule{display:none}
  #view-services .svh .sv2-disc{box-shadow:0 0 0 10px rgba(255,255,255,.95),0 50px 90px -30px rgba(0,0,0,.65)}
  #view-services .svh .sv2-back{background:rgba(156,199,236,.16);-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px)}
  #view-services .svh .sv2-back::after{background-image:radial-gradient(rgba(255,255,255,.22) 1px,transparent 1.2px)}
  #view-services .svh .sv2-ring{border-color:rgba(156,199,236,.45)}
  #view-services .svh .sv2-ring i{background:#9CC7EC;box-shadow:0 0 0 6px rgba(156,199,236,.2)}
  #view-services .svh .sp-tag{box-shadow:0 24px 50px -22px rgba(0,0,0,.6)}

  /* closing band: back to dark, on the same photo (mirrored) */
  #view-services .cta.svc-end{background:#0A2140;color:#fff}
  #view-services .cta.svc-end::before{display:none}
  #view-services .cta.svc-end .svh-bg{transform:scaleX(-1);animation:none}
  #view-services .cta.svc-end .svh-bg::after{background:linear-gradient(270deg,rgba(7,24,46,.93) 0%,rgba(9,30,54,.84) 45%,rgba(11,36,64,.6) 100%)}
  #view-services .cta.svc-end .rings{display:none}
  #view-services .cta.svc-end .wrap{z-index:2}
  #view-services .cta.svc-end h2{color:#fff}
  #view-services .cta.svc-end .hl{color:#9CC7EC}
  #view-services .cta.svc-end .cta-k{color:#9CC7EC}
  #view-services .cta.svc-end .cta-k::before{background:#9CC7EC}
  #view-services .cta.svc-end .wrap > div:first-child > p:not(.cta-k){color:#C4D3E2}
  #view-services .cta.svc-end .cta-panel{background:#fff;border-color:transparent;box-shadow:0 40px 80px -40px rgba(0,0,0,.65)}


  /* ================= v41 · Home hero on phones: aurora, light streaks, drifting particles ================= */
  .hh-mob{display:none}
  @media (max-width:860px){
    .hh-mob{display:block;position:absolute;inset:0;z-index:1;overflow:hidden;overflow:clip;contain:paint;pointer-events:none}
    .hhero.dark{contain:paint}
    .hh-mob .au{position:absolute;border-radius:50%;opacity:.9}
    .hh-mob .a1{width:130vw;height:130vw;left:-55vw;top:-40vw;background:radial-gradient(circle,rgba(36,106,165,.55) 0%,rgba(36,106,165,0) 62%)}
    .hh-mob .a2{width:120vw;height:120vw;right:-60vw;top:35%;background:radial-gradient(circle,rgba(156,199,236,.30) 0%,rgba(156,199,236,0) 60%)}
    .hh-mob .a3{width:110vw;height:110vw;left:-20vw;bottom:-60vw;background:radial-gradient(circle,rgba(43,95,160,.45) 0%,rgba(43,95,160,0) 62%)}
    html.motion .hh-mob .a1{animation:auA 16s ease-in-out infinite alternate}
    html.motion .hh-mob .a2{animation:auB 19s ease-in-out infinite alternate}
    html.motion .hh-mob .a3{animation:auC 22s ease-in-out infinite alternate}
    .hh-mob .flow{opacity:1}
    .hh-mob .fl-base path{stroke:rgba(156,199,236,.13)}
    .hh-mob .fl-pulse path{stroke:rgba(200,226,250,.75);stroke-width:1.6;stroke-dasharray:110 1900}
    html.motion .hh-mob .fl-pulse path{animation-duration:7s}
    .hh-mob .pt{position:absolute;left:var(--x);bottom:-10px;width:var(--s);height:var(--s);border-radius:50%;
      background:rgba(186,216,244,.85);box-shadow:0 0 8px rgba(156,199,236,.8);opacity:0}
    html.motion .hh-mob .pt{animation:ptRise var(--t) linear infinite;animation-delay:var(--dl)}
    .hhero.dark canvas{opacity:.6}
  }
  .section.statement{overflow-x:hidden;overflow-x:clip}
  @keyframes auA{from{transform:translate(0,0) scale(1)}to{transform:translate(22vw,18vw) scale(1.15)}}
  @keyframes auB{from{transform:translate(0,0) scale(1)}to{transform:translate(-26vw,-14vw) scale(.9)}}
  @keyframes auC{from{transform:translate(0,0) scale(.95)}to{transform:translate(18vw,-22vw) scale(1.1)}}
  @keyframes ptRise{0%{transform:translate(0,0);opacity:0}12%{opacity:.9}80%{opacity:.6}100%{transform:translate(18px,-110vh);opacity:0}}


  /* ================= v42 · ambient motion on dark bands (CTA, pricing hero, estimate panel) ================= */
  .has-fx{isolation:isolate}
  .fx{position:absolute;inset:0;z-index:0;overflow:hidden;overflow:clip;contain:paint;pointer-events:none;border-radius:inherit}
  .fx .au{position:absolute;border-radius:50%;aspect-ratio:1/1}
  .fx .a1{width:70%;left:-25%;top:-35%;background:radial-gradient(circle,rgba(36,106,165,.5) 0%,rgba(36,106,165,0) 62%)}
  .fx .a2{width:60%;right:-22%;top:30%;background:radial-gradient(circle,rgba(156,199,236,.24) 0%,rgba(156,199,236,0) 60%)}
  .fx .a3{width:65%;left:20%;bottom:-55%;background:radial-gradient(circle,rgba(43,95,160,.42) 0%,rgba(43,95,160,0) 62%)}
  html.motion .fx .a1{animation:fxA 17s ease-in-out infinite alternate}
  html.motion .fx .a2{animation:fxB 21s ease-in-out infinite alternate}
  html.motion .fx .a3{animation:fxC 24s ease-in-out infinite alternate}
  @keyframes fxA{to{transform:translate(28%,22%) scale(1.15)}}
  @keyframes fxB{to{transform:translate(-30%,-18%) scale(.88)}}
  @keyframes fxC{to{transform:translate(20%,-26%) scale(1.12)}}
  .fx .fl-base path{stroke:rgba(156,199,236,.11)}
  .fx .fl-pulse path{stroke:rgba(200,226,250,.7);stroke-width:1.5;stroke-dasharray:120 1900}
  .fx .pt{position:absolute;left:var(--x);top:105%;width:var(--s);height:var(--s);border-radius:50%;
    background:rgba(186,216,244,.85);box-shadow:0 0 8px rgba(156,199,236,.8);opacity:0}
  html.motion .fx .pt{animation:fxRise var(--t) linear infinite;animation-delay:var(--dl)}
  @keyframes fxRise{0%{top:105%;opacity:0;transform:translateX(0)}12%{opacity:.9}80%{opacity:.55}100%{top:-5%;opacity:0;transform:translateX(18px)}}
  .cta.has-fx .wrap{z-index:1}
  .cta.has-fx .rings{z-index:0}
  #psum.has-fx .psum-in{z-index:1}
  #psum .fx .a1{width:120%;left:-50%;top:-25%}
  #psum .fx .a2{width:110%;right:-55%;top:40%}
  #psum .fx .a3{width:110%;left:-10%;bottom:-60%}
  #psum .fx .fl-pulse path{stroke:rgba(200,226,250,.5)}
  .pr-hero .fx{z-index:0}
  .pr-hero .pr-grid-bg{z-index:0}
  /* the services closing band already has its own photo + lines; keep just the glow and particles there */
  .svc-end .fx .wv{display:none}
  .svc-end .fx{z-index:1}


  /* ================= v43 · three different ambient layers ================= */
  /* waves (closing bands): undulating lines drifting sideways + ripples from the corner */
  .fx-wave .wv{position:absolute;left:0;top:0;width:200%;height:100%}
  .fx-wave .wv path{fill:none;stroke:rgba(156,199,236,var(--o));stroke-width:1.2;vector-effect:non-scaling-stroke}
  html.motion .fx-wave .wv path{animation:wvSlide var(--sp) linear infinite}
  .fx-wave .wv path:nth-child(even){animation-direction:reverse}
  @keyframes wvSlide{to{transform:translateX(-50%)}}
  .fx-wave .rp{position:absolute;right:-180px;bottom:-180px;width:560px;height:560px;border-radius:50%;
    border:1px solid rgba(156,199,236,.22);opacity:0;transform:scale(.2)}
  html.motion .fx-wave .rp{animation:rpOut 12s ease-out infinite;animation-delay:var(--dl)}
  @keyframes rpOut{0%{transform:scale(.2);opacity:0}15%{opacity:.9}100%{transform:scale(1.6);opacity:0}}

  /* rising columns (pricing hero): thin verticals with light climbing them, like a chart being drawn */
  .fx-cols .col{position:absolute;left:var(--x);top:0;bottom:0;width:1px;background:linear-gradient(180deg,rgba(156,199,236,0),rgba(156,199,236,.10) 30%,rgba(156,199,236,.10) 70%,rgba(156,199,236,0))}
  .fx-cols .col::after{content:"";position:absolute;left:-1px;width:3px;height:var(--h);bottom:-20%;border-radius:2px;
    background:linear-gradient(180deg,rgba(200,226,250,0),rgba(200,226,250,.8));opacity:0}
  html.motion .fx-cols .col::after{animation:colUp var(--t) cubic-bezier(.4,0,.2,1) infinite;animation-delay:var(--dl)}
  @keyframes colUp{0%{bottom:-20%;opacity:0}15%{opacity:1}85%{opacity:.6}100%{bottom:110%;opacity:0}}



  /* ================= v44 · light heroes + tax-agent card ================= */
  .phero.has-fx > .wrap{position:relative;z-index:1}
  .fx .lb{position:absolute;border-radius:50%;aspect-ratio:1/1}
  .fx .l1{width:55%;right:-15%;top:-35%;background:radial-gradient(circle,rgba(156,199,236,.32) 0%,rgba(156,199,236,0) 65%)}
  .fx .l2{width:45%;left:-15%;bottom:-40%;background:radial-gradient(circle,rgba(36,106,165,.10) 0%,rgba(36,106,165,0) 65%)}
  html.motion .fx .l1{animation:fxB 18s ease-in-out infinite alternate}
  html.motion .fx .l2{animation:fxA 22s ease-in-out infinite alternate}

  /* About: topographic contour lines that breathe and drift */
  .fx-topo .tp{position:absolute;inset:0;width:100%;height:100%}
  .fx-topo .tp path{fill:none;stroke:rgba(21,59,102,.09);stroke-width:1;vector-effect:non-scaling-stroke}
  .fx-topo .tp path:nth-child(3n){stroke:rgba(36,106,165,.16)}
  .fx-topo .tp g{transform-box:fill-box;transform-origin:center}
  html.motion .fx-topo .t1 g{animation:topo1 30s ease-in-out infinite alternate}
  html.motion .fx-topo .t2 g{animation:topo2 36s ease-in-out infinite alternate}
  @keyframes topo1{from{transform:rotate(-4deg) scale(1)}to{transform:rotate(6deg) scale(1.08) translate(-30px,20px)}}
  @keyframes topo2{from{transform:rotate(3deg) scale(1.05)}to{transform:rotate(-7deg) scale(.95) translate(40px,-20px)}}

  /* Free tools: maths symbols floating up like bubbles */
  .fx-sym .sy{position:absolute;left:var(--x);top:105%;font-size:var(--fs);font-weight:500;line-height:1;
    color:rgba(36,106,165,.16);font-family:var(--sans);opacity:0}
  html.motion .fx-sym .sy{animation:syUp var(--t) linear infinite;animation-delay:var(--dl)}
  @keyframes syUp{0%{top:105%;opacity:0;transform:rotate(0)}10%{opacity:1}85%{opacity:.8}100%{top:-10%;opacity:0;transform:rotate(var(--r)) translateX(24px)}}

  /* Tax-agent card: a clock-hand sweep and dots orbiting the corner rings */
  #view-about .feat.dark.has-fx > *:not(.fx){position:relative;z-index:1}
  .fx-orbit .sw{position:absolute;right:-260px;top:-260px;width:520px;height:520px;border-radius:50%;
    background:conic-gradient(from 0deg,rgba(156,199,236,0) 0deg,rgba(156,199,236,.18) 40deg,rgba(156,199,236,0) 80deg)}
  html.motion .fx-orbit .sw{animation:shSpin 14s linear infinite}
  .fx-orbit .ob{position:absolute;right:calc(var(--d) / -2);top:calc(var(--d) / -2);width:var(--d);height:var(--d);
    border-radius:50%;border:1px solid rgba(156,199,236,.12)}
  .fx-orbit .ob b{position:absolute;left:50%;top:-4px;width:7px;height:7px;margin-left:-3.5px;border-radius:50%;
    background:#9CC7EC;box-shadow:0 0 10px rgba(156,199,236,.9)}
  html.motion .fx-orbit .ob{animation:shSpin var(--t) linear infinite;animation-delay:var(--dl)}
  .fx-orbit .ob:nth-child(3){animation-direction:reverse}


  /* ================= v45 · fixes from phone review ================= */
  /* estimate panel: a slow sweep plus a light travelling round the edge (no specks) */
  .fx-sheen .sh{position:absolute;left:-50%;top:-50%;width:200%;height:200%;
    background:conic-gradient(from 0deg at 50% 50%,rgba(36,106,165,0) 0deg,rgba(36,106,165,.22) 60deg,rgba(36,106,165,0) 130deg)}
  html.motion .fx-sheen .sh{animation:shSpin 22s linear infinite}
  .fx-sheen .bd{position:absolute;inset:0;border-radius:inherit;padding:1.5px;overflow:hidden;
    -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;
    mask:linear-gradient(#000 0 0) content-box exclude,linear-gradient(#000 0 0)}
  .fx-sheen .bd i{position:absolute;left:50%;top:50%;width:250%;aspect-ratio:1/1;margin:-125% 0 0 -125%;
    background:conic-gradient(from 0deg,rgba(156,199,236,0) 0deg,rgba(156,199,236,0) 250deg,rgba(156,199,236,.9) 330deg,rgba(156,199,236,0) 360deg)}
  html.motion .fx-sheen .bd i{animation:shSpin 7s linear infinite}

  /* home hero on phones: keep the light away from the headline */
  @media (max-width:860px){
    .hh-mob .a1{left:auto;right:-70vw;top:auto;bottom:-40vw;opacity:.75}
    .hh-mob .a2{right:-70vw;top:10%;opacity:.45}
    .hh-mob .a3{opacity:.7}
    .hh-mob .fl-pulse path{stroke:rgba(200,226,250,.55)}
  }

  /* About hero: contour lines only where there's no text */
  .fx-topo .tp{-webkit-mask-image:linear-gradient(90deg,transparent 0%,transparent 45%,#000 70%);
                       mask-image:linear-gradient(90deg,transparent 0%,transparent 45%,#000 70%)}
  @media (max-width:1020px){
    .fx-topo .tp{-webkit-mask-image:linear-gradient(180deg,transparent 0%,transparent 52%,#000 75%);
                         mask-image:linear-gradient(180deg,transparent 0%,transparent 52%,#000 75%)}
  }

  /* 2026–27 at a glance: cards instead of long rows, drifting grid behind */
  .glance{position:relative;overflow:hidden}
  .glance .wrap{position:relative;z-index:1}
  .glance .numbers{border-top:0;gap:14px;margin-top:44px}
  .glance .numbers div,.glance .numbers div + div{position:relative;overflow:hidden;padding:24px 22px 26px;border:1px solid rgba(255,255,255,.1);
    border-radius:16px;background:rgba(255,255,255,.04);-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}
  .glance .numbers div::after{content:"";position:absolute;left:22px;right:22px;bottom:16px;height:2px;border-radius:2px;
    background:linear-gradient(90deg,#9CC7EC,rgba(156,199,236,0));transform:scaleX(0);transform-origin:left;
    transition:transform 1.4s var(--ease) .4s}
  .glance .numbers div.in::after,html:not(.motion) .glance .numbers div::after{transform:none}
  .fx-grid .gd{position:absolute;inset:-60px;
    background-image:radial-gradient(rgba(156,199,236,.22) 1px,transparent 1.4px);background-size:26px 26px;
    -webkit-mask-image:radial-gradient(80% 70% at 75% 30%,#000,transparent 75%);mask-image:radial-gradient(80% 70% at 75% 30%,#000,transparent 75%)}
  html.motion .fx-grid .gd{animation:gdDrift 18s linear infinite}
  @keyframes gdDrift{to{transform:translate(26px,26px)}}
  .fx-grid .scan{position:absolute;left:0;right:0;top:-30%;height:30%;
    background:linear-gradient(180deg,rgba(156,199,236,0),rgba(156,199,236,.08),rgba(156,199,236,0))}
  html.motion .fx-grid .scan{animation:scanDown 9s ease-in-out infinite}
  @keyframes scanDown{to{top:100%}}
  @media (max-width:860px){
    .glance .numbers{grid-template-columns:1fr 1fr;gap:10px}
    .glance .numbers div,.glance .numbers div + div{padding:18px 16px 24px;border-top:1px solid rgba(255,255,255,.1)}
    .glance .numbers b{font-size:clamp(26px,8vw,34px)}
    .glance .numbers span{font-size:13px;line-height:1.5;margin-top:10px}
    .glance .numbers div::after{left:16px;right:16px;bottom:12px}
  }
  @media (max-width:640px){
    .glance .numbers div,.glance .numbers div + div{padding:18px 16px 24px;border-left:1px solid rgba(255,255,255,.1)}
  }


  /* ================= v46 ================= */
  /* glance: back to the deep navy, cards with a category tag so the section reads as "key figures" */
  .glance.bg-navy{background:#0B2440}
  .glance .gl-k{display:flex;align-items:center;gap:12px;margin:0 0 14px;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#9CC7EC}
  .glance .gl-k::before{content:"";width:28px;height:1px;background:#9CC7EC}
  .glance .numbers div,.glance .numbers div + div{background:linear-gradient(180deg,rgba(21,59,102,.55),rgba(11,36,64,.35));
    border-color:rgba(156,199,236,.16);-webkit-backdrop-filter:none;backdrop-filter:none;
    transition:transform .45s var(--ease),border-color .35s ease}
  .glance .numbers div:hover{transform:translateY(-4px);border-color:rgba(156,199,236,.4)}
  .gl-tag{display:flex;align-items:center;gap:9px;margin:0 0 18px;font-size:12px;color:#9CC7EC;letter-spacing:.02em}
  .gl-tag svg{width:28px;height:28px;padding:6px;border-radius:8px;background:rgba(156,199,236,.12);
    fill:none;stroke:#9CC7EC;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;box-sizing:border-box}
  .gl-tag em{font-style:normal;font-weight:500}
  .glance .numbers b{font-weight:500;letter-spacing:-.025em;font-size:clamp(34px,3.4vw,48px)}
  .glance .numbers span{color:#A9BCD0}
  @media (max-width:860px){
    .glance .numbers b{font-size:clamp(28px,8.4vw,34px)}
    .gl-tag{margin-bottom:14px;font-size:11.5px}
    .gl-tag svg{width:26px;height:26px}
  }

  /* about: a slow, soft colour mesh (no lines across the text) */
  .fx-mesh i{position:absolute;border-radius:50%;aspect-ratio:1/1;filter:blur(40px)}
  .fx-mesh .m1{width:46%;right:-8%;top:-30%;background:rgba(156,199,236,.55)}
  .fx-mesh .m2{width:34%;right:22%;top:30%;background:rgba(36,106,165,.18)}
  .fx-mesh .m3{width:40%;left:-14%;bottom:-40%;background:rgba(214,230,244,.9)}
  .fx-mesh .m4{width:26%;left:30%;top:-20%;background:rgba(234,242,248,.9)}
  html.motion .fx-mesh .m1{animation:msA 16s ease-in-out infinite alternate}
  html.motion .fx-mesh .m2{animation:msB 20s ease-in-out infinite alternate}
  html.motion .fx-mesh .m3{animation:msC 18s ease-in-out infinite alternate}
  html.motion .fx-mesh .m4{animation:msB 24s ease-in-out infinite alternate-reverse}
  @keyframes msA{to{transform:translate(-30%,35%) scale(1.25)}}
  @keyframes msB{to{transform:translate(45%,-25%) scale(.8)}}
  @keyframes msC{to{transform:translate(60%,-30%) scale(1.15)}}
  @media (max-width:860px){
    .fx-mesh .m1{width:90%;right:-40%;top:auto;bottom:-10%}
    .fx-mesh .m2{width:70%;right:-10%;top:auto;bottom:10%}
    .fx-mesh .m4{width:60%}
  }
  html.zh #view-about .phero h1{font-size:clamp(32px,4vw,54px)}

  /* contact: a paper plane on a dashed route, a "call" ping, message bubbles drifting up */
  .fx-contact .trail{position:absolute;inset:0;width:100%;height:100%}
  .fx-contact .trail path{fill:none;stroke:rgba(36,106,165,.28);stroke-width:1.4;stroke-dasharray:4 8;vector-effect:non-scaling-stroke}
  html.motion .fx-contact .trail path{animation:dashMove 2.4s linear infinite}
  @keyframes dashMove{to{stroke-dashoffset:-24}}
  .fx-contact .plane{position:absolute;left:0;top:0;width:30px;height:30px;color:var(--navy);
    offset-path:path("M-40 520 C 300 560, 520 300, 820 330 S 1260 120, 1500 60");offset-rotate:auto 45deg;opacity:0}
  .fx-contact .pl{width:100%;height:100%;fill:#fff;stroke:currentColor;stroke-width:1.6;stroke-linejoin:round;
    filter:drop-shadow(0 6px 10px rgba(11,41,72,.25))}
  html.motion .fx-contact .plane{animation:fly 11s cubic-bezier(.45,0,.55,1) infinite}
  @keyframes fly{0%{offset-distance:0%;opacity:0}8%{opacity:1}88%{opacity:1}100%{offset-distance:100%;opacity:0}}
  .fx-contact .ping{position:absolute;right:9%;top:16%;width:12px;height:12px}
  .fx-contact .ping b{position:absolute;inset:0;border-radius:50%;background:var(--blue);box-shadow:0 0 0 4px rgba(36,106,165,.18)}
  .fx-contact .ping i{position:absolute;left:50%;top:50%;width:180px;height:180px;margin:-90px 0 0 -90px;border-radius:50%;
    border:1px solid rgba(36,106,165,.35);opacity:0;transform:scale(.06)}
  html.motion .fx-contact .ping i{animation:pingOut 3.6s ease-out infinite}
  .fx-contact .ping i:nth-child(2){animation-delay:1.2s}
  .fx-contact .ping i:nth-child(3){animation-delay:2.4s}
  @keyframes pingOut{0%{transform:scale(.06);opacity:.9}100%{transform:scale(1);opacity:0}}
  .fx-contact .bub{position:absolute;left:var(--x);top:105%;width:var(--sz);height:calc(var(--sz) * .68);border-radius:12px 12px 12px 3px;
    background:rgba(255,255,255,.75);border:1px solid rgba(36,106,165,.18);box-shadow:0 8px 18px -10px rgba(11,41,72,.35);
    display:flex;align-items:center;justify-content:center;gap:3px;opacity:0}
  .fx-contact .bub i{width:4px;height:4px;border-radius:50%;background:rgba(36,106,165,.55)}
  html.motion .fx-contact .bub{animation:bubUp var(--t) linear infinite;animation-delay:var(--dl)}
  html.motion .fx-contact .bub i{animation:typing 1.2s ease-in-out infinite}
  .fx-contact .bub i:nth-child(2){animation-delay:.15s}.fx-contact .bub i:nth-child(3){animation-delay:.3s}
  @keyframes bubUp{0%{top:105%;opacity:0}12%{opacity:.85}80%{opacity:.6}100%{top:-12%;opacity:0}}
  @keyframes typing{0%,100%{transform:translateY(0);opacity:.5}50%{transform:translateY(-3px);opacity:1}}
  @media (max-width:860px){
    .fx-contact .ping{right:12%;top:8%}
    .fx-contact .bub{display:none}
  }


  /* ================= v47 ================= */
  /* estimate panel: soft floating circles, filled and outlined */
  .fx-orbs i{position:absolute;left:var(--x);top:var(--y);width:var(--s);aspect-ratio:1/1;border-radius:50%}
  .fx-orbs .obf{background:radial-gradient(circle at 35% 30%,rgba(120,175,226,.34),rgba(36,106,165,.10) 55%,rgba(36,106,165,0) 72%)}
  .fx-orbs .obr{border:1px solid rgba(156,199,236,.22);box-shadow:inset 0 0 40px rgba(156,199,236,.06)}
  html.motion .fx-orbs i{animation:orbDrift var(--t) ease-in-out infinite alternate;animation-delay:var(--dl)}
  html.motion .fx-orbs i:nth-child(even){animation-name:orbDrift2}
  @keyframes orbDrift{0%{transform:translate(0,0) scale(1)}50%{transform:translate(-14%,10%) scale(1.08)}100%{transform:translate(10%,-12%) scale(.94)}}
  @keyframes orbDrift2{0%{transform:translate(0,0) scale(1)}50%{transform:translate(16%,-8%) scale(.92)}100%{transform:translate(-8%,14%) scale(1.1)}}

  /* about: light shapes drifting up, like the Free tools hero */
  .fx-float .fs{position:absolute;left:var(--x);top:105%;width:var(--z);height:var(--z);opacity:0}
  .fx-float .ring{border-radius:50%;border:1.5px solid rgba(36,106,165,.28)}
  .fx-float .sq{border-radius:5px;border:1.5px solid rgba(21,59,102,.2)}
  .fx-float .dot{width:calc(var(--z) / 2.4);height:calc(var(--z) / 2.4);border-radius:50%;background:rgba(36,106,165,.22)}
  .fx-float .chk::before{content:"";position:absolute;left:18%;top:20%;width:55%;height:30%;border:solid rgba(36,106,165,.32);border-width:0 0 2px 2px;transform:rotate(-45deg)}
  .fx-float .plus::before,.fx-float .plus::after{content:"";position:absolute;left:50%;top:15%;width:2px;height:70%;margin-left:-1px;background:rgba(21,59,102,.22);border-radius:1px}
  .fx-float .plus::after{transform:rotate(90deg)}
  html.motion .fx-float .fs{animation:syUp var(--t) linear infinite;animation-delay:var(--dl)}

  /* PAYE / GST heroes: coins rising + a bar chart growing in the corner */
  .calc-hero.has-fx > .wrap{position:relative;z-index:1}
  .fx-coins .cn{position:absolute;left:var(--x);top:105%;width:var(--z);height:var(--z);border-radius:50%;
    display:flex;align-items:center;justify-content:center;font-size:calc(var(--z) * .48);font-weight:600;color:rgba(21,59,102,.35);
    border:1.5px solid rgba(36,106,165,.28);background:radial-gradient(circle at 35% 30%,rgba(255,255,255,.9),rgba(214,230,244,.5));opacity:0}
  html.motion .fx-coins .cn{animation:coinUp var(--t) linear infinite;animation-delay:var(--dl)}
  @keyframes coinUp{0%{top:105%;opacity:0;transform:rotateY(0)}10%{opacity:.9}85%{opacity:.7}100%{top:-10%;opacity:0;transform:rotateY(720deg)}}
  .fx-coins .bars{position:absolute;right:6%;bottom:0;width:min(300px,38%);height:58%;display:flex;align-items:flex-end;gap:10px;
    -webkit-mask-image:linear-gradient(180deg,transparent,#000 40%);mask-image:linear-gradient(180deg,transparent,#000 40%)}
  .fx-coins .bars i{flex:1;height:var(--h);border-radius:6px 6px 0 0;background:linear-gradient(180deg,rgba(36,106,165,.22),rgba(36,106,165,.04));
    transform-origin:bottom}
  html.motion .fx-coins .bars i{animation:barGrow 4.8s ease-in-out infinite;animation-delay:var(--dl)}
  @keyframes barGrow{0%,100%{transform:scaleY(.55)}50%{transform:scaleY(1)}}
  @media (max-width:860px){ .fx-coins .bars{width:46%;height:34%;opacity:.7} }


  /* ================= v48 · glance: a ruled table, no rounded cards ================= */
  .glance .sec-head h2{font-weight:500;letter-spacing:-.025em}
  .glance .numbers{gap:0;margin-top:52px;border-top:1px solid rgba(156,199,236,.35);border-bottom:1px solid rgba(156,199,236,.14)}
  .glance .numbers div,.glance .numbers div + div{border:0;border-radius:0;background:none;padding:28px 28px 32px 0;
    -webkit-backdrop-filter:none;backdrop-filter:none;overflow:visible;transition:background-color .4s ease}
  .glance .numbers div + div{padding-left:28px;border-left:1px solid rgba(156,199,236,.14)}
  .glance .numbers div:hover{transform:none;background:linear-gradient(180deg,rgba(156,199,236,.07),rgba(156,199,236,0))}
  .glance .numbers div::after{left:0;right:auto;top:-1px;bottom:auto;width:44px;height:2px;border-radius:0;background:#9CC7EC}
  .glance .numbers div + div::after{left:28px}
  .gl-tag{gap:0;margin:0 0 22px;font-size:11.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#7F9BB8}
  .gl-tag em{font-weight:600}
  .glance .numbers b{font-weight:400;letter-spacing:-.03em;font-size:clamp(38px,3.8vw,56px)}
  .glance .numbers span{margin-top:16px;font-size:14.5px;line-height:1.6}
  @media (max-width:860px){
    .glance .numbers{grid-template-columns:1fr 1fr;gap:0}
    .glance .numbers div,.glance .numbers div + div{padding:22px 16px 24px 0;border:0;border-radius:0}
    .glance .numbers div:nth-child(even){padding-left:16px;border-left:1px solid rgba(156,199,236,.14)}
    .glance .numbers div:nth-child(n+3){border-top:1px solid rgba(156,199,236,.14)}
    .glance .numbers div::after,.glance .numbers div + div::after{left:0;width:32px}
    .glance .numbers div:nth-child(even)::after{left:16px}
    .glance .numbers div:nth-child(n+3)::after{display:none}
    .glance .numbers b{font-size:clamp(30px,8.6vw,36px)}
    .glance .numbers span{font-size:13px;margin-top:10px}
    .gl-tag{margin-bottom:14px;font-size:10.5px}
  }
  @media (max-width:640px){
    .glance .numbers div,.glance .numbers div + div{border-left:0}
    .glance .numbers div:nth-child(even){border-left:1px solid rgba(156,199,236,.14)}
  }

  /* resources: both calculator rows line up */
  .svc-grid.calc-list .svc{padding-left:28px;padding-right:28px}
  .svc-grid.calc-list .svc:hover{padding-left:36px}

  main [id]{scroll-margin-top:88px}
  /* the booking modal must be truly hidden when closed */
  .qmodal[hidden]{display:none}

  /* ================= v49: sub-navigation (header dropdowns, menu accordions, in-page subnav, rate card) ================= */
  /* header dropdowns */
  .nav .ni{position:relative;display:flex;align-items:stretch}
  .nav .ni > a{gap:7px}
  .nav .caret{color:#9AA6B2;transition:transform .35s var(--ease),color .2s ease}
  .nav .ni:hover .caret,.nav .ni:focus-within .caret{transform:rotate(180deg);color:var(--navy)}
  .dd{position:absolute;top:100%;left:-26px;z-index:5;opacity:0;visibility:hidden;transform:translateY(10px);
      transition:opacity .2s ease,transform .35s var(--ease),visibility 0s linear .35s}
  .nav .ni:hover .dd,.nav .ni:focus-within .dd{opacity:1;visibility:visible;transform:none;transition:opacity .25s ease,transform .4s var(--ease),visibility 0s}
  .nav .ni.dd-off .dd{opacity:0;visibility:hidden;transition:none}
  .dd-in{background:#fff;border:1px solid var(--line);border-top:2px solid var(--navy);border-radius:0 0 4px 4px;
      box-shadow:0 28px 56px -32px rgba(11,36,64,.38),0 2px 6px -4px rgba(11,36,64,.12);padding:20px 10px 0}
  .dd-svc .dd-in{width:400px}
  .dd-pr .dd-in{width:592px}
  .dd-k{margin:0 0 6px;padding:0 16px;font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-soft)}
  .dd-list{display:grid}
  .dd-pr .dd-list{grid-template-columns:1fr 1fr}
  .nav .dd a{display:block;position:relative;padding:11px 16px 12px;color:var(--ink);font-size:15px;transition:background-color .2s ease}
  .nav .dd a::after{content:none}
  .nav .dd-list a::before{content:"";position:absolute;left:0;top:12px;bottom:12px;width:2px;background:var(--navy);transform:scaleY(0);transform-origin:top;transition:transform .3s var(--ease)}
  .nav .dd-list a:hover{background:#F4F8FB}
  .nav .dd-list a:hover::before{transform:none}
  .dd-list b{display:block;font-weight:500;line-height:1.3;color:var(--ink)}
  .dd-list a:hover b{color:var(--navy)}
  .dd-list span{display:block;margin-top:3px;font-size:13px;line-height:1.4;color:var(--muted)}
  .dd-foot{display:flex;align-items:center;justify-content:space-between;gap:16px;margin:12px -10px 0;padding:13px 26px;border-top:1px solid var(--line);background:#F7FAFC}
  .nav .dd-foot a{display:inline-flex;align-items:center;gap:6px;padding:0;font-size:14px;font-weight:500;color:var(--navy);background:none}
  .nav .dd-foot a i{font-style:normal;transition:transform .3s var(--ease)}
  .nav .dd-foot a:hover i{transform:translateX(3px)}
  .nav .dd-foot a + a{font-weight:400;color:var(--muted)}
  .nav .dd-foot a + a:hover{color:var(--navy)}

  /* mobile menu accordions */
  .macc{border-bottom:1px solid var(--line-soft)}
  .macc-row{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 2px;margin:0;background:none;border:0;cursor:pointer;
      font:inherit;font-size:16.5px;font-weight:500;line-height:1.3;color:var(--ink);text-align:left;-webkit-tap-highlight-color:transparent}
  .macc-row span{display:flex;align-items:center;gap:10px}
  .macc-row span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--blue);transform:scale(0);transition:transform .35s var(--ease)}
  .macc-row[aria-current="page"]{color:var(--navy)}
  .macc-row[aria-current="page"] span::before{transform:none}
  .pm{position:relative;width:12px;height:12px;flex:none;margin-right:-2px}
  .pm::before,.pm::after{content:"";position:absolute;left:0;right:0;top:50%;height:1.5px;margin-top:-.75px;background:#A8B4C0;transition:transform .4s var(--ease),background-color .25s ease}
  .pm::after{transform:rotate(90deg)}
  .macc.open .pm::after{transform:rotate(0)}
  .macc.open .pm::before,.macc.open .pm::after{background:var(--navy)}
  .macc-sub{display:grid;grid-template-rows:0fr;transition:grid-template-rows .42s var(--ease)}
  .macc.open .macc-sub{grid-template-rows:1fr}
  .macc-sub > div{min-height:0;overflow:hidden;display:flex;flex-direction:column}
  .macc-sub > div::after{content:"";height:12px;flex:none}
  .mlinks .macc-sub a{display:block;margin-left:5px;padding:9px 0 9px 18px;border-left:1px solid var(--line);font-size:15px;line-height:1.35;color:var(--muted);transition:color .2s ease,border-color .2s ease,opacity .3s ease,transform .4s var(--ease)}
  .mlinks .macc-sub a:first-child{padding-top:4px}
  .mlinks .macc-sub a:hover{color:var(--navy);border-left-color:var(--navy)}
  .mlinks .macc-sub a.here{color:var(--navy);font-weight:500;border-left:2px solid var(--navy);padding-left:17px}
  html.motion .macc{opacity:0;transform:translateY(14px);transition:opacity .45s ease,transform .6s var(--ease)}
  html.motion .menu-open .macc{opacity:1;transform:none;transition-delay:calc(var(--i,0) * 40ms + .15s)}
  html.motion .macc-sub a{opacity:0;transform:translateX(-6px)}
  html.motion .macc.open .macc-sub a{opacity:1;transform:none;transition-delay:calc(var(--j,0) * 28ms + .06s)}

  /* in-page sub navigation */
  .subnav{position:sticky;top:var(--hdr,76px);z-index:40;background:rgba(255,255,255,.95);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
  .subnav-in{display:flex;align-items:stretch;height:54px}
  .subnav-k{display:flex;align-items:center;flex:none;margin:15px 28px 15px 0;padding-right:28px;border-right:1px solid var(--line);font-size:11.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--navy)}
  .subnav-links{position:relative;display:flex;align-items:stretch;gap:28px;min-width:0;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .subnav-links::-webkit-scrollbar{display:none}
  .subnav-links a{display:flex;align-items:center;flex:none;white-space:nowrap;font-size:14.5px;color:var(--muted);transition:color .2s ease}
  .subnav-links a:hover{color:var(--ink)}
  .subnav-links a.on{color:var(--navy)}
  .subnav-ind{position:absolute;left:0;bottom:0;width:0;height:2px;background:var(--navy);pointer-events:none;transition:transform .45s var(--ease),width .45s var(--ease)}
  .svc-sub{display:none}
  #view-pricing [id],#view-services [id]{scroll-margin-top:calc(var(--hdr,76px) + 74px)}

  /* pricing: rate card */
  .ratecard{margin-top:52px;border-top:1px solid var(--navy)}
  .rate{display:grid;grid-template-columns:minmax(0,330px) minmax(0,1fr);gap:24px 80px;padding:52px 0 56px;border-bottom:1px solid var(--line)}
  .rate-h{position:sticky;top:calc(var(--hdr,76px) + 90px);align-self:start}
  .rate-n{margin:0 0 14px;font-size:13px;font-weight:600;letter-spacing:.08em;color:var(--blue);font-variant-numeric:tabular-nums}
  .rate-h h3{margin:0 0 12px;font-size:clamp(22px,2.1vw,27px);font-weight:600;line-height:1.2;letter-spacing:-.02em;color:var(--navy)}
  .rate-h p{margin:0 0 18px;font-size:15px;line-height:1.65;color:var(--muted)}
  .rate-sub{margin:0 0 2px;font-size:11.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-soft)}
  .rate-b dl + .rate-sub,.rate-b .scroll-hint + .rate-sub,.rate-b .table-scroll + .rate-sub{margin-top:36px}
  .rate-b dl{margin:0}
  .rate-b dl > div{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:4px 32px;padding:15px 0;border-bottom:1px solid var(--line-soft)}
  .rate-b dl > div:first-child{border-top:1px solid var(--line)}
  .rate-b dt{font-size:15.5px;line-height:1.45;color:var(--ink)}
  .rate-b dt em,.rate-b dd em{display:block;margin-top:3px;font-style:normal;font-weight:400;font-size:13.5px;line-height:1.45;color:var(--muted)}
  .rate-b dd{margin:0;text-align:right;white-space:nowrap;font-size:15.5px;font-weight:600;color:var(--navy);font-variant-numeric:tabular-nums}
  .rate-b .table-scroll{margin:6px 0 0}
  .rate-b .note{margin-top:20px}
  .rate-tool{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:22px;padding:15px 18px;background:#F4F8FB;border-left:2px solid var(--navy);font-size:14.5px;line-height:1.45;color:var(--navy)}
  .rate-tool i{font-style:normal;flex:none;transition:transform .3s var(--ease)}
  .rate-tool:hover i{transform:translateX(4px)}
  .rate.flash .rate-n{animation:rflash 1.4s ease}
  @keyframes rflash{0%,100%{color:var(--blue)}30%{color:var(--navy)}}
  .rates-sec .nextup{margin-top:64px}
  .rate-b .cmp.books th:first-child{width:18%}
  .rate-b .cmp.books th:nth-child(2),.rate-b .cmp.books th:nth-child(3){width:26%}

  @media (max-width:1020px){
    .svc-sub{display:block}
    .rate{grid-template-columns:1fr;gap:22px;padding:40px 0 44px}
    .rate-h{position:static}
    .rate-h p{max-width:560px}
  }
  @media (max-width:640px){
    .subnav-in{height:48px}
    .subnav-k{display:none}
    .subnav-links{gap:22px;margin-inline:-16px;padding-inline:16px;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 16px,#000 calc(100% - 28px),transparent);mask-image:linear-gradient(90deg,transparent 0,#000 16px,#000 calc(100% - 28px),transparent)}
    .subnav-links a{font-size:14px}
    #view-pricing [id],#view-services [id]{scroll-margin-top:calc(var(--hdr,70px) + 64px)}
    .ratecard{margin-top:36px}
    .rate-h h3{font-size:22px}
    .rate-b dl > div{gap:4px 18px;padding:14px 0}
    .rate-b dt,.rate-b dd{font-size:15px}
    .rate-b dd{white-space:normal;max-width:46vw}
    .rate-tool{font-size:14px}
  }

  /* ---------------- responsive ---------------- */
  @media (max-width:1100px){
    .nav{gap:20px}
    .nav a{font-size:14.5px}
  }
  @media (max-width:1020px){
    .nav,.head-cta{display:none}
    .burger{display:block}
    .hhero .wrap{grid-template-columns:1fr;gap:40px}
    .docs{height:440px;min-height:0;max-width:560px}
    .tools-hero .wrap{grid-template-columns:1fr}
    .hero-art{margin:0;max-width:300px}
    .svc-grid{grid-template-columns:1fr}
    .svc:nth-child(odd){border-right:0}
    .svc:nth-child(even){padding-left:0}
    .svc:nth-child(even):hover{padding-left:28px}
    .numbers{grid-template-columns:1fr 1fr}
    .numbers div:nth-child(3){padding-left:0;border-left:0}
    .numbers div:nth-child(n+3){border-top:1px solid rgba(255,255,255,.12)}
    .process{grid-template-columns:1fr 1fr;gap:40px 36px}
    .process .track{display:none}
    .split,.story,.contact{grid-template-columns:1fr}
    .svc-layout{grid-template-columns:1fr}
    .svc-index{display:none}
    .team{grid-template-columns:1fr 1fr}
    .pick{grid-template-columns:1fr}
    .pick article{padding:34px 0}
    .pick article + article{border-left:0;border-top:1px solid var(--line);padding-left:0}
    .editorial{grid-template-columns:1fr;gap:28px}
    .two-col{grid-template-columns:1fr;gap:36px}
    .tstrip .wrap,.perks{grid-template-columns:1fr}
    .tstrip .item{padding:14px 0}
    .tstrip .item + .item{border-left:0;border-top:1px solid var(--line-soft);padding-left:0}
    .perks div{padding:26px 0}
    .perks div + div{padding-left:0;border-left:0;border-top:1px solid var(--line)}
    .foot-grid{grid-template-columns:1fr 1fr}
    .value{grid-template-columns:1fr}
    .cta .wrap{grid-template-columns:1fr}
    .phero-rule{width:40vw}
    /* --- mobile comparison tables: sticky label column + tighter plan columns --- */
    table.cmp{min-width:470px}
    table.cmp.books{min-width:460px}
    table.cmp th,table.cmp td{font-size:13px;padding:11px 8px}
    table.cmp thead th{font-size:12px;padding:11px 8px;line-height:1.35}
    table.cmp th:first-child,table.cmp td:first-child{width:auto;min-width:148px;max-width:148px}
    .table-scroll th:first-child,.table-scroll td:first-child{position:sticky;left:0;z-index:2;
      background:var(--white);box-shadow:1px 0 0 var(--line-soft);padding-left:14px}
    .table-scroll thead th:first-child{z-index:3;background:#F6F8FA}
    .table-scroll tbody tr.total td:first-child{background:var(--blue-pale)}
    table.cmp.books th:first-child,table.cmp.books td:first-child{min-width:96px;max-width:96px}
  }
  @media (max-width:640px){
    /* pricing page: shorter throw on a phone */
    html.motion #view-pricing .rv{transform:translateY(34px)}
    html.motion #view-pricing .pp-card{transform:rotate(-1.2deg) translateY(30px) scale(.96)}
    html.motion #view-pricing .pr-photo img{scale:1.12}
    html.motion #view-pricing .plan{transform:translateY(40px) scale(.98)}
    .nextup-grid{grid-template-columns:1fr;gap:0}
    .nextup-grid > div{padding:18px 0}
    .nextup-grid > div + div{padding-left:0;border-left:0;border-top:1px solid var(--line-soft)}
    .plan-price b{font-size:38px}
    .plan-tag{right:14px;top:14px}
    .pr-grid-bg{background-size:48px 48px}
    .prbar-in{padding:10px 18px;gap:12px}
    .prbar-l b{font-size:17px}
    .prbar .btn{width:auto;flex:none;padding:10px 14px;font-size:13.5px;height:auto}
    .prbar-l{flex:1;min-width:0}
    .prbar-l small{font-size:10.5px;letter-spacing:.08em;white-space:nowrap}
    .prbar-in{padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px))}
    .prbar{padding-bottom:0}
    /* --- comparison tables fit the screen: no sideways scrolling --- */
    .table-scroll{overflow:visible}
    .scroll-hint{display:none}
    table.cmp{min-width:0;width:100%;table-layout:fixed}
    table.cmp th,table.cmp td{font-size:11px;padding:10px 3px;word-break:keep-all;overflow-wrap:normal;hyphens:none}
    table.cmp thead th{font-size:11px;padding:10px 3px;line-height:1.3;
      position:sticky;top:calc(70px + env(safe-area-inset-top,0px));z-index:4;
      background:#F6F8FA;box-shadow:0 1px 0 var(--line)}
    table.cmp th:first-child,table.cmp td:first-child{position:static;width:38%;min-width:0;max-width:none;
      box-shadow:none;padding-left:11px;padding-right:8px;font-size:12px;line-height:1.4;overflow-wrap:break-word}
    table.cmp thead th:first-child{position:sticky;top:calc(70px + env(safe-area-inset-top,0px));z-index:5;
      background:#F6F8FA;box-shadow:0 1px 0 var(--line)}
    table.cmp td[data-y]::after{width:10px;height:5px;border-width:0 0 1.6px 1.6px}
    table.cmp.books{min-width:0}
    table.cmp.books th:first-child,table.cmp.books td:first-child{width:21%;min-width:0;max-width:none}
    table.cmp tr.total td{font-size:12px}
    body{font-size:16px}
    .brand b,.brand em{font-size:16.5px}
    .brand .mono{width:32px;height:32px;font-size:11.5px}
    .site .wrap{height:70px}
    .mnav{top:calc(70px + env(safe-area-inset-top,0px))}
    .docs{height:380px}
    .sheet.rear{padding:18px}
    .sheet.front{width:86%;padding:20px 20px 18px}
    .sheet td{font-size:13.5px;padding:7px 0}
    .tag-float{left:0;bottom:0;padding:12px 16px}
    .tag-float b{font-size:20px}
    .numbers{grid-template-columns:1fr}
    .numbers div,.numbers div + div{padding:24px 0;border-left:0;border-top:1px solid rgba(255,255,255,.12)}
    .process{grid-template-columns:1fr}
    .article{grid-template-columns:1fr;gap:8px}
    .article .go{display:none}
    .team{grid-template-columns:1fr}
    .role{grid-template-columns:1fr}
    .incl ul{grid-template-columns:1fr}
    .quick,.cform{padding:26px 22px}
    .quick .row{grid-template-columns:1fr}
    .cform .grid{grid-template-columns:1fr}
    .form-block{padding:22px 20px}
    .form-grid,.adv .form-grid{grid-template-columns:1fr}
    .checks-row{flex-direction:column;align-items:flex-start;gap:13px}
    .btn{width:100%;justify-content:center}
    .hhero .actions .btn{width:auto}
    .foot-grid{grid-template-columns:1fr}
    .result-head{padding-left:18px}
    .rates td,.rates th{padding-inline:0}
    .meta-line .sep,.hhero .strip-line .sep{padding:0 10px}
  }
  @media (prefers-reduced-motion:reduce){
    *,*::before,*::after{animation:none!important;transition:none!important}
  }
  @media (max-width:1020px){
    .head-cta{display:flex;margin-left:auto}
    .head-cta .btn{display:none}
    .lang{margin-right:4px}
  }
  .hp{position:absolute!important;left:-9999px;width:1px;height:1px;opacity:0}
  .cform .sent[data-kind="err"]{color:#B4432F}
  .cform .sent[data-kind="ok"]{color:#2F7A57}

  /* ================= v50: plan cards, booking modal header, calendar ================= */
  /* rate card ends cleanly into "what happens next" */
  .rate:last-child{border-bottom:0;padding-bottom:8px}
  .rate:last-child .rate-b dl:last-of-type > div:last-child{border-bottom:0}
  .rates-sec .nextup{margin-top:44px}

  /* plan cards: flatter corners, quieter numbers */
  .plan{border-radius:6px;padding:30px 26px 26px;overflow:hidden}
  .plan h3{font-size:20px;font-weight:600;letter-spacing:-.01em}
  .plan ul{align-content:start}
  .plan-price{display:grid;grid-template-columns:auto minmax(0,1fr);align-items:baseline;column-gap:10px;row-gap:4px;margin-top:20px;padding-top:20px}
  .plan-price em{grid-column:1 / -1;padding:0;font-size:13px;font-weight:400;letter-spacing:0;text-transform:none;color:var(--muted)}
  .plan-price b{min-width:0;font-size:30px;font-weight:600;letter-spacing:-.02em;line-height:1.1}
  .plan-price span{width:auto;margin:0;font-size:13px}
  .plan.best .plan-price em{color:#9FB6CE}
  .plan-tag,.plan-flag{border-radius:3px;text-transform:none;letter-spacing:.01em;font-size:12px;font-weight:500}
  .plan-flag{top:-11px}
  .plan.on{overflow:visible}
  /* top rule that draws in when the card arrives */
  .plan::before{content:"";position:absolute;left:0;right:0;top:0;height:2px;border-radius:0;background:#D3E0EC;transform-origin:left;z-index:2;transition:background-color .4s ease}
  .plan.on::before{background:var(--navy)}
  .plan.best::before{height:3px;background:linear-gradient(90deg,#9CC7EC,#246AA5)}
  html.motion #view-pricing .plan::before{transform:scaleX(0);transition:transform 1.1s var(--ease-io) calc(var(--d,0s) + .35s),background-color .4s ease}
  html.motion #view-pricing .plan.in::before{transform:none}
  /* ticks and lines follow, one after another */
  html.motion #view-pricing .plan li{opacity:0;transform:translateX(-10px);transition:opacity .5s ease,transform .6s var(--ease)}
  html.motion #view-pricing .plan.in li{opacity:1;transform:none}
  #view-pricing .plan li:nth-child(1){transition-delay:calc(var(--d,0s) + .55s)}
  #view-pricing .plan li:nth-child(2){transition-delay:calc(var(--d,0s) + .62s)}
  #view-pricing .plan li:nth-child(3){transition-delay:calc(var(--d,0s) + .69s)}
  #view-pricing .plan li:nth-child(4){transition-delay:calc(var(--d,0s) + .76s)}
  #view-pricing .plan li:nth-child(5){transition-delay:calc(var(--d,0s) + .83s)}
  #view-pricing .plan li:nth-child(6){transition-delay:calc(var(--d,0s) + .9s)}
  #view-pricing .plan li:nth-child(7){transition-delay:calc(var(--d,0s) + .97s)}
  /* the dark card: a slow band of light passes across now and then */
  .plan.best{background-color:#0B2440;background-image:linear-gradient(112deg,transparent 38%,rgba(156,199,236,.09) 48%,rgba(156,199,236,.03) 53%,transparent 62%);background-size:260% 100%;background-repeat:no-repeat;background-position:120% 0}
  html.motion .plan.best{animation:plsheen 9s ease-in-out 1.2s infinite}
  @keyframes plsheen{0%,55%{background-position:120% 0}100%{background-position:-20% 0}}
  /* touch screens keep "hover" after a tap: no spotlight or lift there */
  @media (hover:none){
    .plan:hover::after{opacity:0}
    .plan:hover{box-shadow:none}
    .plan.best:hover{box-shadow:0 2px 4px rgba(11,41,72,.1),0 46px 80px -44px rgba(11,41,72,.8)}
    .plan.on:hover{box-shadow:0 2px 4px rgba(11,41,72,.06),0 30px 60px -40px rgba(11,41,72,.55)}
  }

  /* booking modal: plainer header */
  .qbox{border-radius:8px}
  .qside{padding:30px 28px}
  .qside::before,.qside::after{display:none}
  .qlogo{width:56px}
  .qside-k{margin-top:40px;font-size:13px;font-weight:500;color:var(--blue)}
  .qside h3{margin-top:8px;padding-top:0;border-top:0;font-size:24px;font-weight:600;letter-spacing:-.015em;line-height:1.25;max-width:12ch}
  .qside-lede{margin-top:14px;font-size:14px;line-height:1.65}
  .qfacts{list-style:none;margin:26px 0 0;padding:0}
  .qfacts li{display:flex;align-items:center;gap:12px;padding:11px 0;border-top:1px solid var(--line-soft);font-size:14px;color:var(--ink)}
  .qfacts li:last-child{border-bottom:1px solid var(--line-soft)}
  .qfacts svg{flex:none;color:var(--navy)}
  .qclose{border-radius:6px}
  .qclose:hover{transform:none;border-color:var(--navy)}
  .qstep-k i{width:auto;height:auto;border-radius:0;background:none;color:var(--muted-soft);font-size:12.5px;font-weight:600;font-variant-numeric:tabular-nums}
  .qstep-k i::before{content:"0"}
  .qstep-k{font-weight:600}

  /* calendar: square cells, no hover state on touch, selection never flickers */
  .cal{border:0;border-top:1px solid var(--line);border-radius:0;padding:14px 0 0}
  .cal-head{gap:6px}
  .cal-head b{order:-1;margin-right:auto;font-size:16px;font-weight:600;color:var(--navy)}
  .cal-nav{width:34px;height:34px;border-radius:4px}
  .cal-nav:hover:not(:disabled){background:#fff}
  .cal-dow{margin-top:12px}
  .cal-dow span{font-size:11px;font-weight:500;letter-spacing:.04em;color:var(--muted-soft)}
  .cal-grid{gap:2px}
  .cal-grid button{position:relative;aspect-ratio:auto;height:44px;border-radius:4px;font-size:14.5px;transition:none;-webkit-tap-highlight-color:transparent}
  .cal-grid button:hover:not(:disabled){background:none;color:var(--ink)}
  .cal-grid button:disabled{color:#C5CDD5}
  .cal-grid button.today:not(.sel){box-shadow:none}
  .cal-grid button.today::after{content:"";position:absolute;left:50%;bottom:6px;width:4px;height:4px;margin-left:-2px;border-radius:50%;background:var(--blue)}
  .cal-grid button.sel:not(:disabled),.cal-grid button.sel:hover:not(:disabled){background:var(--navy);color:#fff;font-weight:600}
  .cal-grid button.sel::after{background:#fff}
  @media (hover:hover){
    .cal-grid button:not(:disabled):not(.sel):hover{background:#EEF3F8;color:var(--navy)}
    .cal-nav:hover:not(:disabled){border-color:var(--navy)}
  }
  .slot-grid button{border-radius:4px;transition:none;-webkit-tap-highlight-color:transparent}
  .slot-grid button:hover{border-color:var(--line);background:#fff;color:var(--ink)}
  .slot-grid button:active{transform:none}
  .slot-grid button.sel,.slot-grid button.sel:hover{border-color:var(--navy);background:var(--navy);color:#fff}
  @media (hover:hover){ .slot-grid button:not(.sel):hover{border-color:var(--navy);color:var(--navy)} }

  @media (max-width:860px){
    .qside{padding:18px 64px 16px 20px}
    .qlogo,.qside-lede{display:none}
    .qside-k{margin-top:0;font-size:12.5px}
    .qside h3{margin-top:4px;font-size:20px;max-width:none}
    .qfacts{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:10px}
    .qfacts li,.qfacts li:last-child{padding:0;border:0;gap:6px;font-size:12.5px;color:var(--muted)}
    .qfacts svg{width:13px;height:13px;color:var(--blue)}
    .qfacts .qf-who{display:none}
  }
  @media (max-width:640px){
    .qbox{border-radius:12px 12px 0 0}
    .qclose{right:12px;top:14px}
    .plan-price b{font-size:26px}
    .plan{padding:28px 22px 24px}
  }

  /* home quick PAYE card: calmer number, plus where the money goes */
  .quick .out small{font-size:14px}
  .quick .out > b{font-size:clamp(32px,3vw,40px);font-weight:600;letter-spacing:-.02em}
  .quick .out > b em{font-size:15px;font-weight:400}
  /* v52: payslip-style breakdown, square corners */
  .quick{border-radius:0;box-shadow:none;border:1px solid var(--line);border-top:2px solid var(--navy)}
  .quick .control{border-radius:0}
  .quick .check input{border-radius:0}
  .qslip{margin:22px 0 0;border-top:1px solid var(--ink)}
  .qslip > div{display:flex;align-items:baseline;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid var(--line-soft);transition:opacity .3s ease}
  .qslip dt{font-size:14px;color:var(--muted)}
  .qslip dd{margin:0;font-size:14.5px;font-weight:500;color:var(--ink);font-variant-numeric:tabular-nums}
  .qslip > div.off{opacity:.35}
  .qslip > div.net{border-bottom:0;border-top:1px solid var(--ink);margin-top:-1px;padding-top:12px}
  .qslip .net dt{font-weight:600;color:var(--ink)}
  .qslip .net dd{font-weight:600;color:var(--navy);font-size:16px}
  .qslip-note{margin-top:8px!important;font-size:12px!important;color:var(--muted-soft)!important}
  @media (max-width:640px){ .quick .out > b{font-size:32px} }

  /* ================= v52: header never wraps; logo-blue numbers band ================= */
  .site .nav a,.head-cta .btn,.lang button{white-space:nowrap}
  .head-cta{flex:none}
  .brand{flex:none}
  .mnav{top:var(--hdr,78px)}
  @media (min-width:1181px) and (max-width:1380px){
    .site .wrap{gap:16px}
    .nav{gap:20px}
    .nav a{font-size:14.5px}
    .nav .ni > a{gap:5px}
    .head-cta .btn.sm{padding:0 15px;font-size:14px}
    .head-cta .btn.sm i{display:none}
    .lang{margin-right:10px}
  }
  @media (max-width:1180px){
    .nav{display:none}
    .burger{display:block}
    .head-cta{display:flex;margin-left:auto}
    .head-cta .btn{display:none}
    .lang{margin-right:4px}
  }

  /* v56: numbers band back to the ruled layout; figures in the same weight as the pricing page */
  .glance .numbers b{font-weight:600;letter-spacing:-.02em}

  /* ================= v57: "Meet with us, wherever you are" — black-and-white NZ map with live connections ================= */
  .nzmap{position:relative;margin:0;width:100%;max-width:480px;justify-self:center}
  .nz-stage{position:relative;aspect-ratio:768/1024}
  .nz-stage::before{content:"";position:absolute;inset:-4% -12% -2% -12%;z-index:0;pointer-events:none;
    background:radial-gradient(closest-side at 64% 24%,rgba(156,199,236,.34),transparent 72%),radial-gradient(closest-side at 34% 74%,rgba(156,199,236,.2),transparent 72%)}
  .nz-img{position:absolute;inset:0;width:100%;height:100%;z-index:1;filter:drop-shadow(0 22px 26px rgba(11,36,64,.16))}
  .nz-net{position:absolute;inset:0;width:100%;height:100%;z-index:2;overflow:hidden}
  .nz-rings{transform-box:view-box;transform-origin:510px 215px}
  .nz-rings circle{fill:none;stroke:rgba(36,106,165,.22);stroke-width:1;stroke-dasharray:2 7}
  .nz-arc{fill:none;stroke:var(--navy);stroke-width:1.5;stroke-linecap:round;stroke-dasharray:.014 .016;opacity:.7}
  .nz-arc.off{stroke:var(--blue);stroke-width:1.6}
  .nz-run{fill:none;stroke:#246AA5;stroke-width:3;stroke-linecap:round;stroke-dasharray:.07 1.2;stroke-dashoffset:.07;opacity:0}
  .nz-city{fill:#fff;stroke:var(--navy);stroke-width:2.6;transform-box:fill-box;transform-origin:center}
  .nz-home{fill:var(--navy);stroke:#fff;stroke-width:3}
  .nz-ping{fill:none;stroke:var(--navy);stroke-width:1.6;transform-box:fill-box;transform-origin:center;opacity:0}
  .nz-lab{position:absolute;z-index:3;transform:translate(12px,-50%);padding:3px 8px;border-radius:4px;background:rgba(255,255,255,.94);
    box-shadow:0 6px 14px -8px rgba(11,36,64,.45);font-size:12.5px;font-weight:500;color:var(--ink);white-space:nowrap;pointer-events:none}
  .nz-lab.l{transform:translate(calc(-100% - 12px),-50%)}
  .nz-lab.home{transform:translate(calc(-100% - 16px),-50%);background:var(--navy);color:#fff;padding:5px 10px;font-size:13px}
  .nz-lab.home b{font-weight:600}
  .nz-off{position:absolute;z-index:3;transform:translate(-18%,-125%);display:inline-flex;align-items:center;gap:7px;padding:7px 12px;
    background:#fff;border:1px solid var(--line);border-radius:6px;box-shadow:0 14px 30px -18px rgba(11,36,64,.5);font-size:13px;font-weight:500;color:var(--navy);white-space:nowrap}
  .nz-off svg{color:var(--blue);flex:none}
  .nz-ways{position:absolute;right:-10px;top:56%;z-index:4;list-style:none;margin:0;padding:12px 14px;display:grid;gap:9px;
    background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:0 20px 40px -26px rgba(11,36,64,.55)}
  .nz-ways li{display:flex;align-items:center;gap:9px;font-size:13px;color:var(--ink);white-space:nowrap}
  .nz-ways svg{color:var(--blue);flex:none}
  .nzmap .op-card{right:-14px;bottom:3%;z-index:4}

  html.motion .nz-img{opacity:0;transform:scale(.96);transition:opacity 1s ease,transform 1.4s var(--ease)}
  html.motion .nzmap.in .nz-img{opacity:1;transform:none}
  html.motion .nzmap.in .nz-rings{animation:stspin 90s linear infinite}
  html.motion .nz-arc{opacity:0;transition:opacity .8s ease calc(.7s + var(--i,0) * .1s)}
  html.motion .nzmap.in .nz-arc{opacity:.7}
  html.motion .nzmap.in .nz-run{opacity:1;animation:nzrun 3.4s cubic-bezier(.45,0,.25,1) calc(1.4s + var(--i,0) * .45s) infinite}
  @keyframes nzrun{0%{stroke-dashoffset:.07}70%,100%{stroke-dashoffset:-1}}
  html.motion .nz-city{transform:scale(0);transition:transform .6s cubic-bezier(.3,1.6,.5,1) calc(1s + var(--i,0) * .1s)}
  html.motion .nzmap.in .nz-city{transform:none}
  html.motion .nzmap.in .nz-ping{animation:nzping 2.6s ease-out 1s infinite}
  html.motion .nzmap.in .nz-ping.p2{animation-delay:2.3s}
  @keyframes nzping{0%{transform:scale(1);opacity:.7}100%{transform:scale(5);opacity:0}}
  html.motion .nz-lab,html.motion .nz-off{opacity:0;transition:opacity .6s ease calc(1.1s + var(--i,0) * .1s)}
  html.motion .nzmap.in .nz-lab,html.motion .nzmap.in .nz-off{opacity:1}
  html.motion .nz-off{transition-delay:2s}
  html.motion .nz-ways,html.motion .nzmap .op-card{opacity:0;transform:translateY(14px);transition:opacity .6s ease 1.6s,transform .8s var(--ease) 1.6s}
  html.motion .nzmap .op-card{transition-delay:1.9s}
  html.motion .nzmap.in .nz-ways,html.motion .nzmap.in .op-card{opacity:1;transform:none}
  html.motion .nzmap.in .op-card{animation:floatB 7.5s ease-in-out 3s infinite}

  @media (max-width:1020px){ .nzmap{max-width:440px;margin-top:10px} }
  @media (max-width:640px){
    .nzmap{max-width:330px;margin-inline:auto}
    .nz-stage::before{inset:-3% -6%}
    .nz-lab{font-size:11px;padding:2px 6px}
    .nz-lab.home{font-size:12px;padding:4px 8px}
    .nz-off{font-size:11.5px;padding:5px 9px}
    .nz-ways{position:static;display:flex;justify-content:center;gap:18px;margin-top:14px;padding:0;background:none;border:0;box-shadow:none}
    .nz-ways li{font-size:12.5px;color:var(--muted)}
    .nzmap .op-card{right:0;bottom:auto;top:79%;padding:10px 12px;gap:10px}
    .nzmap .op-card b{font-size:13.5px}
    .nzmap .op-live{display:none}
  }


  /* ================= v61: lighter header — Careers lives in the menu and footer, more air between items ================= */
  .site .wrap{gap:32px}
  .nav{gap:30px}
  .lang{margin-right:18px}
  @media (min-width:1181px) and (max-width:1380px){
    .site .wrap{gap:28px}
    .nav{gap:26px}
    .nav a{font-size:15px}
    .head-cta .btn.sm{padding:0 18px;font-size:14.5px}
    .head-cta .btn.sm i{display:inline}
    .lang{margin-right:14px}
  }
  @media (min-width:1181px) and (max-width:1260px){
    .nav{gap:22px}
    .head-cta .btn.sm i{display:none}
  }

  /* ================= v62: language switcher — globe + dropdown (client picked option A) ================= */
  .lang{height:auto;padding:0;border:0;border-radius:0;background:none;margin-right:0}
  .head-cta .lang{position:relative;padding-right:22px;margin-right:22px}
  .head-cta .lang::after{content:"";position:absolute;right:0;top:50%;width:1px;height:22px;margin-top:-11px;background:var(--line)}
  .lang .la-btn{display:inline-flex;align-items:center;gap:8px;height:38px;padding:0 8px;border-radius:6px;background:none;
    font-size:14px;font-weight:500;color:var(--ink);transition:background-color .25s ease}
  .lang .la-btn:hover,.lang.open .la-btn{background:var(--blue-pale);color:var(--ink)}
  .la-btn .gl{flex:none;color:var(--navy);transition:transform .7s var(--ease)}
  .la-btn:hover .gl,.lang.open .gl{transform:rotate(180deg)}
  .la-btn .chev{flex:none;color:#93A1AF;transition:transform .35s var(--ease)}
  .lang.open .chev{transform:rotate(180deg)}
  .lang .roll{display:inline-block;height:20px;overflow:hidden;line-height:20px;min-width:30px;text-align:left}
  .lang .r-in{display:flex;flex-direction:column;transition:transform .55s cubic-bezier(.34,1.56,.64,1)}
  .lang .r-in i{font-style:normal;height:20px;white-space:nowrap}
  .lang .r-in i[lang="zh-CN"]{font-family:"Noto Sans SC","PingFang SC","Microsoft YaHei",sans-serif}
  .lang[data-cur="zh"] .r-in{transform:translateY(-20px)}
  .la-menu{position:absolute;right:0;top:calc(100% + 10px);z-index:70;min-width:172px;padding:6px;background:#fff;border:1px solid var(--line);border-radius:8px;
    box-shadow:0 24px 48px -26px rgba(11,36,64,.5);opacity:0;visibility:hidden;transform:translateY(-6px) scale(.97);transform-origin:top right;
    transition:opacity .2s ease,transform .35s var(--ease),visibility 0s linear .35s}
  .head-cta .la-menu{right:22px}
  .lang.open .la-menu{opacity:1;visibility:visible;transform:none;transition:opacity .2s ease,transform .35s var(--ease),visibility 0s}
  .lang .la-menu button{width:100%;height:auto;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 12px;border-radius:6px;
    font-size:14px;font-weight:400;color:var(--ink);text-align:left;opacity:0;transform:translateY(-4px);
    transition:background-color .2s ease,opacity .3s ease,transform .4s var(--ease)}
  .lang.open .la-menu button{opacity:1;transform:none}
  .lang.open .la-menu button:nth-child(2){transition-delay:.05s}
  .lang .la-menu button:hover{background:var(--blue-pale);color:var(--navy)}
  .lang .la-menu button.on{color:var(--navy);font-weight:600}
  .la-menu .tk{flex:none;color:var(--navy)}
  .la-menu .tk path{stroke-dasharray:1;stroke-dashoffset:1;transition:stroke-dashoffset .45s var(--ease) .1s}
  .la-menu button.on .tk path{stroke-dashoffset:0}
  @media (max-width:1180px){
    .head-cta .lang{padding-right:0;margin-right:6px}
    .head-cta .lang::after{display:none}
    .head-cta .la-menu{right:0}
  }

  /* ================= v63: home — numbers band removed; "How we work with you" becomes the navy band ================= */
  .howwe{position:relative;overflow:hidden;background:#0B2440}
  .hw-glow{position:absolute;border-radius:50%;pointer-events:none;filter:blur(40px)}
  .hw-glow.g1{width:560px;height:560px;left:-180px;top:-240px;background:radial-gradient(circle,rgba(36,106,165,.5),transparent 68%)}
  .hw-glow.g2{width:480px;height:480px;right:-160px;bottom:-260px;background:radial-gradient(circle,rgba(156,199,236,.22),transparent 68%)}
  html.motion .hw-glow.g1{animation:hwdrift 18s ease-in-out infinite alternate}
  html.motion .hw-glow.g2{animation:hwdrift 23s ease-in-out infinite alternate-reverse}
  @keyframes hwdrift{to{transform:translate3d(140px,70px,0) scale(1.12)}}
  .howwe .wrap{position:relative;z-index:1}
  .howwe h2{color:#fff}
  .howwe .sec-head p{color:#A9BCD0}
  .howwe .process .track{background:rgba(156,199,236,.18)}
  .howwe .process .track .draw{background:linear-gradient(90deg,#9CC7EC,rgba(156,199,236,.45))}
  .howwe .process .track .pulse{position:absolute;top:-4px;left:-8%;width:96px;height:9px;border-radius:9px;opacity:0;
    background:radial-gradient(closest-side,#fff,rgba(156,199,236,.65) 45%,transparent)}
  html.motion .howwe .process.in .track .pulse{animation:hwpulse 6s linear 2s infinite}
  @keyframes hwpulse{0%{left:-8%;opacity:0}5%,92%{opacity:1}100%{left:100%;opacity:0}}
  .howwe .step .dot{background:#0B2440;border:1.5px solid #9CC7EC}
  html.motion .howwe .process.in .step .dot{animation:hwdot 6s linear infinite}
  .howwe .process > :nth-child(2) .dot{animation-delay:2.44s}
  .howwe .process > :nth-child(3) .dot{animation-delay:3.89s}
  .howwe .process > :nth-child(4) .dot{animation-delay:5.33s}
  .howwe .process > :nth-child(5) .dot{animation-delay:6.78s}
  @keyframes hwdot{0%{background:#9CC7EC;box-shadow:0 0 0 6px rgba(156,199,236,.16),0 0 20px 4px rgba(156,199,236,.45)}14%,100%{background:#0B2440;box-shadow:0 0 0 0 rgba(156,199,236,0)}}
  .howwe .step .n{color:#9CC7EC}
  .howwe .step h3{color:#fff;transition:color .3s ease}
  .howwe .step p:not(.n){color:#A9BCD0}
  @media (hover:hover){
    .howwe .step:hover h3{color:#CFE2F4}
    .howwe .step:hover .dot{background:#9CC7EC}
  }
  @media (max-width:1020px){
    .howwe .process{grid-template-columns:1fr;gap:34px;padding-left:36px;margin-top:44px}
    .howwe .process .track{display:block;left:7px;right:auto;top:10px;bottom:10px;width:1px;height:auto}
    .howwe .process .track .draw{background:linear-gradient(180deg,#9CC7EC,rgba(156,199,236,.45))}
    html.motion .howwe .process .track .draw{transform:scaleY(0);transform-origin:top}
    html.motion .howwe .process.in .track .draw{transform:scaleY(1)}
    .howwe .step{padding-top:0}
    .howwe .step .dot{left:-36px;top:3px}
    .howwe .process .track .pulse{top:-8%;left:-4px;width:9px;height:96px}
    html.motion .howwe .process.in .track .pulse{animation-name:hwpulsev}
    @keyframes hwpulsev{0%{top:-8%;opacity:0}5%,92%{opacity:1}100%{top:100%;opacity:0}}
  }


  /* ================= v66: home PAYE calculator — classic two-panel tool, Roboto (client's reference) ================= */
  .qc-sec{font-family:"Roboto","Noto Sans SC",system-ui,sans-serif}
  .qc-head{max-width:760px;margin:0 auto;text-align:center}
  .qc-head h2{font-family:inherit;font-size:clamp(28px,3vw,38px);font-weight:500;letter-spacing:-.01em;line-height:1.2;color:var(--ink)}
  .qc-head p{margin-top:14px;font-size:17px;line-height:1.65;color:#3E4A56}
  .qc{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);max-width:860px;margin:48px auto 0;background:#fff;border:1px solid var(--line);border-radius:12px;
    box-shadow:0 30px 60px -50px rgba(11,36,64,.4);overflow:hidden}
  .qc-in{padding:40px 30px 36px 30px;border-right:1px solid var(--line)}
  .qc-l{display:block;margin:0 0 10px;font-size:15.5px;font-weight:500;color:var(--ink)}
  .qc-row{display:flex;align-items:center;gap:12px;margin-bottom:24px}
  .qc-input{flex:1;min-width:0;height:46px;padding:0 16px;border:1px solid #D5DCE3;border-radius:8px;background:#fff;font:inherit;font-size:15.5px;color:var(--ink);
    transition:border-color .2s ease,box-shadow .2s ease;font-variant-numeric:tabular-nums}
  .qc-input::placeholder{color:#8C97A3}
  .qc-input:focus{outline:0;border-color:var(--navy);box-shadow:0 0 0 3px rgba(36,106,165,.14)}
  .qc-select{appearance:none;-webkit-appearance:none;cursor:pointer;padding-right:40px;
    background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' fill='none' stroke='%23667483' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") no-repeat right 16px center}
  .qc-btn{flex:none;height:46px;padding:0 26px;border:0;border-radius:999px;background:var(--navy);color:#fff;font:inherit;font-size:15.5px;font-weight:500;cursor:pointer;
    transition:background-color .2s ease,transform .15s ease,box-shadow .3s ease;box-shadow:0 10px 20px -14px rgba(21,59,102,.8)}
  .qc-btn:hover{background:#0F2E52}
  .qc-btn:active{transform:scale(.97)}
  .qc-clear{display:inline-flex;align-items:center;justify-content:center;height:46px;padding:0 46px;border:1px solid var(--navy);border-radius:999px;background:#fff;color:var(--navy);
    font:inherit;font-size:15.5px;cursor:pointer;transition:background-color .2s ease,color .2s ease}
  .qc-clear:hover{background:var(--navy);color:#fff}
  .qc-more{display:table;margin-top:26px;font-size:15px;font-weight:500;color:var(--navy);border-bottom:1px solid rgba(21,59,102,.3);padding-bottom:3px}
  .qc-more i{font-style:normal;display:inline-block;transition:transform .3s var(--ease)}
  .qc-more:hover i{transform:translateX(4px)}
  .qc-out{padding:30px 24px 26px}
  .qc-r{padding:16px 0 18px;border-bottom:1px solid var(--line)}
  .qc-r:first-child{padding-top:6px}
  .qc-r span{display:block;font-size:15.5px;color:var(--ink)}
  .qc-r b{display:block;margin-top:6px;font-size:22px;font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums;line-height:1.2}
  .qc-r.main b{font-size:30px;color:var(--navy)}
  .qc-note{margin-top:20px;font-size:13px;font-style:italic;line-height:1.6;color:#3E4A56}
  /* motion: rows step in once a result appears */
  html.motion .qc.done .qc-r b{animation:qcIn .6s var(--ease) both}
  html.motion .qc.done .qc-r:nth-child(2) b{animation-delay:.06s}
  html.motion .qc.done .qc-r:nth-child(3) b{animation-delay:.12s}
  html.motion .qc.done .qc-r:nth-child(4) b{animation-delay:.18s}
  @keyframes qcIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
  html.motion .qc-r{position:relative}
  html.motion .qc-r::after{content:"";position:absolute;left:0;bottom:-1px;height:1px;width:100%;background:var(--navy);transform:scaleX(0);transform-origin:left}
  html.motion .qc.done .qc-r::after{animation:qcLine .9s var(--ease-io) both}
  html.motion .qc.done .qc-r:nth-child(2)::after{animation-delay:.08s}
  html.motion .qc.done .qc-r:nth-child(3)::after{animation-delay:.16s}
  html.motion .qc.done .qc-r:nth-child(4)::after{animation-delay:.24s}
  @keyframes qcLine{0%{transform:scaleX(0);opacity:1}60%{transform:scaleX(1);opacity:1}100%{transform:scaleX(1);opacity:0}}
  @media (max-width:760px){
    .qc{grid-template-columns:1fr;margin-top:34px}
    .qc-in{border-right:0;border-bottom:1px solid var(--line);padding:28px 20px 26px}
    .qc-out{padding:22px 20px 22px}
    .qc-btn{padding:0 20px}
    .qc-head p{font-size:16px}
  }


  /* ================= v68: home PAYE calculator — fortnightly result in the card, proportion ring and facts beside it ================= */
  .qc-layout{display:grid;grid-template-columns:minmax(0,1.8fr) minmax(0,1fr);gap:52px;align-items:center;margin-top:48px}
  .qc-layout .qc{margin:0;max-width:none}
  .qc-r.main b{font-size:32px}
  .qc-side{font-family:"Roboto","Noto Sans SC",system-ui,sans-serif}
  .qs-kpi{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));text-align:center;gap:8px}
  .qs-kpi b{display:block;font-size:24px;font-weight:500;color:var(--navy);line-height:1.15;font-variant-numeric:tabular-nums;white-space:nowrap}
  .qs-kpi span{display:block;margin-top:6px;font-size:12.5px;line-height:1.35;color:var(--muted)}
  .qc-side .qc-donut{position:relative;width:min(240px,100%);aspect-ratio:1/1;margin:30px auto 0}
  .qc-donut svg{width:100%;height:100%;transform:rotate(-90deg)}
  .qc-donut circle{fill:none;stroke-width:12}
  .qd-bg{stroke:#E6ECF2}
  .qd{stroke-dasharray:0 400;transition:stroke-dasharray .9s var(--ease),stroke-dashoffset .9s var(--ease)}
  .qd.s-net{stroke:#153B66}.qd.s-paye{stroke:#5E8FBF}.qd.s-acc{stroke:#9CC7EC}.qd.s-ks{stroke:#C4D7E8}
  .qd-ctr{position:absolute;inset:22%;display:flex;align-items:center;justify-content:center;text-align:center}
  .qd-ctr span{font-size:13.5px;line-height:1.45;color:var(--muted)}
  .qc-side .qc-leg{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:10px}
  .qc-leg li{display:grid;grid-template-columns:10px minmax(0,1fr) auto;gap:10px;align-items:center;font-size:15px;color:#3E4A56;transition:opacity .3s ease}
  .qc-leg li.off{opacity:.4}
  .qc-leg i{width:10px;height:10px;border-radius:2px}
  .qc-leg .net i{background:#153B66}.qc-leg .paye i{background:#5E8FBF}.qc-leg .acc i{background:#9CC7EC}.qc-leg .ks i{background:#C4D7E8}
  .qc-leg b{font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums}
  html.motion .qc-side.done .qc-donut{animation:qcSpin 1s var(--ease) both}
  @keyframes qcSpin{from{transform:rotate(-40deg) scale(.94);opacity:.6}to{transform:none;opacity:1}}
  html.motion .qc-side.done .qs-kpi b,html.motion .qc-side.done .qc-leg b{animation:qcIn .6s var(--ease) both}
  html.motion .qc-side.done .qs-kpi div:nth-child(2) b{animation-delay:.08s}
  html.motion .qc-side.done .qs-kpi div:nth-child(3) b{animation-delay:.16s}
  html.motion .qc-r.main b{transform-origin:left}
  @media (max-width:1020px){
    .qc-layout{grid-template-columns:minmax(0,1fr);gap:40px;max-width:760px;margin-inline:auto}
    .qc-side{max-width:420px;margin:0 auto;width:100%}
  }
  @media (max-width:640px){
    .qc-layout{margin-top:34px}
    .qs-kpi b{font-size:19px}
    .qc-side .qc-donut{width:200px}
  }


  /* ================= v70: KiwiSaver dropdown — custom list that slides open ================= */
  .qc{overflow:visible}
  .qsel{position:relative;flex:1;min-width:0}
  .qsel-btn{width:100%;display:flex;align-items:center;justify-content:space-between;gap:12px;text-align:left;cursor:pointer}
  .qsel-chev{flex:none;color:#667483;transition:transform .35s var(--ease),color .2s ease}
  .qsel.open .qsel-btn{border-color:var(--navy);box-shadow:0 0 0 3px rgba(36,106,165,.14)}
  .qsel.open .qsel-chev{transform:rotate(180deg);color:var(--navy)}
  .qsel-list{position:absolute;left:0;right:0;top:calc(100% + 8px);z-index:20;list-style:none;margin:0;padding:6px;background:#fff;
    border:1px solid #D5DCE3;border-radius:10px;box-shadow:0 26px 50px -28px rgba(11,36,64,.5),0 2px 6px -4px rgba(11,36,64,.15);
    clip-path:inset(0 0 100% 0 round 10px);opacity:0;visibility:hidden;transform:translateY(-6px);
    transition:clip-path .38s var(--ease),opacity .2s ease,transform .38s var(--ease),visibility 0s linear .38s}
  .qsel.open .qsel-list{clip-path:inset(0 0 0 0 round 10px);opacity:1;visibility:visible;transform:none;
    transition:clip-path .45s var(--ease),opacity .2s ease,transform .45s var(--ease),visibility 0s}
  .qsel-list li{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 12px;border-radius:7px;cursor:pointer;
    font-size:15px;color:var(--ink);transition:background-color .18s ease,color .18s ease,opacity .3s ease,transform .35s var(--ease)}
  .qsel-list li.hi{background:#F1F5F9;color:var(--navy)}
  .qsel-list li.on{color:var(--navy);font-weight:500}
  .qs-tk{flex:none;color:var(--navy);opacity:0;transform:scale(.6);transition:opacity .25s ease,transform .3s var(--ease)}
  .qsel-list li.on .qs-tk{opacity:1;transform:none}
  html.motion .qsel-list li{opacity:0;transform:translateY(-6px)}
  html.motion .qsel.open .qsel-list li{opacity:1;transform:none;transition-delay:calc(var(--j,0) * 30ms + 60ms)}
  html.motion .qsel.open .qsel-list li.hi{transition-delay:0s}
  @media (max-width:760px){ .qc{grid-template-columns:minmax(0,1fr)} .qc-btn{padding:0 18px} }

  /* v73: phone/tablet header — language switch sits right beside the menu button */
  @media (max-width:1180px){
    .site .wrap{gap:6px}
    .head-cta .lang{margin-right:0}
    .lang .la-btn{gap:6px;padding:0 6px;height:36px}
    .la-btn .chev{width:8px}
    .burger{margin-left:0}
  }